US Bank Directory

Banks in Liverpool, NY

10 FDIC-insured banks operate 12 offices in Liverpool, New York, and 5 credit unions have 6 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Liverpool

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 15 banks and credit unions operate 18 locations in Liverpool, according to the FDIC and the NCUA. 17 of them have coordinates on record and are on the map. 13 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

17 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Liverpool

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase and KeyBank have the most locations in Liverpool, with 2 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 2 branches · main office Columbus, OH Bank · 2

Chase has 2 branches in Liverpool, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Liverpool location is the Seventh North Branch at 424 7th North St, dating to 1962; the newest, at 4169 Elmcrest Rd, to 1974. 1 of its 2 Liverpool locations with published hours open on Saturday.

  • Liverpool Branch
    4169 Elmcrest Rd, 13090
    (315) 652-4607Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Seventh North Branch
    424 7th North St, 13088
    (315) 451-8827Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Empower Credit Union 2 offices · main office Syracuse, NY Credit union · 2

Empower Credit Union has 2 officees in Liverpool, 25 across New York. It is based in Syracuse, NY and $4.27 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Liverpool locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • North Medical
    5112 W Taft Rd Suite B, 13088
    (315) 477-2200Today 9 am to 4 pm
    All hours

    Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat closed; Sun not published

    Hours: NCUA, March 31, 2026

  • Liverpool
    7670 Morgan Rd, 13090
    (315) 477-2200Today 9 am to 4 pm
    All hours

    Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Empower Credit Union: profile, branches and contacts
KeyBank KeyBank National Association · 2 branches · main office Cleveland, OH Bank · 2

KeyBank has 2 branches in Liverpool, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Liverpool location is the Liverpool Branch at 301 2nd St, dating to 1946; the newest, at 3935 Route 31, to 1990. 1 of its 2 Liverpool locations with published hours open on Saturday.

  • Liverpool Branch
    301 2nd St, 13088
    (315) 401-7001Today 9 am to 4 pm
    All hours

    Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

  • Great Northern Branch
    3935 Route 31, 13090
    (315) 622-0509Today 9 am to 4 pm
    All hours

    Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

KeyBank: profile, branches and contacts
Americu Credit Union 1 office · main office Rome, NY Credit union · 1

Americu Credit Union has 1 office in Liverpool, 23 across New York. It is based in Rome, NY and $3.01 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Liverpool
    7474 Oswego Rd, 13090
    (315) 622-5447Today 9 am to 4 pm
    All hours

    Mon to Wed 9 am to 4 pm; Thu 9 am to 5 pm; Fri to Sun not published

    Hours: NCUA, March 31, 2026

Americu Credit Union: profile, branches and contacts
Auburn Community Credit Union 1 office · main office Auburn, NY Credit union · 1

Auburn Community Credit Union has 1 office in Liverpool, 4 across New York. It is based in Auburn, NY and $123.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Liverpool Branch
    7538 Oswego Rd, 13090
    (315) 253-2934Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Auburn Community Credit Union: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Liverpool, 251 across New York and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Bayberry Branch at 7610 Oswego Rd dates to 1972 in FDIC branch records. Its published hours do not list Saturday.

  • Bayberry Branch
    7610 Oswego Rd, 13090
    (315) 652-6862Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Liverpool, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Liverpool Branch at 7541 Oswego Rd dates to 2002 in FDIC branch records. It opens on Saturday.

  • Liverpool Branch
    7541 Oswego Rd, 13090
    (315) 622-1294Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts
Community Bank Community Bank, National Association · 1 branch · main office Canton, NY Bank · 1

Community Bank has 1 branch in Liverpool, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Liverpool Glenn Crossing Plaza Branch at 7379 Oswego Road dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Liverpool Glenn Crossing Plaza Branch
    7379 Oswego Road, 13090
    Hours: see the bank's site
Community Bank: profile, branches and contacts
General Electric Employees Credit Union 1 office · main office Milford, CT Credit union · 1

General Electric Employees Credit Union has 1 office in Liverpool, 1 across New York. It is based in Milford, CT and $288.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Syracuse
    497 Electronics Pkwy Ep7-G196, 13088
    (315) 456-3606Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

General Electric Employees Credit Union: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Liverpool, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Liverpool Branch at 203 Cypress St dates to 1961 in FDIC branch records. Its published hours do not list Saturday.

