US Bank Directory
Banks in Madison, FL
3 FDIC-insured banks operate 3 offices in Madison, Florida, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Madison
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Madison, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Madison
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo, Capital City Bank and Madison County Community Bank have the most locations in Madison, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Blue Coast Credit Union Credit union · 1
Blue Coast Credit Union has 1 office in Madison, 3 across Florida. It is based in Perry, FL and $170.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Bcfcu-Mad424 W Base St, 32340
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Capital City Bank Bank · 1
Capital City Bank has 1 branch in Madison, 53 across Florida and 67 nationwide. FDIC records list its main office in Tallahassee, FL and show it operating since 1907. With $4.45 billion in total assets on June 30, 2026, it ranks No. 313 of 4,232 U.S. banks by total assets. The Madison Branch at 343 W Base St dates to 1960 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Madison Branch343 W Base St, 32340
Madison County Community Bank Bank · 1
Madison County Community Bank has 1 branch in Madison, 2 across Florida and 2 nationwide. FDIC records list its main office in Madison, FL and show it operating since 1999. With $211.7 million in total assets on June 30, 2026, it ranks No. 2,921 of 4,232 U.S. banks by total assets. Its main office at 301 E Base St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office301 E Base St, 32340
Madison Education Assoc. Credit Union Credit union · 1
Madison Education Assoc. Credit Union has 1 office in Madison, 1 across Florida. It is based in Madison, FL and $7.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office373 Ne Sumter St, 32340
All hours
Mon not published; Tue 10 am to 5 pm; Wed not published; Thu 10 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Madison, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Madison Branch at 200 W Base St dates to 1931 in FDIC branch records. Its published hours do not list Saturday.
-
Madison Branch200 W Base St, 32340
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Madison
2 credit unions have 2 offices here: Blue Coast Credit Union and Madison Education Assoc. Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Madison page has every office in the state's directory.
Banking in Madison: the local picture
Short answer: 3 banks run 3 branches in Madison according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Madison, 1 elsewhere in Florida and 1 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 200 W Base St, dating to 1931; the newest is Madison County Community Bank's at 301 E Base St, from 1999.
2 credit unions have 2 offices in Madison, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Madison
Short answer: None of the 3 Madison locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Madison, and where the nearest one is if they do not.
Short answer: In Madison: Wells Fargo (1). No branches in Madison: Chase (nearest in Tallahassee, 50 mi), Bank of America (nearest in Tallahassee, 49 mi), PNC Bank (nearest in Gainesville, 82 mi), U.S. Bank (nearest in Sarasota, 223 mi), Truist (nearest in Tallahassee, 48 mi), Fifth Third Bank (nearest in Newberry, 79 mi), Huntington (nearest in Dunnellon, 113 mi), Regions Bank (nearest in Tallahassee, 48 mi), TD Bank (nearest in Live Oak, 28 mi), BMO (nearest in Tampa, 184 mi).
| Bank | In Madison | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Chase | None | Tallahassee, 50 miles away |
| Bank of America | None | Tallahassee, 49 miles away |
| PNC Bank | None | Gainesville, 82 miles away |
| U.S. Bank | None | Sarasota, 223 miles away |
| Truist | None | Tallahassee, 48 miles away |
| Fifth Third Bank | None | Newberry, 79 miles away |
| Huntington | None | Dunnellon, 113 miles away |
| Regions Bank | None | Tallahassee, 48 miles away |
| TD Bank | None | Live Oak, 28 miles away |
| BMO | None | Tampa, 184 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Madison to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Madison residents like anyone else.
Banks near Madison
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Perry (27 miles) and Monticello (27 miles). Tallahassee, 50 miles away, has the most banks nearby: 19.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Perry, FL | 27 mi | 3 | 3 |
| Banks in Monticello, FL | 27 mi | 2 | 2 |
| Banks in Live Oak, FL | 28 mi | 4 | 5 |
| Banks in Mayo, FL | 32 mi | 2 | 2 |
| Banks in Branford, FL | 46 mi | 2 | 2 |
| Banks in Lake City, FL | 49 mi | 6 | 10 |
| Banks in Tallahassee, FL | 50 mi | 19 | 62 |
| Banks in Cross City, FL | 60 mi | 3 | 3 |
Bank branch openings and closings in Madison
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Madison between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Madison
Short answer: 2 institutions have their main office in Madison: Madison County Community Bank and Madison Education Assoc. Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Madison County Community Bank | Bank | $211.7 million | 1 |
| Madison Education Assoc. Credit Union | Credit union | $7.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Madison by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Madison offices.
Short answer: Wells Fargo is the largest bank with offices in Madison, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Capital City Bank is second with $4.45 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Capital City Bank | $4.45 billion | No. 313 | 1 | Tallahassee, FL |
| Madison County Community Bank | $211.7 million | No. 2,921 | 1 | Madison, FL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Madison: FAQ
How many banks are in Madison, FL?
Madison has 3 banks with 3 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Madison?
Wells Fargo, with 1. Capital City Bank has 1 and Madison County Community Bank has 1.
Is there a Wells Fargo in Madison, FL?
Yes. FDIC data lists 1 Wells Fargo branch in Madison as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Capital City Bank in Madison, FL?
Yes. FDIC data lists 1 Capital City Bank branch in Madison as of September 5, 2026. The address and directions are under Capital City Bank above.
Is there a Chase in Madison, FL?
No. FDIC data lists no Chase branch in Madison as of September 5, 2026. The nearest is in Tallahassee, about 50 miles away in a straight line.
Which banks in Madison are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Madison?
Madison County Community Bank and Madison Education Assoc. Credit Union have their main office in Madison, according to the FDIC and the NCUA.
What is the oldest bank in Madison?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Madison?
Blue Coast Credit Union and Madison Education Assoc. Credit Union have offices in Madison. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Madison in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Madison?
Nearby cities with more banks include Perry, Monticello, Live Oak. Perry is 27 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds