US Bank Directory
Banks in Wolcott, NY
1 FDIC-insured bank operates 1 office in Wolcott, New York.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Wolcott
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Wolcott, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Wolcott
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Lyons National Bank is the only bank with an office in Wolcott. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The Lyons National Bank Bank · 1
The Lyons National Bank has 1 branch in Wolcott, 17 across New York and 16 nationwide. FDIC records list its main office in Lyons, NY and show it operating since 1865. With $2.13 billion in total assets on June 30, 2026, it ranks No. 578 of 4,232 U.S. banks by total assets. The Wolcott Branch at 5996 New Hartford St dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wolcott Branch5996 New Hartford St, 14590
Banking in Wolcott: the local picture
Short answer: 1 bank runs 1 branch in Wolcott according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
The Lyons National Bank has its main office in Lyons, NY, according to the FDIC.
The bank with the longest record here is The Lyons National Bank, operating since 1865 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Wolcott, and where the nearest one is if they do not.
Short answer: No branches in Wolcott: Chase (nearest in Williamson, 19 mi), Wells Fargo (nearest in Kingston, 168 mi), Bank of America (nearest in Camillus, 30 mi), PNC Bank (nearest in New York, 220 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 224 mi), Huntington, Regions Bank, TD Bank (nearest in Niskayuna, 150 mi), BMO.
| Bank | In Wolcott | Nearest branch if none here |
|---|---|---|
| Chase | None | Williamson, 19 miles away |
| Wells Fargo | None | Kingston, 168 miles away |
| Bank of America | None | Camillus, 30 miles away |
| PNC Bank | None | New York, 220 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 224 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Niskayuna, 150 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wolcott to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wolcott residents like anyone else.
Banks near Wolcott
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Newark (19 miles) and Seneca Falls (21 miles). Auburn, 23 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Newark, NY | 19 mi | 4 | 4 |
| Banks in Seneca Falls, NY | 21 mi | 2 | 2 |
| Banks in Fulton, NY | 22 mi | 5 | 5 |
| Banks in Waterloo, NY | 22 mi | 4 | 4 |
| Banks in Oswego, NY | 23 mi | 5 | 8 |
| Banks in Auburn, NY | 23 mi | 7 | 10 |
| Banks in Baldwinsville, NY | 25 mi | 6 | 6 |
| Banks in Geneva, NY | 26 mi | 5 | 5 |
Bank branch openings and closings in Wolcott
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Wolcott between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Wolcott by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wolcott offices.
Short answer: The Lyons National Bank is the largest bank with offices in Wolcott, with $2.13 billion in total assets on June 30, 2026, No. 578 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The Lyons National Bank | $2.13 billion | No. 578 | 1 | Lyons, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Wolcott: FAQ
How many banks are in Wolcott, NY?
Wolcott has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a The Lyons National Bank in Wolcott, NY?
Yes. FDIC data lists 1 The Lyons National Bank branch in Wolcott as of September 5, 2026. The address and directions are under The Lyons National Bank above.
Is there a Chase in Wolcott, NY?
No. FDIC data lists no Chase branch in Wolcott as of September 5, 2026. The nearest is in Williamson, about 19 miles away in a straight line.
What is the oldest bank in Wolcott?
The Lyons National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Did any bank branches open or close in Wolcott in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Wolcott?
Nearby cities with more banks include Newark, Seneca Falls, Fulton. Newark is 19 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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