  • Liverpool Branch
    203 Cypress St, 13088
    (315) 457-2830Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

M&T Bank: profile, branches and contacts
Pathfinder Bank 1 branch · main office Oswego, NY Bank · 1

Pathfinder Bank has 1 branch in Liverpool, 13 across New York and 13 nationwide. FDIC records list its main office in Oswego, NY and show it operating since 2002. With $1.49 billion in total assets on June 30, 2026, it ranks No. 746 of 4,232 U.S. banks by total assets. The Clay Branch at 3775 Route 31 dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Pathfinder Bank: profile, branches and contacts
Seneca Savings Bank 1 branch · main office Baldwinsville, NY Bank · 1

Seneca Savings Bank has 1 branch in Liverpool, 5 across New York and 5 nationwide. FDIC records list its main office in Baldwinsville, NY and show it operating since 1928. With $312.5 million in total assets on June 30, 2026, it ranks No. 2,417 of 4,232 U.S. banks by total assets. The Oswego Road Branch at 7799 Oswego Rd dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Oswego Road Branch
    7799 Oswego Rd, 13090
    Hours: see the bank's site
Seneca Savings Bank: profile, branches and contacts
Sidney Credit Union 1 office · main office Sidney, NY Credit union · 1

Sidney Credit Union has 1 office in Liverpool, 13 across New York. It is based in Sidney, NY and $1.28 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Liverpool
    7545 Morgan Rd, 13090
    (877) 642-7328Today 9 am to 4:30 pm
    All hours

    Mon to Fri 9 am to 4:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Sidney Credit Union: profile, branches and contacts
Solvay Bank 1 branch · main office Solvay, NY Bank · 1

Solvay Bank has 1 branch in Liverpool, 10 across New York and 10 nationwide. FDIC records list its main office in Solvay, NY and show it operating since 1917. With $1.20 billion in total assets on June 30, 2026, it ranks No. 897 of 4,232 U.S. banks by total assets. The Liverpool Branch at 7421 Oswego Rd dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Liverpool Branch
    7421 Oswego Rd, 13090
    Hours: see the bank's site
Solvay Bank: profile, branches and contacts
The Canandaigua National Bank 1 branch · main office Canandaigua, NY Bank · 1

The Canandaigua National Bank has 1 branch in Liverpool, 28 across New York and 26 nationwide. FDIC records list its main office in Canandaigua, NY and show it operating since 1887. With $5.41 billion in total assets on June 30, 2026, it ranks No. 273 of 4,232 U.S. banks by total assets. The Liverpool Branch at 7507 Oswego Rd dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Liverpool Branch
    7507 Oswego Rd, 13090
    Hours: see the bank's site
The Canandaigua National Bank: profile, branches and contacts

Join a credit union in Liverpool

5 credit unions have 6 offices here: Empower Credit Union, Americu Credit Union, Sidney Credit Union, General Electric Employees Credit Union and Auburn Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Liverpool page has every office in the state's directory.

Banking in Liverpool: the local picture

Short answer: 10 banks run 12 branches in Liverpool according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 10 banks, 0 have their main office in Liverpool, 6 elsewhere in New York and 4 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is KeyBank's office at 301 2nd St, dating to 1946; the newest is The Canandaigua National Bank's at 7507 Oswego Rd, from 2026.

5 credit unions have 6 offices in Liverpool, according to the NCUA. Who can join each one is on the credit unions page.

Of the 13 locations with published hours. 5 open on Saturday. 5 locations have no published hours in these sources.

