US Bank Directory

Banks in Hilton Head Island, SC

10 FDIC-insured banks operate 15 offices in Hilton Head Island, South Carolina.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Hilton Head Island

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 10 banks and credit unions operate 15 locations in Hilton Head Island, according to the FDIC. 15 of them have coordinates on record and are on the map. 5 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

15 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Hilton Head Island

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Hilton Head Island, with 2 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Coastal States Bank 2 branches · main office Hilton Head Island, SC Bank · 2

Coastal States Bank has 2 branches in Hilton Head Island, 6 across South Carolina and 11 nationwide. FDIC records list its main office in Hilton Head Island, SC and show it operating since 2004. With $2.42 billion in total assets on June 30, 2026, it ranks No. 515 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hilton Head Island location is its main office at 5 Bow Cir, dating to 2004; the newest, at 98 N Main St, to 2005. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    5 Bow Cir, 29928
    Hours: see the bank's site
  • Main Street Branch
    98 N Main St, 29926
    Hours: see the bank's site
Coastal States Bank: profile, branches and contacts
Pinnacle Bank 2 branches · main office Nashville, TN Bank · 2

Pinnacle Bank has 2 branches in Hilton Head Island, 54 across South Carolina and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hilton Head Island location is the Hilton Head Island Branch at 210 Central Ave, dating to 1993; the newest, at 1000 William Hilton Pkwy, to 2005. It does not publish hours in the sources this page uses; check its site before you go.

  • Hilton Head Wexford Branch
    1000 William Hilton Pkwy, 29928
    Hours: see the bank's site
  • Hilton Head Island Branch
    210 Central Ave, 29926
    Hours: see the bank's site
Pinnacle Bank: profile, branches and contacts
SouthState SouthState Bank, National Association · 2 branches · main office Winter Haven, FL Bank · 2

SouthState has 2 branches in Hilton Head Island, 90 across South Carolina and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hilton Head Island location is the 100 Exchange Street at 100 Exchange St, dating to 1999; the newest, at 2 Palmetto Bay Rd, to 2000. It does not publish hours in the sources this page uses; check its site before you go.

  • 100 Exchange Street
    100 Exchange St, 29926
    Hours: see the bank's site
  • 2 Palmetto Bay Road Branch
    2 Palmetto Bay Rd, 29928
    Hours: see the bank's site
SouthState: profile, branches and contacts
TD Bank TD Bank, National Association · 2 branches · main office Wilmington, DE Bank · 2

TD Bank has 2 branches in Hilton Head Island, 50 across South Carolina and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hilton Head Island location is the Hilton Head Main Branch at 62 New Orleans Rd, dating to 1985; the newest, at 401 William Hilton Pkwy, to 1996. All 2 of its Hilton Head Island locations with published hours open on Saturday.

  • Parkway Branch
    401 William Hilton Pkwy, 29926
    (843) 689-3231Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed

    Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026

  • Hilton Head Main Branch
    62 New Orleans Rd, 29928
    (843) 341-4553Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed

    Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026

TD Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 2 branches · main office Sioux Falls, SD Bank · 2

Wells Fargo has 2 branches in Hilton Head Island, 103 across South Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hilton Head Island location is the Sea Pines Branch at One Greenwood Drvie, dating to 1964; the newest, at 75 Mathews Dr, to 1980. It opens on Saturday.

  • North Island Branch
    75 Mathews Dr, 29926
    (843) 686-9349Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Sea Pines Branch
    One Greenwood Drvie, 29928
    Hours: see the bank's site
Wells Fargo: profile, branches and contacts
AMG National Trust Bank 1 branch · main office Boulder, CO Bank · 1

AMG National Trust Bank has 1 branch in Hilton Head Island, 1 across South Carolina and 8 nationwide. FDIC records list its main office in Boulder, CO and show it operating since 2001. With $722.9 million in total assets on June 30, 2026, it ranks No. 1,353 of 4,232 U.S. banks by total assets. The Hilton Head Office Branch at 4 Dunmore Ct dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Hilton Head Office Branch
    4 Dunmore Ct, 29926
    Hours: see the bank's site
AMG National Trust Bank: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Hilton Head Island, 61 across South Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Indigo Run Branch at 21 Hatton Pl dates to 1989 in FDIC branch records. It opens on Saturday.

  • Indigo Run Branch
    21 Hatton Pl, 29926
    (843) 342-1017Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
First Century Bank 1 branch · main office Commerce, GA Bank · 1

First Century Bank has 1 branch in Hilton Head Island, 1 across South Carolina and 2 nationwide. FDIC records list its main office in Commerce, GA and show it operating since 2002. With $831.6 million in total assets on June 30, 2026, it ranks No. 1,222 of 4,232 U.S. banks by total assets. The Hilton Head Branch at 2 Park Lane dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Century Bank: profile, branches and contacts
South Atlantic Bank 1 branch · main office Myrtle Beach, SC Bank · 1

South Atlantic Bank has 1 branch in Hilton Head Island, 12 across South Carolina and 12 nationwide. FDIC records list its main office in Myrtle Beach, SC and show it operating since 2007. With $1.98 billion in total assets on June 30, 2026, it ranks No. 612 of 4,232 U.S. banks by total assets. The Hilton Head Branch at 81 N Main St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Hilton Head Branch
    81 N Main St, 29926
    Hours: see the bank's site
South Atlantic Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Hilton Head Island, 95 across South Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Indigo Run Branch at 1 Lafayette Pl dates to 1997 in FDIC branch records. Its published hours do not list Saturday.

  • Indigo Run Branch
    1 Lafayette Pl, 29926
    Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts

Banking in Hilton Head Island: the local picture

Short answer: 10 banks run 15 branches in Hilton Head Island according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 10 banks, 1 has its main office in Hilton Head Island, 1 elsewhere in South Carolina and 8 out of state, according to the FDIC.

The bank with the longest record here is TD Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at One Greenwood Drvie, dating to 1964; the newest is South Atlantic Bank's at 81 N Main St, from 2021.

Of the 5 locations with published hours. 4 open on Saturday. 10 locations have no published hours in these sources.

Banks by ZIP code in Hilton Head Island

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 29926 has the most bank and credit union offices in Hilton Head Island (9), followed by 29928 (6). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
2992699AMG National Trust Bank, Bank of America, Coastal States Bank
2992866Coastal States Bank, First Century Bank, Pinnacle Bank

Banks open on Saturday in Hilton Head Island

Short answer: 4 of the 5 Hilton Head Island locations with published hours open on Saturday, run by 3 institutions.

  • Wells Fargo: 1 of 2 branches (75 Mathews Dr: Saturday 9 am to 2 pm)
  • TD Bank: 2 of 2 branches (401 William Hilton Pkwy: Saturday 9 am to 1 pm, and 1 more)
  • Bank of America: 1 of 1 branch (21 Hatton Pl: Saturday 9 am to 2 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 10 of the 15 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Hilton Head Island, and where the nearest one is if they do not.

Short answer: In Hilton Head Island: Wells Fargo (2), Bank of America (1), Truist (1), TD Bank (2). No branches in Hilton Head Island: Chase (nearest in Bluffton, 9 mi), PNC Bank (nearest in Hilton Head, 1 mi), U.S. Bank, Fifth Third Bank (nearest in Beaufort, 16 mi), Huntington (nearest in Charleston, 62 mi), Regions Bank (nearest in Bluffton, 9 mi), BMO.

BankIn Hilton Head IslandNearest branch if none here
Wells Fargo2 brancheshere
Bank of America1 branchhere
Truist1 branchhere
TD Bank2 brancheshere
ChaseNoneBluffton, 9 miles away
PNC BankNoneHilton Head, 1 mile away
U.S. BankNonenone in South Carolina
Fifth Third BankNoneBeaufort, 16 miles away
HuntingtonNoneCharleston, 62 miles away
Regions BankNoneBluffton, 9 miles away
BMONonenone in South Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hilton Head Island to the nearest branch in South Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hilton Head Island residents like anyone else.

Banks near Hilton Head Island

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hilton Head (1 mile) and Bluffton (10 miles). Beaufort, 16 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Hilton Head Island

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Hilton Head Island between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Hilton Head Island

Short answer: 1 institution has its main office in Hilton Head Island: Coastal States Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Coastal States BankBank$2.42 billion2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Hilton Head Island by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hilton Head Island offices.

Short answer: Bank of America is the largest bank with offices in Hilton Head Island, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. 1 of the 10 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC
Wells Fargo$1.91 trillionNo. 42Sioux Falls, SD
Truist$548.35 billionNo. 91Charlotte, NC
TD Bank$342.80 billionNo. 132Wilmington, DE
Pinnacle Bank$128.79 billionNo. 282Nashville, TN
SouthState$68.79 billionNo. 412Winter Haven, FL
Coastal States Bank$2.42 billionNo. 5152Hilton Head Island, SC
South Atlantic Bank$1.98 billionNo. 6121Myrtle Beach, SC
First Century Bank$831.6 millionNo. 1,2221Commerce, GA
AMG National Trust Bank$722.9 millionNo. 1,3531Boulder, CO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Hilton Head Island: FAQ

How many banks are in Hilton Head Island, SC?

Hilton Head Island has 10 banks with 15 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Hilton Head Island?

Wells Fargo, with 2. TD Bank has 2 and Pinnacle Bank has 2.

Is there a Wells Fargo in Hilton Head Island, SC?

Yes. FDIC data lists 2 Wells Fargo branches in Hilton Head Island as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.

Is there a TD Bank in Hilton Head Island, SC?

Yes. FDIC data lists 2 TD Bank branches in Hilton Head Island as of September 5, 2026. Its branches are listed under TD Bank above, with the address and directions for each.

Is there a Pinnacle Bank in Hilton Head Island, SC?

Yes. FDIC data lists 2 Pinnacle Bank branches in Hilton Head Island as of September 5, 2026. Its branches are listed under Pinnacle Bank above, with the address and directions for each.

Is there a Chase in Hilton Head Island, SC?

No. FDIC data lists no Chase branch in Hilton Head Island as of September 5, 2026. The nearest is in Bluffton, about 9 miles away in a straight line.

Which banks in Hilton Head Island are open on Saturday?

Wells Fargo, TD Bank and Bank of America publish Saturday hours for one or more Hilton Head Island locations. The Saturday section above lists each one with its hours. 10 of the 15 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Hilton Head Island?

Coastal States Bank has its main office in Hilton Head Island, according to the FDIC.

What is the oldest bank in Hilton Head Island?

TD Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1852.

Did any bank branches open or close in Hilton Head Island in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Hilton Head Island?

Nearby cities with more banks include Hilton Head, Bluffton, Beaufort. Hilton Head is 1 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (5 of 15 branches: Bank of America, TD Bank, Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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