US Bank Directory

Banks in Ridgeland, SC

3 FDIC-insured banks operate 3 offices in Ridgeland, South Carolina.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Ridgeland

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Ridgeland, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Ridgeland

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Regions Bank, SouthState and Bank of the Lowcountry have the most locations in Ridgeland, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of the Lowcountry 1 branch · main office Walterboro, SC Bank · 1

Bank of the Lowcountry has 1 branch in Ridgeland, 6 across South Carolina and 5 nationwide. FDIC records list its main office in Walterboro, SC and show it operating since 1989. With $430.2 million in total assets on June 30, 2026, it ranks No. 1,975 of 4,232 U.S. banks by total assets. The Ridgeland Branch at 8058 E Main St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Ridgeland Branch
    8058 E Main St, 29936
    Hours: see the bank's site
Bank of the Lowcountry: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Ridgeland, 18 across South Carolina and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Ridgeland Branch at 11004 N Jacob Smart Blvd dates to 1951 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Ridgeland Branch
    11004 N Jacob Smart Blvd, 29936
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
SouthState SouthState Bank, National Association · 1 branch · main office Winter Haven, FL Bank · 1

SouthState has 1 branch in Ridgeland, 90 across South Carolina and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Ridgeland Branch at 10671 S Jacob Smart Blvd dates to 1967 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Ridgeland Branch
    10671 S Jacob Smart Blvd, 29936
    Hours: see the bank's site
SouthState: profile, branches and contacts

Banking in Ridgeland: the local picture

Short answer: 3 banks run 3 branches in Ridgeland according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Ridgeland, 1 elsewhere in South Carolina and 2 out of state, according to the FDIC.

The bank with the longest record here is Regions Bank, operating since 1928 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 11004 N Jacob Smart Blvd, dating to 1951; the newest is Bank of the Lowcountry's at 8058 E Main St, from 2004.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Ridgeland, and where the nearest one is if they do not.

Short answer: In Ridgeland: Regions Bank (1). No branches in Ridgeland: Chase (nearest in Bluffton, 16 mi), Wells Fargo (nearest in Bluffton, 13 mi), Bank of America (nearest in Bluffton, 15 mi), PNC Bank (nearest in Hilton Head, 25 mi), U.S. Bank, Truist (nearest in Bluffton, 13 mi), Fifth Third Bank (nearest in Beaufort, 15 mi), Huntington (nearest in Charleston, 64 mi), TD Bank (nearest in Okatie, 12 mi), BMO.

BankIn RidgelandNearest branch if none here
Regions Bank1 branchhere
ChaseNoneBluffton, 16 miles away
Wells FargoNoneBluffton, 13 miles away
Bank of AmericaNoneBluffton, 15 miles away
PNC BankNoneHilton Head, 25 miles away
U.S. BankNonenone in South Carolina
TruistNoneBluffton, 13 miles away
Fifth Third BankNoneBeaufort, 15 miles away
HuntingtonNoneCharleston, 64 miles away
TD BankNoneOkatie, 12 miles away
BMONonenone in South Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ridgeland to the nearest branch in South Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ridgeland residents like anyone else.

Banks near Ridgeland

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Bluffton (16 miles) and Beaufort (18 miles). Beaufort, 18 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Ridgeland

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ridgeland between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Ridgeland by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ridgeland offices.

Short answer: Regions Bank is the largest bank with offices in Ridgeland, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. SouthState is second with $68.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Regions Bank$159.79 billionNo. 271Birmingham, AL
SouthState$68.79 billionNo. 411Winter Haven, FL
Bank of the Lowcountry$430.2 millionNo. 1,9751Walterboro, SC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ridgeland: FAQ

How many banks are in Ridgeland, SC?

Ridgeland has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Ridgeland?

Regions Bank, with 1. SouthState has 1 and Bank of the Lowcountry has 1.

Is there a Regions Bank in Ridgeland, SC?

Yes. FDIC data lists 1 Regions Bank branch in Ridgeland as of September 5, 2026. The address and directions are under Regions Bank above.

Is there a SouthState in Ridgeland, SC?

Yes. FDIC data lists 1 SouthState branch in Ridgeland as of September 5, 2026. The address and directions are under SouthState above.

Is there a Bank of the Lowcountry in Ridgeland, SC?

Yes. FDIC data lists 1 Bank of the Lowcountry branch in Ridgeland as of September 5, 2026. The address and directions are under Bank of the Lowcountry above.

Is there a Chase in Ridgeland, SC?

No. FDIC data lists no Chase branch in Ridgeland as of September 5, 2026. The nearest is in Bluffton, about 16 miles away in a straight line.

What is the oldest bank in Ridgeland?

Regions Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1928.

Did any bank branches open or close in Ridgeland in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Ridgeland?

Nearby cities with more banks include Bluffton, Beaufort, Hilton Head Island. Bluffton is 16 miles away with 13 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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