US Bank Directory

Banks in Holly Hill, SC

2 FDIC-insured banks operate 2 offices in Holly Hill, South Carolina.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Holly Hill

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Holly Hill, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Holly Hill

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Farmers and Merchants Bank of South Carolina and First National Bank of South Carolina have the most locations in Holly Hill, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Farmers and Merchants Bank of South Carolina 1 branch · main office Holly Hill, SC Bank · 1

Farmers and Merchants Bank of South Carolina has 1 branch in Holly Hill, 8 across South Carolina and 8 nationwide. FDIC records list its main office in Holly Hill, SC and show it operating since 1912. With $413.6 million in total assets on June 30, 2026, it ranks No. 2,036 of 4,232 U.S. banks by total assets. Its main office at 8624 Old State Rd dates to 1912 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    8624 Old State Rd, 29059
    Hours: see the bank's site
Farmers and Merchants Bank of South Carolina: profile, branches and contacts
First National Bank of South Carolina 1 branch · main office Holly Hill, SC Bank · 1

First National Bank of South Carolina has 1 branch in Holly Hill, 8 across South Carolina and 8 nationwide. FDIC records list its main office in Holly Hill, SC and show it operating since 1905. With $309.7 million in total assets on June 30, 2026, it ranks No. 2,434 of 4,232 U.S. banks by total assets. Its main office at 801 Gilway St dates to 1905 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    801 Gilway St, 29059
    Hours: see the bank's site
First National Bank of South Carolina: profile, branches and contacts

Banking in Holly Hill: the local picture

Short answer: 2 banks run 2 branches in Holly Hill according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 2 have their main office in Holly Hill, according to the FDIC.

The bank with the longest record here is First National Bank of South Carolina, operating since 1905 according to the FDIC. In FDIC branch records, the longest-running branch is First National Bank of South Carolina's office at 801 Gilway St, dating to 1905; the newest is Farmers and Merchants Bank of South Carolina's at 8624 Old State Rd, from 1912.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Holly Hill, and where the nearest one is if they do not.

Short answer: No branches in Holly Hill: Chase (nearest in Summerville, 23 mi), Wells Fargo (nearest in Summerville, 25 mi), Bank of America (nearest in Summerville, 25 mi), PNC Bank (nearest in Charleston, 46 mi), U.S. Bank, Truist (nearest in Summerville, 24 mi), Fifth Third Bank (nearest in Summerville, 22 mi), Huntington (nearest in Charleston, 45 mi), Regions Bank (nearest in Summerville, 25 mi), TD Bank (nearest in Summerville, 29 mi), BMO.

BankIn Holly HillNearest branch if none here
ChaseNoneSummerville, 23 miles away
Wells FargoNoneSummerville, 25 miles away
Bank of AmericaNoneSummerville, 25 miles away
PNC BankNoneCharleston, 46 miles away
U.S. BankNonenone in South Carolina
TruistNoneSummerville, 24 miles away
Fifth Third BankNoneSummerville, 22 miles away
HuntingtonNoneCharleston, 45 miles away
Regions BankNoneSummerville, 25 miles away
TD BankNoneSummerville, 29 miles away
BMONonenone in South Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Holly Hill to the nearest branch in South Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Holly Hill residents like anyone else.

Banks near Holly Hill

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Eutawville (7 miles) and Santee (12 miles). Summerville, 25 miles away, has the most banks nearby: 22.

Bank branch openings and closings in Holly Hill

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Holly Hill between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Holly Hill

Short answer: 2 institutions have their main office in Holly Hill: Farmers and Merchants Bank of South Carolina and First National Bank of South Carolina.

InstitutionTypeTotal assets, June 30, 2026Offices here
Farmers and Merchants Bank of South CarolinaBank$413.6 million1
First National Bank of South CarolinaBank$309.7 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Holly Hill by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Holly Hill offices.

Short answer: Farmers and Merchants Bank of South Carolina is the largest bank with offices in Holly Hill, with $413.6 million in total assets on June 30, 2026, No. 2,036 among U.S. banks by total assets. First National Bank of South Carolina is second with $309.7 million. 2 of the 2 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Farmers and Merchants Bank of South Carolina$413.6 millionNo. 2,0361Holly Hill, SC
First National Bank of South Carolina$309.7 millionNo. 2,4341Holly Hill, SC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Holly Hill: FAQ

How many banks are in Holly Hill, SC?

Holly Hill has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Holly Hill?

Farmers and Merchants Bank of South Carolina, with 1. First National Bank of South Carolina has 1.

Is there a Farmers and Merchants Bank of South Carolina in Holly Hill, SC?

Yes. FDIC data lists 1 Farmers and Merchants Bank of South Carolina branch in Holly Hill as of September 5, 2026, the main office at 8624 Old State Rd. The address and directions are under Farmers and Merchants Bank of South Carolina above.

Is there a First National Bank of South Carolina in Holly Hill, SC?

Yes. FDIC data lists 1 First National Bank of South Carolina branch in Holly Hill as of September 5, 2026, the main office at 801 Gilway St. The address and directions are under First National Bank of South Carolina above.

Is there a Chase in Holly Hill, SC?

No. FDIC data lists no Chase branch in Holly Hill as of September 5, 2026. The nearest is in Summerville, about 23 miles away in a straight line.

Which banks are headquartered in Holly Hill?

Farmers and Merchants Bank of South Carolina and First National Bank of South Carolina have their main office in Holly Hill, according to the FDIC.

What is the oldest bank in Holly Hill?

First National Bank of South Carolina has the longest record among banks with a branch here: the FDIC shows it operating since 1905.

Did any bank branches open or close in Holly Hill in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Holly Hill?

Nearby cities with more banks include Eutawville, Santee, Saint George. Eutawville is 7 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds