US Bank Directory
Banks in Oswego, NY
5 FDIC-insured banks operate 8 offices in Oswego, New York, and 4 credit unions have 9 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Oswego
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 17 locations in Oswego, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 10 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
15 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Oswego
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Pathfinder Bank has the most locations in Oswego, with 3. It is followed by NBT Bank (2). 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Compass Credit Union Credit union · 5
Compass Credit Union has 5 officees in Oswego, 6 across New York. It is based in Oswego, NY and $99.1 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 4 Oswego locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office131 George St, 13126
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Administrative Offices104 W Utica St Ste C, 13126
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First St300 W 1St St, 13126
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Novelis Plant448 County Route 1A, 13126
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Compass Credit Union OfficeSuny Oswego 150 B Morano Center, 13126
All hours
Mon to Fri 11:30 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Pathfinder Bank Bank · 3
Pathfinder Bank has 3 branches in Oswego, 13 across New York and 13 nationwide. FDIC records list its main office in Oswego, NY and show it operating since 2002. With $1.49 billion in total assets on June 30, 2026, it ranks No. 746 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oswego location is its main office at 214 W 1st St, dating to 2002; the newest, at 291 State Route 104, to 2002. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office214 W 1st St, 13126
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Oswego Plaza Branch291 State Route 104, 13126
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Oswego Downtown Drive-Thru Branch34 E Bridge St, 13126
NBT Bank Bank · 2
NBT Bank has 2 branches in Oswego, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oswego location is the Oswego East Branch at 161 State Route 104, dating to 1995; the newest, at 30 W Utica St, to 2004. It does not publish hours in the sources this page uses; check its site before you go.
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Oswego East Branch161 State Route 104, 13126
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Oswego West Branch30 W Utica St, 13126
Oswego County Credit Union Credit union · 2
Oswego County Credit Union has 2 officees in Oswego, 5 across New York. It is based in Oswego, NY and $151.9 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Oswego locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office90 E Bridge St, 13126
All hours
Mon to Tue 9 am to 5 pm; Wed 8:30 am to 5 pm; Thu to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Oswego West262 W Seneca St, 13126
All hours
Mon to Thu 9 am to 5 pm; Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Oswego, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Oswego Branch at 204 W 1st St dates to 1964 in FDIC branch records. Its published hours do not list Saturday.
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Oswego Branch204 W 1st St, 13126
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Community Bank Bank · 1
Community Bank has 1 branch in Oswego, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Oswego Branch at 100 E 1st St dates to 1929 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oswego Branch100 E 1st St, 13126
Empower Credit Union Credit union · 1
Empower Credit Union has 1 office in Oswego, 25 across New York. It is based in Syracuse, NY and $4.27 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Oswego100 George St, 13126
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Oswego, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Oswego Branch at 138 State Route 104 dates to 1972 in FDIC branch records. Its published hours do not list Saturday.
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Oswego Branch138 State Route 104, 13126
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Oswego Teachers Employees Credit Union Credit union · 1
Oswego Teachers Employees Credit Union has 1 office in Oswego, 1 across New York. It is based in Oswego, NY and $59.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office90 W Utica St, 13126
All hours
Mon to Tue 9 am to 4:30 pm; Wed to Thu 9:30 am to 5 pm; Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Oswego
4 credit unions have 9 offices here: Compass Credit Union, Oswego County Credit Union, Empower Credit Union and Oswego Teachers Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oswego page has every office in the state's directory.
Banking in Oswego: the local picture
Short answer: 5 banks run 8 branches in Oswego according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 1 has its main office in Oswego, 2 elsewhere in New York and 2 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Community Bank's office at 100 E 1st St, dating to 1929; the newest is NBT Bank's at 30 W Utica St, from 2004.
4 credit unions have 9 offices in Oswego, according to the NCUA. Who can join each one is on the credit unions page.
Of the 10 locations with published hours. 2 open on Saturday. 7 locations have no published hours in these sources.
Credit unions open on Saturday in Oswego
Short answer: 2 of the 10 Oswego locations with published hours open on Saturday, run by 2 institutions.
