Banks in Central Square, NY

Bank branch map: Central Square

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Central Square, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Central Square

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Pathfinder Bank and Fulton Savings Bank have the most locations in Central Square, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Empower Credit Union 1 office · main office Syracuse, NY Credit union · 1

Empower Credit Union has 1 office in Central Square, 25 across New York. It is based in Syracuse, NY and $4.27 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Central Square

  3056 East Ave, 13036

  (315) 477-2200Today 9 am to 4 pm

  All hours

  Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat closed; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Empower Credit Union: profile, branches and contacts

Fulton Savings Bank 1 branch · main office Fulton, NY Bank · 1

Fulton Savings Bank has 1 branch in Central Square, 6 across New York and 6 nationwide. FDIC records list its main office in Fulton, NY and show it operating since 1871. With $492.3 million in total assets on June 30, 2026, it ranks No. 1,815 of 4,232 U.S. banks by total assets. The Central Square Branch at 3069 East Ave dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Central Square Branch

  3069 East Ave, 13036

  Hours: see the bank's site
  DirectionsWebsite

Fulton Savings Bank: profile, branches and contacts

Pathfinder Bank 1 branch · main office Oswego, NY Bank · 1

Pathfinder Bank has 1 branch in Central Square, 13 across New York and 13 nationwide. FDIC records list its main office in Oswego, NY and show it operating since 2002. With $1.49 billion in total assets on June 30, 2026, it ranks No. 746 of 4,232 U.S. banks by total assets. The Central Square Branch at 3025 East Ave dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Central Square Branch

  3025 East Ave, 13036

  Hours: see the bank's site
  DirectionsWebsite

Pathfinder Bank: profile, branches and contacts

Join a credit union in Central Square

1 credit union has 1 office here: Empower Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Central Square page has every office in the state's directory.

Banking in Central Square: the local picture

Short answer: 2 banks run 2 branches in Central Square according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Central Square, 2 elsewhere in New York, according to the FDIC.

The bank with the longest record here is Fulton Savings Bank, operating since 1871 according to the FDIC. In FDIC branch records, the longest-running branch is Fulton Savings Bank's office at 3069 East Ave, dating to 1990; the newest is Pathfinder Bank's at 3025 East Ave, from 2005.

The only credit union with an office here is Empower Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Central Square

Short answer: None of the 1 Central Square location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Central Square, and where the nearest one is if they do not.

Short answer: No branches in Central Square: Chase (nearest in Cicero, 9 mi), Wells Fargo (nearest in Kingston, 142 mi), Bank of America (nearest in Cicero, 10 mi), PNC Bank (nearest in New York, 203 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 207 mi), Huntington, Regions Bank, TD Bank (nearest in Niskayuna, 118 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Central Square to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Central Square residents like anyone else.

Banks near Central Square

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Brewerton (4 miles) and Cicero (9 miles). Liverpool, 11 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Central Square

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Central Square between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Central Square by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Central Square offices.

Short answer: Pathfinder Bank is the largest bank with offices in Central Square, with $1.49 billion in total assets on June 30, 2026, No. 746 among U.S. banks by total assets. Fulton Savings Bank is second with $492.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Central Square: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.