US Bank Directory

Banks in Ridgeville, SC

2 FDIC-insured banks operate 2 offices in Ridgeville, South Carolina.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Ridgeville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Ridgeville, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Ridgeville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Enterprise Bank of South Carolina and First National Bank of South Carolina have the most locations in Ridgeville, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Enterprise Bank of South Carolina 1 branch · main office Ehrhardt, SC Bank · 1

Enterprise Bank of South Carolina has 1 branch in Ridgeville, 12 across South Carolina and 12 nationwide. FDIC records list its main office in Ehrhardt, SC and show it operating since 1920. With $535.1 million in total assets on June 30, 2026, it ranks No. 1,714 of 4,232 U.S. banks by total assets. The Ridgeville Branch at 577 Ridgeville Rd dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Ridgeville Branch
    577 Ridgeville Rd, 29472
    Hours: see the bank's site
Enterprise Bank of South Carolina: profile, branches and contacts
First National Bank of South Carolina 1 branch · main office Holly Hill, SC Bank · 1

First National Bank of South Carolina has 1 branch in Ridgeville, 8 across South Carolina and 8 nationwide. FDIC records list its main office in Holly Hill, SC and show it operating since 1905. With $309.7 million in total assets on June 30, 2026, it ranks No. 2,434 of 4,232 U.S. banks by total assets. The Ridgeville Branch at 173 Church St dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Ridgeville Branch
    173 Church St, 29472
    Hours: see the bank's site
First National Bank of South Carolina: profile, branches and contacts

Banking in Ridgeville: the local picture

Short answer: 2 banks run 2 branches in Ridgeville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Ridgeville, 2 elsewhere in South Carolina, according to the FDIC.

The bank with the longest record here is First National Bank of South Carolina, operating since 1905 according to the FDIC. In FDIC branch records, the longest-running branch is First National Bank of South Carolina's office at 173 Church St, dating to 1982; the newest is Enterprise Bank of South Carolina's at 577 Ridgeville Rd, from 1988.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Ridgeville, and where the nearest one is if they do not.

Short answer: No branches in Ridgeville: Chase (nearest in Summerville, 8 mi), Wells Fargo (nearest in Summerville, 10 mi), Bank of America (nearest in Summerville, 10 mi), PNC Bank (nearest in Charleston, 31 mi), U.S. Bank, Truist (nearest in Summerville, 10 mi), Fifth Third Bank (nearest in Summerville, 10 mi), Huntington (nearest in Charleston, 30 mi), Regions Bank (nearest in Summerville, 10 mi), TD Bank (nearest in Summerville, 13 mi), BMO.

BankIn RidgevilleNearest branch if none here
ChaseNoneSummerville, 8 miles away
Wells FargoNoneSummerville, 10 miles away
Bank of AmericaNoneSummerville, 10 miles away
PNC BankNoneCharleston, 31 miles away
U.S. BankNonenone in South Carolina
TruistNoneSummerville, 10 miles away
Fifth Third BankNoneSummerville, 10 miles away
HuntingtonNoneCharleston, 30 miles away
Regions BankNoneSummerville, 10 miles away
TD BankNoneSummerville, 13 miles away
BMONonenone in South Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ridgeville to the nearest branch in South Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ridgeville residents like anyone else.

Banks near Ridgeville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Summerville (10 miles) and Holly Hill (16 miles). Summerville, 10 miles away, has the most banks nearby: 22.

Bank branch openings and closings in Ridgeville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ridgeville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Ridgeville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ridgeville offices.

Short answer: Enterprise Bank of South Carolina is the largest bank with offices in Ridgeville, with $535.1 million in total assets on June 30, 2026, No. 1,714 among U.S. banks by total assets. First National Bank of South Carolina is second with $309.7 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Enterprise Bank of South Carolina$535.1 millionNo. 1,7141Ehrhardt, SC
First National Bank of South Carolina$309.7 millionNo. 2,4341Holly Hill, SC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ridgeville: FAQ

How many banks are in Ridgeville, SC?

Ridgeville has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Ridgeville?

Enterprise Bank of South Carolina, with 1. First National Bank of South Carolina has 1.

Is there a Enterprise Bank of South Carolina in Ridgeville, SC?

Yes. FDIC data lists 1 Enterprise Bank of South Carolina branch in Ridgeville as of September 5, 2026. The address and directions are under Enterprise Bank of South Carolina above.

Is there a First National Bank of South Carolina in Ridgeville, SC?

Yes. FDIC data lists 1 First National Bank of South Carolina branch in Ridgeville as of September 5, 2026. The address and directions are under First National Bank of South Carolina above.

Is there a Chase in Ridgeville, SC?

No. FDIC data lists no Chase branch in Ridgeville as of September 5, 2026. The nearest is in Summerville, about 8 miles away in a straight line.

What is the oldest bank in Ridgeville?

First National Bank of South Carolina has the longest record among banks with a branch here: the FDIC shows it operating since 1905.

Did any bank branches open or close in Ridgeville in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Ridgeville?

Nearby cities with more banks include Summerville, Holly Hill, Goose Creek. Summerville is 10 miles away with 22 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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