- Compass Credit Union: 1 of 5 offices (131 George St: Saturday 9 am to 12 pm)
- Empower Credit Union: 1 of 1 office (100 George St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 17 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Oswego, and where the nearest one is if they do not.
Short answer: In Oswego: Chase (1). No branches in Oswego: Wells Fargo (nearest in Kingston, 164 mi), Bank of America (nearest in Liverpool, 26 mi), PNC Bank (nearest in New York, 223 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 227 mi), Huntington, Regions Bank, TD Bank (nearest in Warrensburg, 137 mi), BMO.
| Bank | In Oswego | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | None | Kingston, 164 miles away |
| Bank of America | None | Liverpool, 26 miles away |
| PNC Bank | None | New York, 223 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 227 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Warrensburg, 137 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oswego to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oswego residents like anyone else.
Banks near Oswego
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Fulton (10 miles) and Mexico (13 miles). Liverpool, 26 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Fulton, NY | 10 mi | 5 | 5 |
| Banks in Mexico, NY | 13 mi | 2 | 2 |
| Banks in Pulaski, NY | 20 mi | 3 | 3 |
| Banks in Central Square, NY | 22 mi | 2 | 2 |
| Banks in Baldwinsville, NY | 23 mi | 6 | 6 |
| Banks in Brewerton, NY | 24 mi | 2 | 2 |
| Banks in Liverpool, NY | 26 mi | 10 | 12 |
| Banks in Cicero, NY | 28 mi | 8 | 8 |
Bank branch openings and closings in Oswego
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Oswego between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Oswego
Short answer: 4 institutions have their main office in Oswego: Compass Credit Union, Pathfinder Bank, Oswego County Credit Union and Oswego Teachers Employees Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Compass Credit Union | Credit union | $99.1 million | 5 |
| Pathfinder Bank | Bank | $1.49 billion | 3 |
| Oswego County Credit Union | Credit union | $151.9 million | 2 |
| Oswego Teachers Employees Credit Union | Credit union | $59.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Oswego by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oswego offices.
Short answer: Chase is the largest bank with offices in Oswego, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. KeyBank is second with $188.56 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Community Bank | $17.45 billion | No. 114 | 1 | Canton, NY |
| NBT Bank | $16.09 billion | No. 122 | 2 | Norwich, NY |
| Pathfinder Bank | $1.49 billion | No. 746 | 3 | Oswego, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oswego: FAQ
How many banks are in Oswego, NY?
Oswego has 5 banks with 8 branches and 4 credit unions with 9 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Oswego?
Pathfinder Bank, with 3. NBT Bank has 2 and Chase has 1.
Is there a Pathfinder Bank in Oswego, NY?
Yes. FDIC data lists 3 Pathfinder Bank branches in Oswego as of September 5, 2026, the main office at 214 W 1st St. Its branches are listed under Pathfinder Bank above, with the address and directions for each.
Is there a NBT Bank in Oswego, NY?
Yes. FDIC data lists 2 NBT Bank branches in Oswego as of September 5, 2026. Its branches are listed under NBT Bank above, with the address and directions for each.
Is there a Chase in Oswego, NY?
Yes. FDIC data lists 1 Chase branch in Oswego as of September 5, 2026. The address and directions are under Chase above.
Is there a Wells Fargo in Oswego, NY?
No. FDIC data lists no Wells Fargo branch in Oswego as of September 5, 2026. The nearest is in Kingston, about 164 miles away in a straight line.
Which banks in Oswego are open on Saturday?
Compass Credit Union and Empower Credit Union publish Saturday hours for one or more Oswego locations. The Saturday section above lists each one with its hours. 7 of the 17 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Oswego?
Compass Credit Union, Pathfinder Bank, Oswego County Credit Union and Oswego Teachers Employees Credit Union have their main office in Oswego, according to the FDIC and the NCUA.
What is the oldest bank in Oswego?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Oswego?
Compass Credit Union, Oswego County Credit Union, Empower Credit Union and Oswego Teachers Employees Credit Union have offices in Oswego. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Oswego in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oswego?
Nearby cities with more banks include Fulton, Mexico, Pulaski. Fulton is 10 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 7 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 8 branches: Chase, KeyBank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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