US Bank Directory

Banks in Bell, FL

2 FDIC-insured banks operate 2 offices in Bell, Florida.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Bell

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Bell, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Bell

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Capital City Bank and Lafayette State Bank have the most locations in Bell, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Capital City Bank 1 branch · main office Tallahassee, FL Bank · 1

Capital City Bank has 1 branch in Bell, 53 across Florida and 67 nationwide. FDIC records list its main office in Tallahassee, FL and show it operating since 1907. With $4.45 billion in total assets on June 30, 2026, it ranks No. 313 of 4,232 U.S. banks by total assets. The Bell Branch at 690 S. Us Hwy 129 dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Capital City Bank: profile, branches and contacts
Lafayette State Bank 1 branch · main office Mayo, FL Bank · 1

Lafayette State Bank has 1 branch in Bell, 4 across Florida and 4 nationwide. FDIC records list its main office in Mayo, FL and show it operating since 1946. With $252.2 million in total assets on June 30, 2026, it ranks No. 2,718 of 4,232 U.S. banks by total assets. The Bell Office Branch at 1119 S Main St dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bell Office Branch
    1119 S Main St, 32619
    Hours: see the bank's site
Lafayette State Bank: profile, branches and contacts

Banking in Bell: the local picture

Short answer: 2 banks run 2 branches in Bell according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Bell, 2 elsewhere in Florida, according to the FDIC.

The bank with the longest record here is Capital City Bank, operating since 1907 according to the FDIC. In FDIC branch records, the longest-running branch is Capital City Bank's office at 690 S. Us Hwy 129, dating to 1992; the newest is Lafayette State Bank's at 1119 S Main St, from 2009.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Bell, and where the nearest one is if they do not.

Short answer: No branches in Bell: Chase (nearest in Gainesville, 27 mi), Wells Fargo (nearest in Gainesville, 28 mi), Bank of America (nearest in Gainesville, 27 mi), PNC Bank (nearest in Gainesville, 28 mi), U.S. Bank (nearest in Sarasota, 167 mi), Truist (nearest in Newberry, 23 mi), Fifth Third Bank (nearest in Newberry, 23 mi), Huntington (nearest in Dunnellon, 53 mi), Regions Bank (nearest in Gainesville, 30 mi), TD Bank (nearest in Gainesville, 29 mi), BMO (nearest in Tampa, 126 mi).

BankIn BellNearest branch if none here
ChaseNoneGainesville, 27 miles away
Wells FargoNoneGainesville, 28 miles away
Bank of AmericaNoneGainesville, 27 miles away
PNC BankNoneGainesville, 28 miles away
U.S. BankNoneSarasota, 167 miles away
TruistNoneNewberry, 23 miles away
Fifth Third BankNoneNewberry, 23 miles away
HuntingtonNoneDunnellon, 53 miles away
Regions BankNoneGainesville, 30 miles away
TD BankNoneGainesville, 29 miles away
BMONoneTampa, 126 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bell to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bell residents like anyone else.

Banks near Bell

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Trenton (9 miles) and Branford (16 miles). Newberry, 22 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Bell

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bell between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Bell by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bell offices.

Short answer: Capital City Bank is the largest bank with offices in Bell, with $4.45 billion in total assets on June 30, 2026, No. 313 among U.S. banks by total assets. Lafayette State Bank is second with $252.2 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Capital City Bank$4.45 billionNo. 3131Tallahassee, FL
Lafayette State Bank$252.2 millionNo. 2,7181Mayo, FL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bell: FAQ

How many banks are in Bell, FL?

Bell has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Bell?

Capital City Bank, with 1. Lafayette State Bank has 1.

Is there a Capital City Bank in Bell, FL?

Yes. FDIC data lists 1 Capital City Bank branch in Bell as of September 5, 2026. The address and directions are under Capital City Bank above.

Is there a Lafayette State Bank in Bell, FL?

Yes. FDIC data lists 1 Lafayette State Bank branch in Bell as of September 5, 2026. The address and directions are under Lafayette State Bank above.

Is there a Chase in Bell, FL?

No. FDIC data lists no Chase branch in Bell as of September 5, 2026. The nearest is in Gainesville, about 27 miles away in a straight line.

What is the oldest bank in Bell?

Capital City Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1907.

Did any bank branches open or close in Bell in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Bell?

Nearby cities with more banks include Trenton, Branford, Chiefland. Trenton is 9 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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