US Bank Directory
Banks in West Carrollton, OH
1 FDIC-insured bank operates 1 office in West Carrollton, Ohio, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: West Carrollton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 3 locations in West Carrollton, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in West Carrollton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Farmers & Merchants Bank is the only bank with an office in West Carrollton. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
River Valley Credit Union Credit union · 2
River Valley Credit Union has 2 officees in West Carrollton, 7 across Ohio. It is based in Miamisburg, OH and $497.3 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 West Carrollton locations with published hours open on Saturday.
Who can join: see the credit union's site.
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West Carrollton Branch2094 S Alex Rd, 45449
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Alex Loan Center2098 S Alex Rd, 45449
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Farmers & Merchants Bank Bank · 1
Farmers & Merchants Bank has 1 branch in West Carrollton, 5 across Ohio and 5 nationwide. FDIC records list its main office in Miamisburg, OH and show it operating since 1923. With $359.4 million in total assets on June 30, 2026, it ranks No. 2,215 of 4,232 U.S. banks by total assets. The West Carrollton Branch at 3235 Alexandersvil Bellbrk Rd dates to 1978 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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West Carrollton Branch3235 Alexandersvil Bellbrk Rd, 45449
Join a credit union in West Carrollton
1 credit union has 2 offices here: River Valley Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in West Carrollton page has every office in the state's directory.
Banking in West Carrollton: the local picture
Short answer: 1 bank runs 1 branch in West Carrollton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Farmers & Merchants Bank has its main office in Miamisburg, OH, according to the FDIC.
The bank with the longest record here is Farmers & Merchants Bank, operating since 1923 according to the FDIC.
The only credit union with an office here is River Valley Credit Union.
Of the 2 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Credit unions open on Saturday in West Carrollton
Short answer: 1 of the 2 West Carrollton locations with published hours opens on Saturday, run by 1 institution.
- River Valley Credit Union: 1 of 2 offices (2094 S Alex Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in West Carrollton, and where the nearest one is if they do not.
Short answer: No branches in West Carrollton: Chase (nearest in Miamisburg, 3 mi), Wells Fargo, Bank of America (nearest in Middletown, 14 mi), PNC Bank (nearest in Kettering, 3 mi), U.S. Bank (nearest in Miamisburg, 4 mi), Truist (nearest in Blue Ash, 32 mi), Fifth Third Bank (nearest in Dayton, 1 mi), Huntington (nearest in Dayton, 1 mi), Regions Bank, TD Bank, BMO.
| Bank | In West Carrollton | Nearest branch if none here |
|---|---|---|
| Chase | None | Miamisburg, 3 miles away |
| Wells Fargo | None | none in Ohio |
| Bank of America | None | Middletown, 14 miles away |
| PNC Bank | None | Kettering, 3 miles away |
| U.S. Bank | None | Miamisburg, 4 miles away |
| Truist | None | Blue Ash, 32 miles away |
| Fifth Third Bank | None | Dayton, 1 mile away |
| Huntington | None | Dayton, 1 mile away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of West Carrollton to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to West Carrollton residents like anyone else.
Banks near West Carrollton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Miamisburg (3 miles) and Kettering (5 miles). Dayton, 5 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Miamisburg, OH | 3 mi | 7 | 7 |
| Banks in Kettering, OH | 5 mi | 6 | 7 |
| Banks in Dayton, OH | 5 mi | 16 | 42 |
| Banks in Centerville, OH | 5 mi | 10 | 13 |
| Banks in Springboro, OH | 7 mi | 11 | 11 |
| Banks in Germantown, OH | 8 mi | 2 | 2 |
| Banks in Bellbrook, OH | 8 mi | 2 | 2 |
| Banks in Franklin, OH | 9 mi | 7 | 7 |
Bank branch openings and closings in West Carrollton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in West Carrollton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in West Carrollton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its West Carrollton offices.
Short answer: Farmers & Merchants Bank is the largest bank with offices in West Carrollton, with $359.4 million in total assets on June 30, 2026, No. 2,215 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Farmers & Merchants Bank | $359.4 million | No. 2,215 | 1 | Miamisburg, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in West Carrollton: FAQ
How many banks are in West Carrollton, OH?
West Carrollton has 1 bank with 1 branch and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Farmers & Merchants Bank in West Carrollton, OH?
Yes. FDIC data lists 1 Farmers & Merchants Bank branch in West Carrollton as of September 5, 2026. The address and directions are under Farmers & Merchants Bank above.
Is there a Chase in West Carrollton, OH?
No. FDIC data lists no Chase branch in West Carrollton as of September 5, 2026. The nearest is in Miamisburg, about 3 miles away in a straight line.
Which banks in West Carrollton are open on Saturday?
River Valley Credit Union publishes Saturday hours for one or more West Carrollton locations. The Saturday section above lists each one with its hours. 1 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in West Carrollton?
Farmers & Merchants Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1923.
Which credit unions can I join in West Carrollton?
River Valley Credit Union has an office in West Carrollton. Check each credit union's membership rules before you apply.
Did any bank branches open or close in West Carrollton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near West Carrollton?
Nearby cities with more banks include Miamisburg, Kettering, Dayton. Miamisburg is 3 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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