US Bank Directory
Banks in Alachua, FL
2 FDIC-insured banks operate 2 offices in Alachua, Florida, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Alachua
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Alachua, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Alachua
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Renasant and Capital City Bank have the most locations in Alachua, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Campus Usa Credit Union Credit union · 1
Campus Usa Credit Union has 1 office in Alachua, 23 across Florida. It is based in Gainesville, FL and $3.97 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Alachua14759 Nw 157Th Ln, 32615
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: NCUA, March 31, 2026
Capital City Bank Bank · 1
Capital City Bank has 1 branch in Alachua, 53 across Florida and 67 nationwide. FDIC records list its main office in Tallahassee, FL and show it operating since 1907. With $4.45 billion in total assets on June 30, 2026, it ranks No. 313 of 4,232 U.S. banks by total assets. The Alachua Branch at 15000 Nw 140th St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Alachua Branch15000 Nw 140th St, 32615
Radiant Credit Union Credit union · 1
Radiant Credit Union has 1 office in Alachua, 15 across Florida. It is based in Gainesville, FL and $1.10 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Alachua14520 Nw Us Highway 441, 32615
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Renasant Bank · 1
Renasant has 1 branch in Alachua, 26 across Florida and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. The Alachua Branch at 16404 Nw 17th Drive dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Alachua Branch16404 Nw 17th Drive, 32615
Vystar Credit Union Credit union · 1
Vystar Credit Union has 1 office in Alachua, 92 across Florida. It is based in Jacksonville, FL and $13.80 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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159-Alachua16201 Nw Us Highway 441, 32615
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Alachua
3 credit unions have 3 offices here: Vystar Credit Union, Campus Usa Credit Union and Radiant Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Alachua page has every office in the state's directory.
Banking in Alachua: the local picture
Short answer: 2 banks run 2 branches in Alachua according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Alachua, 1 elsewhere in Florida and 1 out of state, according to the FDIC.
The bank with the longest record here is Renasant, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is Capital City Bank's office at 15000 Nw 140th St, dating to 2005; the newest is Renasant's at 16404 Nw 17th Drive, from 2006.
3 credit unions have 3 offices in Alachua, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Alachua
Short answer: 1 of the 3 Alachua locations with published hours opens on Saturday, run by 1 institution.
- Campus Usa Credit Union: 1 of 1 office (14759 Nw 157Th Ln: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Alachua, and where the nearest one is if they do not.
Short answer: No branches in Alachua: Chase (nearest in Gainesville, 9 mi), Wells Fargo (nearest in Gainesville, 10 mi), Bank of America (nearest in Gainesville, 11 mi), PNC Bank (nearest in Gainesville, 11 mi), U.S. Bank (nearest in Sarasota, 171 mi), Truist (nearest in Gainesville, 10 mi), Fifth Third Bank (nearest in Newberry, 11 mi), Huntington (nearest in Dunnellon, 52 mi), Regions Bank (nearest in Gainesville, 15 mi), TD Bank (nearest in Gainesville, 12 mi), BMO (nearest in Tampa, 128 mi).
| Bank | In Alachua | Nearest branch if none here |
|---|---|---|
| Chase | None | Gainesville, 9 miles away |
| Wells Fargo | None | Gainesville, 10 miles away |
| Bank of America | None | Gainesville, 11 miles away |
| PNC Bank | None | Gainesville, 11 miles away |
| U.S. Bank | None | Sarasota, 171 miles away |
| Truist | None | Gainesville, 10 miles away |
| Fifth Third Bank | None | Newberry, 11 miles away |
| Huntington | None | Dunnellon, 52 miles away |
| Regions Bank | None | Gainesville, 15 miles away |
| TD Bank | None | Gainesville, 12 miles away |
| BMO | None | Tampa, 128 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Alachua to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Alachua residents like anyone else.
Banks near Alachua
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are High Springs (6 miles) and Newberry (11 miles). Gainesville, 13 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in High Springs, FL | 6 mi | 2 | 2 |
| Banks in Newberry, FL | 11 mi | 4 | 5 |
| Banks in Gainesville, FL | 13 mi | 17 | 44 |
| Banks in Bell, FL | 23 mi | 2 | 2 |
| Banks in Trenton, FL | 23 mi | 3 | 3 |
| Banks in Starke, FL | 25 mi | 4 | 4 |
| Banks in Bronson, FL | 26 mi | 3 | 3 |
| Banks in Keystone Heights, FL | 28 mi | 3 | 3 |
Bank branch openings and closings in Alachua
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Alachua between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Alachua by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Alachua offices.
Short answer: Renasant is the largest bank with offices in Alachua, with $26.99 billion in total assets on June 30, 2026, No. 80 among U.S. banks by total assets. Capital City Bank is second with $4.45 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Renasant | $26.99 billion | No. 80 | 1 | Tupelo, MS |
| Capital City Bank | $4.45 billion | No. 313 | 1 | Tallahassee, FL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Alachua: FAQ
How many banks are in Alachua, FL?
Alachua has 2 banks with 2 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Alachua?
Renasant, with 1. Capital City Bank has 1.
Is there a Renasant in Alachua, FL?
Yes. FDIC data lists 1 Renasant branch in Alachua as of September 5, 2026. The address and directions are under Renasant above.
Is there a Capital City Bank in Alachua, FL?
Yes. FDIC data lists 1 Capital City Bank branch in Alachua as of September 5, 2026. The address and directions are under Capital City Bank above.
Is there a Chase in Alachua, FL?
No. FDIC data lists no Chase branch in Alachua as of September 5, 2026. The nearest is in Gainesville, about 9 miles away in a straight line.
Which banks in Alachua are open on Saturday?
Campus Usa Credit Union publishes Saturday hours for one or more Alachua locations. The Saturday section above lists each one with its hours. 2 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Alachua?
Renasant has the longest record among banks with a branch here: the FDIC shows it operating since 1904.
Which credit unions can I join in Alachua?
Vystar Credit Union, Campus Usa Credit Union and Radiant Credit Union have offices in Alachua. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Alachua in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Alachua?
Nearby cities with more banks include High Springs, Newberry, Gainesville. High Springs is 6 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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