Banks by ZIP code in Liverpool

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 13090 has the most bank and credit union offices in Liverpool (13), followed by 13088 (5). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
130901313Americu Credit Union, Auburn Community Credit Union, Bank of America
1308855Chase, Empower Credit Union, General Electric Employees Credit Union

Banks and credit unions open on Saturday in Liverpool

Short answer: 5 of the 13 Liverpool locations with published hours open on Saturday, run by 5 institutions.

  • Chase: 1 of 2 branches (4169 Elmcrest Rd: Saturday 9 am to 2 pm)
  • KeyBank: 1 of 2 branches (3935 Route 31: Saturday 9 am to 12 pm)
  • Citizens: 1 of 1 branch (7541 Oswego Rd: Saturday 9 am to 12 pm)
  • Empower Credit Union: 1 of 2 offices (7670 Morgan Rd: Saturday 9 am to 12 pm)
  • Sidney Credit Union: 1 of 1 office (7545 Morgan Rd: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 18 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Liverpool, and where the nearest one is if they do not.

Short answer: In Liverpool: Chase (2), Bank of America (1). No branches in Liverpool: Wells Fargo (nearest in Kingston, 140 mi), PNC Bank (nearest in New York, 197 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 201 mi), Huntington, Regions Bank, TD Bank (nearest in Niskayuna, 120 mi), BMO.

BankIn LiverpoolNearest branch if none here
Chase2 brancheshere
Bank of America1 branchhere
Wells FargoNoneKingston, 140 miles away
PNC BankNoneNew York, 197 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 201 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneNiskayuna, 120 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Liverpool to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Liverpool residents like anyone else.

Banks near Liverpool

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are North Syracuse (4 miles) and Baldwinsville (5 miles). Syracuse, 7 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Liverpool

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Liverpool between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Jun 29, 2026OpenedThe Canandaigua National Bank7507 Oswego Rd, 13090

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Liverpool by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Liverpool offices.

Short answer: Chase is the largest bank with offices in Liverpool, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 12Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
Citizens$232.52 billionNo. 201Providence, RI
M&T Bank$218.79 billionNo. 211Buffalo, NY
KeyBank$188.56 billionNo. 232Cleveland, OH
Community Bank$17.45 billionNo. 1141Canton, NY
The Canandaigua National Bank$5.41 billionNo. 2731Canandaigua, NY
Pathfinder Bank$1.49 billionNo. 7461Oswego, NY
Solvay Bank$1.20 billionNo. 8971Solvay, NY
Seneca Savings Bank$312.5 millionNo. 2,4171Baldwinsville, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Liverpool: FAQ

How many banks are in Liverpool, NY?

Liverpool has 10 banks with 12 branches and 5 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Liverpool?

Chase, with 2. KeyBank has 2 and Bank of America has 1.

Is there a Chase in Liverpool, NY?

Yes. FDIC data lists 2 Chase branches in Liverpool as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.

Is there a KeyBank in Liverpool, NY?

Yes. FDIC data lists 2 KeyBank branches in Liverpool as of September 5, 2026. Its branches are listed under KeyBank above, with the address and directions for each.

Is there a Bank of America in Liverpool, NY?

Yes. FDIC data lists 1 Bank of America branch in Liverpool as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Wells Fargo in Liverpool, NY?

No. FDIC data lists no Wells Fargo branch in Liverpool as of September 5, 2026. The nearest is in Kingston, about 140 miles away in a straight line.

Which banks in Liverpool are open on Saturday?

Chase, KeyBank, Citizens and Empower Credit Union and 1 more publish Saturday hours for one or more Liverpool locations. The Saturday section above lists each one with its hours. 5 of the 18 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Liverpool?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Liverpool?

Empower Credit Union, Americu Credit Union, Sidney Credit Union and General Electric Employees Credit Union and 1 more have offices in Liverpool. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Liverpool in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Liverpool?

Nearby cities with more banks include North Syracuse, Baldwinsville, Cicero. North Syracuse is 4 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 5 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (7 of 12 branches: Bank of America, Chase, Citizens, KeyBank, M&T Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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