US Bank Directory

Banks in Richmond, RI

1 FDIC-insured bank operates 1 office in Richmond, Rhode Island.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Richmond

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Richmond, according to the FDIC. 1 of them has coordinates on record and is on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Richmond

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Citizens is the only bank with an office in Richmond. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Richmond, 53 across Rhode Island and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Stop & Shop - Richmond Branch at 3 Stilson Rd dates to 2001 in FDIC branch records. It opens on Saturday.

  • Stop & Shop - Richmond Branch
    3 Stilson Rd, 02898
    (401) 539-5084Today 10 am to 5 pm
    All hours

    Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts

Banking in Richmond: the local picture

Short answer: 1 bank runs 1 branch in Richmond according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Citizens has its main office in Providence, RI, according to the FDIC.

The bank with the longest record here is Citizens, operating since 2005 according to the FDIC.

Of the 1 location with published hours. 1 opens on Saturday.

Banks open on Saturday in Richmond

Short answer: 1 of the 1 Richmond location with published hours opens on Saturday, run by 1 institution.

  • Citizens: 1 of 1 branch (3 Stilson Rd: Saturday 10 am to 3 pm)

Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Richmond, and where the nearest one is if they do not.

Short answer: No branches in Richmond: Chase (nearest in Wakefield, 11 mi), Wells Fargo, Bank of America (nearest in Wakefield, 11 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Warwick, 19 mi), BMO.

BankIn RichmondNearest branch if none here
ChaseNoneWakefield, 11 miles away
Wells FargoNonenone in Rhode Island
Bank of AmericaNoneWakefield, 11 miles away
PNC BankNonenone in Rhode Island
U.S. BankNonenone in Rhode Island
TruistNonenone in Rhode Island
Fifth Third BankNonenone in Rhode Island
HuntingtonNonenone in Rhode Island
Regions BankNonenone in Rhode Island
TD BankNoneWarwick, 19 miles away
BMONonenone in Rhode Island

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Richmond to the nearest branch in Rhode Island.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Richmond residents like anyone else.

Banks near Richmond

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Wakefield (11 miles) and North Kingstown (12 miles). Warwick, 19 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Richmond

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Richmond between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Richmond by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Richmond offices.

Short answer: Citizens is the largest bank with offices in Richmond, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Citizens$232.52 billionNo. 201Providence, RI

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Richmond: FAQ

How many banks are in Richmond, RI?

Richmond has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Citizens in Richmond, RI?

Yes. FDIC data lists 1 Citizens branch in Richmond as of September 5, 2026. The address and directions are under Citizens above.

Is there a Chase in Richmond, RI?

No. FDIC data lists no Chase branch in Richmond as of September 5, 2026. The nearest is in Wakefield, about 11 miles away in a straight line.

Which banks in Richmond are open on Saturday?

Citizens publishes Saturday hours for one or more Richmond locations. The Saturday section above lists each one with its hours.

What is the oldest bank in Richmond?

Citizens has the longest record among banks with a branch here: the FDIC shows it operating since 2005.

Did any bank branches open or close in Richmond in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Richmond?

Nearby cities with more banks include Wakefield, North Kingstown, Westerly. Wakefield is 11 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 1 branches: Citizens)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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