Banks in Edisto Island, SC

Bank branch map: Edisto Island

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Edisto Island, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Edisto Island

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Enterprise Bank of South Carolina and 1st Federal Savings Bank of SC have the most locations in Edisto Island, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

1st Federal Savings Bank of SC 1 branch · main office Walterboro, SC Bank · 1

1st Federal Savings Bank of SC has 1 branch in Edisto Island, 2 across South Carolina and 2 nationwide. FDIC records list its main office in Walterboro, SC and show it operating since 1962. With $151.6 million in total assets on June 30, 2026, it ranks No. 3,313 of 4,232 U.S. banks by total assets. The Edisto Island Branch at 428 Highway 174 dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Edisto Island Branch

  428 Highway 174, 29438

  Hours: see the bank's site
  DirectionsWebsite

1st Federal Savings Bank of SC: profile, branches and contacts

Enterprise Bank of South Carolina 1 branch · main office Ehrhardt, SC Bank · 1

Enterprise Bank of South Carolina has 1 branch in Edisto Island, 12 across South Carolina and 12 nationwide. FDIC records list its main office in Ehrhardt, SC and show it operating since 1920. With $535.1 million in total assets on June 30, 2026, it ranks No. 1,714 of 4,232 U.S. banks by total assets. The Edisto Island Branch at 804 Oyster Park Dr dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Edisto Island Branch

  804 Oyster Park Dr, 29438

  Hours: see the bank's site
  DirectionsWebsite

Enterprise Bank of South Carolina: profile, branches and contacts

Banking in Edisto Island: the local picture

Short answer: 2 banks run 2 branches in Edisto Island according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Edisto Island, 2 elsewhere in South Carolina, according to the FDIC.

The bank with the longest record here is Enterprise Bank of South Carolina, operating since 1920 according to the FDIC. In FDIC branch records, the longest-running branch is Enterprise Bank of South Carolina's office at 804 Oyster Park Dr, dating to 1987; the newest is 1st Federal Savings Bank of SC's at 428 Highway 174, from 2005.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Edisto Island, and where the nearest one is if they do not.

Short answer: No branches in Edisto Island: Chase (nearest in Charleston, 24 mi), Wells Fargo (nearest in Johns Island, 10 mi), Bank of America (nearest in Johns Island, 10 mi), PNC Bank (nearest in Charleston, 28 mi), U.S. Bank, Truist (nearest in Johns Island, 10 mi), Fifth Third Bank (nearest in Charleston, 23 mi), Huntington (nearest in Charleston, 28 mi), Regions Bank (nearest in Beaufort, 22 mi), TD Bank (nearest in Charleston, 24 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Edisto Island to the nearest branch in South Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Edisto Island residents like anyone else.

Banks near Edisto Island

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Johns Island (14 miles) and Beaufort (23 miles). Charleston, 26 miles away, has the most banks nearby: 26.

Bank branch openings and closings in Edisto Island

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Edisto Island between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Edisto Island by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Edisto Island offices.

Short answer: Enterprise Bank of South Carolina is the largest bank with offices in Edisto Island, with $535.1 million in total assets on June 30, 2026, No. 1,714 among U.S. banks by total assets. 1st Federal Savings Bank of SC is second with $151.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Edisto Island: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.