US Bank Directory

Banks in Wolcott, NY

1 FDIC-insured bank operates 1 office in Wolcott, New York.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Wolcott

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Wolcott, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Wolcott

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Lyons National Bank is the only bank with an office in Wolcott. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

The Lyons National Bank 1 branch · main office Lyons, NY Bank · 1

The Lyons National Bank has 1 branch in Wolcott, 17 across New York and 16 nationwide. FDIC records list its main office in Lyons, NY and show it operating since 1865. With $2.13 billion in total assets on June 30, 2026, it ranks No. 578 of 4,232 U.S. banks by total assets. The Wolcott Branch at 5996 New Hartford St dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Wolcott Branch
    5996 New Hartford St, 14590
    Hours: see the bank's site
The Lyons National Bank: profile, branches and contacts

Banking in Wolcott: the local picture

Short answer: 1 bank runs 1 branch in Wolcott according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

The Lyons National Bank has its main office in Lyons, NY, according to the FDIC.

The bank with the longest record here is The Lyons National Bank, operating since 1865 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Wolcott, and where the nearest one is if they do not.

Short answer: No branches in Wolcott: Chase (nearest in Williamson, 19 mi), Wells Fargo (nearest in Kingston, 168 mi), Bank of America (nearest in Camillus, 30 mi), PNC Bank (nearest in New York, 220 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 224 mi), Huntington, Regions Bank, TD Bank (nearest in Niskayuna, 150 mi), BMO.

BankIn WolcottNearest branch if none here
ChaseNoneWilliamson, 19 miles away
Wells FargoNoneKingston, 168 miles away
Bank of AmericaNoneCamillus, 30 miles away
PNC BankNoneNew York, 220 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 224 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneNiskayuna, 150 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wolcott to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wolcott residents like anyone else.

Banks near Wolcott

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Newark (19 miles) and Seneca Falls (21 miles). Auburn, 23 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Wolcott

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Wolcott between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Wolcott by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wolcott offices.

Short answer: The Lyons National Bank is the largest bank with offices in Wolcott, with $2.13 billion in total assets on June 30, 2026, No. 578 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
The Lyons National Bank$2.13 billionNo. 5781Lyons, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Wolcott: FAQ

How many banks are in Wolcott, NY?

Wolcott has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a The Lyons National Bank in Wolcott, NY?

Yes. FDIC data lists 1 The Lyons National Bank branch in Wolcott as of September 5, 2026. The address and directions are under The Lyons National Bank above.

Is there a Chase in Wolcott, NY?

No. FDIC data lists no Chase branch in Wolcott as of September 5, 2026. The nearest is in Williamson, about 19 miles away in a straight line.

What is the oldest bank in Wolcott?

The Lyons National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.

Did any bank branches open or close in Wolcott in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Wolcott?

Nearby cities with more banks include Newark, Seneca Falls, Fulton. Newark is 19 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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