Banks in Mayo, FL

Bank branch map: Mayo

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Mayo, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Mayo

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Federal Bank and Lafayette State Bank have the most locations in Mayo, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Federal Bank 1 branch · main office Lake City, FL Bank · 1

First Federal Bank has 1 branch in Mayo, 27 across Florida and 30 nationwide. FDIC records list its main office in Lake City, FL and show it operating since 1961. With $4.49 billion in total assets on June 30, 2026, it ranks No. 309 of 4,232 U.S. banks by total assets. The Highway 51 N. Branch at 187 N Fletcher Ave dates to 1961 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Highway 51 N. Branch

  187 N Fletcher Ave, 32066

  Hours: see the bank's site
  DirectionsWebsite

First Federal Bank: profile, branches and contacts

Lafayette State Bank 1 branch · main office Mayo, FL Bank · 1

Lafayette State Bank has 1 branch in Mayo, 4 across Florida and 4 nationwide. FDIC records list its main office in Mayo, FL and show it operating since 1946. With $252.2 million in total assets on June 30, 2026, it ranks No. 2,718 of 4,232 U.S. banks by total assets. Its main office at 340 W Main St dates to 1946 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  340 W Main St, 32066

  Hours: see the bank's site
  DirectionsWebsite

Lafayette State Bank: profile, branches and contacts

Banking in Mayo: the local picture

Short answer: 2 banks run 2 branches in Mayo according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Mayo, 1 elsewhere in Florida, according to the FDIC.

The bank with the longest record here is Lafayette State Bank, operating since 1946 according to the FDIC. In FDIC branch records, the longest-running branch is Lafayette State Bank's office at 340 W Main St, dating to 1946; the newest is First Federal Bank's at 187 N Fletcher Ave, from 1961.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Mayo, and where the nearest one is if they do not.

Short answer: No branches in Mayo: Chase (nearest in Gainesville, 53 mi), Wells Fargo (nearest in Perry, 25 mi), Bank of America (nearest in Gainesville, 53 mi), PNC Bank (nearest in Gainesville, 54 mi), U.S. Bank (nearest in Sarasota, 192 mi), Truist (nearest in Newberry, 49 mi), Fifth Third Bank (nearest in Newberry, 49 mi), Huntington (nearest in Dunnellon, 81 mi), Regions Bank (nearest in Gainesville, 56 mi), TD Bank (nearest in Live Oak, 20 mi), BMO (nearest in Tampa, 152 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mayo to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mayo residents like anyone else.

Banks near Mayo

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Branford (16 miles) and Live Oak (21 miles). Lake City, 32 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Mayo

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Mayo between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Mayo

Short answer: 1 institution has its main office in Mayo: Lafayette State Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Mayo by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mayo offices.

Short answer: First Federal Bank is the largest bank with offices in Mayo, with $4.49 billion in total assets on June 30, 2026, No. 309 among U.S. banks by total assets. Lafayette State Bank is second with $252.2 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mayo: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.