US Bank Directory

Banks in Daniel Island, SC

2 FDIC-insured banks operate 2 offices in Daniel Island, South Carolina.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Daniel Island

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Daniel Island, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Daniel Island

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Pinnacle Bank and Commerce Bank have the most locations in Daniel Island, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Commerce Bank 1 branch · main office Kansas City, MO Bank · 1

Commerce Bank has 1 branch in Daniel Island, 1 across South Carolina and 154 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1984. With $35.02 billion in total assets on June 30, 2026, it ranks No. 61 of 4,232 U.S. banks by total assets. The Charleston Branch at 865 Island Park Dr dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Charleston Branch
    865 Island Park Dr, 29492
    Hours: see the bank's site
Commerce Bank: profile, branches and contacts
Pinnacle Bank 1 branch · main office Nashville, TN Bank · 1

Pinnacle Bank has 1 branch in Daniel Island, 54 across South Carolina and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. The Daniel Island Branch at 230 Seven Farms Dr dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Daniel Island Branch
    230 Seven Farms Dr, 29492
    Hours: see the bank's site
Pinnacle Bank: profile, branches and contacts

Banking in Daniel Island: the local picture

Short answer: 2 banks run 2 branches in Daniel Island according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Daniel Island and 2 out of state, according to the FDIC.

The bank with the longest record here is Commerce Bank, operating since 1984 according to the FDIC. In FDIC branch records, the longest-running branch is Pinnacle Bank's office at 230 Seven Farms Dr, dating to 2000; the newest is Commerce Bank's at 865 Island Park Dr, from 2016.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Daniel Island, and where the nearest one is if they do not.

Short answer: No branches in Daniel Island: Chase (nearest in Charleston, 1 mi), Wells Fargo (nearest in Mount Pleasant, 3 mi), Bank of America (nearest in Mount Pleasant, 4 mi), PNC Bank (nearest in Mount Pleasant, 4 mi), U.S. Bank, Truist (nearest in Charleston, 1 mi), Fifth Third Bank (nearest in Mount Pleasant, 5 mi), Huntington (nearest in Charleston, 5 mi), Regions Bank (nearest in Mount Pleasant, 5 mi), TD Bank (nearest in Mount Pleasant, 4 mi), BMO.

BankIn Daniel IslandNearest branch if none here
ChaseNoneCharleston, 1 mile away
Wells FargoNoneMount Pleasant, 3 miles away
Bank of AmericaNoneMount Pleasant, 4 miles away
PNC BankNoneMount Pleasant, 4 miles away
U.S. BankNonenone in South Carolina
TruistNoneCharleston, 1 mile away
Fifth Third BankNoneMount Pleasant, 5 miles away
HuntingtonNoneCharleston, 5 miles away
Regions BankNoneMount Pleasant, 5 miles away
TD BankNoneMount Pleasant, 4 miles away
BMONonenone in South Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Daniel Island to the nearest branch in South Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Daniel Island residents like anyone else.

Banks near Daniel Island

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Mount Pleasant (4 miles) and Charleston (6 miles). Mount Pleasant, 4 miles away, has the most banks nearby: 26.

Bank branch openings and closings in Daniel Island

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Daniel Island between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Daniel Island by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Daniel Island offices.

Short answer: Pinnacle Bank is the largest bank with offices in Daniel Island, with $128.79 billion in total assets on June 30, 2026, No. 28 among U.S. banks by total assets. Commerce Bank is second with $35.02 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Pinnacle Bank$128.79 billionNo. 281Nashville, TN
Commerce Bank$35.02 billionNo. 611Kansas City, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Daniel Island: FAQ

How many banks are in Daniel Island, SC?

Daniel Island has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Daniel Island?

Pinnacle Bank, with 1. Commerce Bank has 1.

Is there a Pinnacle Bank in Daniel Island, SC?

Yes. FDIC data lists 1 Pinnacle Bank branch in Daniel Island as of September 5, 2026. The address and directions are under Pinnacle Bank above.

Is there a Commerce Bank in Daniel Island, SC?

Yes. FDIC data lists 1 Commerce Bank branch in Daniel Island as of September 5, 2026. The address and directions are under Commerce Bank above.

Is there a Chase in Daniel Island, SC?

No. FDIC data lists no Chase branch in Daniel Island as of September 5, 2026. The nearest is in Charleston, about 1 miles away in a straight line.

What is the oldest bank in Daniel Island?

Commerce Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1984.

Did any bank branches open or close in Daniel Island in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Daniel Island?

Nearby cities with more banks include Mount Pleasant, Charleston, North Charleston. Mount Pleasant is 4 miles away with 26 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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