US Bank Directory
Banks in Richmond, RI
1 FDIC-insured bank operates 1 office in Richmond, Rhode Island.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Richmond
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Richmond, according to the FDIC. 1 of them has coordinates on record and is on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Richmond
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens is the only bank with an office in Richmond. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank · 1
Citizens has 1 branch in Richmond, 53 across Rhode Island and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Stop & Shop - Richmond Branch at 3 Stilson Rd dates to 2001 in FDIC branch records. It opens on Saturday.
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Stop & Shop - Richmond Branch3 Stilson Rd, 02898
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Banking in Richmond: the local picture
Short answer: 1 bank runs 1 branch in Richmond according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Citizens has its main office in Providence, RI, according to the FDIC.
The bank with the longest record here is Citizens, operating since 2005 according to the FDIC.
Of the 1 location with published hours. 1 opens on Saturday.
Banks open on Saturday in Richmond
Short answer: 1 of the 1 Richmond location with published hours opens on Saturday, run by 1 institution.
- Citizens: 1 of 1 branch (3 Stilson Rd: Saturday 10 am to 3 pm)
Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Richmond, and where the nearest one is if they do not.
Short answer: No branches in Richmond: Chase (nearest in Wakefield, 11 mi), Wells Fargo, Bank of America (nearest in Wakefield, 11 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Warwick, 19 mi), BMO.
| Bank | In Richmond | Nearest branch if none here |
|---|---|---|
| Chase | None | Wakefield, 11 miles away |
| Wells Fargo | None | none in Rhode Island |
| Bank of America | None | Wakefield, 11 miles away |
| PNC Bank | None | none in Rhode Island |
| U.S. Bank | None | none in Rhode Island |
| Truist | None | none in Rhode Island |
| Fifth Third Bank | None | none in Rhode Island |
| Huntington | None | none in Rhode Island |
| Regions Bank | None | none in Rhode Island |
| TD Bank | None | Warwick, 19 miles away |
| BMO | None | none in Rhode Island |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Richmond to the nearest branch in Rhode Island.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Richmond residents like anyone else.
Banks near Richmond
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Wakefield (11 miles) and North Kingstown (12 miles). Warwick, 19 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Wakefield, RI | 11 mi | 6 | 7 |
| Banks in North Kingstown, RI | 12 mi | 6 | 7 |
| Banks in Westerly, RI | 12 mi | 6 | 8 |
| Banks in Narragansett, RI | 12 mi | 4 | 5 |
| Banks in Coventry, RI | 13 mi | 6 | 6 |
| Banks in East Greenwich, RI | 15 mi | 8 | 8 |
| Banks in West Warwick, RI | 16 mi | 2 | 2 |
| Banks in Warwick, RI | 19 mi | 12 | 23 |
Bank branch openings and closings in Richmond
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Richmond between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Richmond by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Richmond offices.
Short answer: Citizens is the largest bank with offices in Richmond, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Richmond: FAQ
How many banks are in Richmond, RI?
Richmond has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Citizens in Richmond, RI?
Yes. FDIC data lists 1 Citizens branch in Richmond as of September 5, 2026. The address and directions are under Citizens above.
Is there a Chase in Richmond, RI?
No. FDIC data lists no Chase branch in Richmond as of September 5, 2026. The nearest is in Wakefield, about 11 miles away in a straight line.
Which banks in Richmond are open on Saturday?
Citizens publishes Saturday hours for one or more Richmond locations. The Saturday section above lists each one with its hours.
What is the oldest bank in Richmond?
Citizens has the longest record among banks with a branch here: the FDIC shows it operating since 2005.
Did any bank branches open or close in Richmond in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Richmond?
Nearby cities with more banks include Wakefield, North Kingstown, Westerly. Wakefield is 11 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 1 branches: Citizens) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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