US Bank Directory
Banks in Vestal, NY
7 FDIC-insured banks operate 8 offices in Vestal, New York, and 4 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Vestal
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 14 locations in Vestal, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 10 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
14 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Vestal
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: M&T Bank has the most locations in Vestal, with 2. The other 6 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Visions Credit Union Credit union · 3
Visions Credit Union has 3 officees in Vestal, 34 across New York. It is based in Endicott, NY and $5.25 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 3 Vestal locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Vestal Hs205 Woodlawn Dr, 13850
All hours
Mon to Fri 11 am to 1 pm; Sat closed; Sun not published
Hours: NCUA, March 31, 2026
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Town Square2521 Vestal Pkwy E, 13850
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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University Center4700 Vestal Pkwy E, 13850
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
M&T Bank Bank · 2
M&T Bank has 2 branches in Vestal, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Vestal location is the Vestal Branch at 148 Vestal Pkwy E, dating to 1947; the newest, at 4481 Vestal Pkwy E, to 1960. All 2 of its Vestal locations with published hours open on Saturday.
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Vestal Branch148 Vestal Pkwy E, 13850
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Vestal Parkway Branch4481 Vestal Pkwy E, 13850
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Broadview Credit Union Credit union · 1
Broadview Credit Union has 1 office in Vestal, 62 across New York. It is based in Albany, NY and $9.20 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Vestal3640 Vestal Rd, 13850
All hours
Mon to Fri 8 am to 5 pm; Sat 8 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Vestal, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Binghamton Vestal Pkwy Branch at 4700 Vestal Pkwy E dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Binghamton Vestal Pkwy Branch4700 Vestal Pkwy E, 13850
Chemung Canal Trust Bank · 1
Chemung Canal Trust has 1 branch in Vestal, 28 across New York and 30 nationwide. FDIC records list its main office in Elmira, NY and show it operating since 1833. With $2.82 billion in total assets on June 30, 2026, it ranks No. 458 of 4,232 U.S. banks by total assets. The Vestal Branch at 100 Rano Blvd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Vestal Branch100 Rano Blvd, 13850
Citizens Bank · 1
Citizens has 1 branch in Vestal, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Vestal East Branch at 3212 Vestal Pkwy E dates to 1974 in FDIC branch records. It opens on Saturday.
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Vestal East Branch3212 Vestal Pkwy E, 13850
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Empower Credit Union Credit union · 1
Empower Credit Union has 1 office in Vestal, 25 across New York. It is based in Syracuse, NY and $4.27 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Vestal3701 Vestal Pkwy E, 13850
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat closed; Sun not published
Hours: NCUA, March 31, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Vestal, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Vestal Branch at 2531 Vestal Pkwy E dates to 1946 in FDIC branch records. It opens on Saturday.
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Vestal Branch2531 Vestal Pkwy E, 13850
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
NBT Bank Bank · 1
NBT Bank has 1 branch in Vestal, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. The Vestal Branch at 3121 Vestal Pkwy E dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Vestal Branch3121 Vestal Pkwy E, 13850
Tioga State Bank Bank · 1
Tioga State Bank has 1 branch in Vestal, 10 across New York and 10 nationwide. FDIC records list its main office in Spencer, NY and show it operating since 1884. With $625.2 million in total assets on June 30, 2026, it ranks No. 1,517 of 4,232 U.S. banks by total assets. The Vestal Branch at 1250 Vestal Pkwy E dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Vestal Branch1250 Vestal Pkwy E, 13850
U. H. S. Employees Credit Union Credit union · 1
U. H. S. Employees Credit Union has 1 office in Vestal, 3 across New York. It is based in Johnson City, NY and $25.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Vestal4401 Vestal Pkwy E, 13850
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Vestal
4 credit unions have 6 offices here: Visions Credit Union, Broadview Credit Union, Empower Credit Union and U. H. S. Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Vestal page has every office in the state's directory.
Banking in Vestal: the local picture
Short answer: 7 banks run 8 branches in Vestal according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Vestal, 4 elsewhere in New York and 3 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is KeyBank's office at 2531 Vestal Pkwy E, dating to 1946; the newest is Chase's at 4700 Vestal Pkwy E, from 2021.
4 credit unions have 6 offices in Vestal, according to the NCUA. Who can join each one is on the credit unions page.
Of the 10 locations with published hours. 6 open on Saturday. 4 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Vestal
Short answer: 6 of the 10 Vestal locations with published hours open on Saturday, run by 5 institutions.
- M&T Bank: 2 of 2 branches (148 Vestal Pkwy E: Saturday 9 am to 12 pm, and 1 more)
- Citizens: 1 of 1 branch (3212 Vestal Pkwy E: Saturday 9 am to 12 pm)
- KeyBank: 1 of 1 branch (2531 Vestal Pkwy E: Saturday 9 am to 12 pm)
- Visions Credit Union: 1 of 3 offices (2521 Vestal Pkwy E: Saturday 9 am to 12 pm)
- Broadview Credit Union: 1 of 1 office (3640 Vestal Rd: Saturday 8 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Vestal, and where the nearest one is if they do not.
Short answer: In Vestal: Chase (1). No branches in Vestal: Wells Fargo (nearest in Kingston, 102 mi), Bank of America (nearest in Fayetteville, 65 mi), PNC Bank (nearest in New York, 137 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 140 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 74 mi), BMO.
| Bank | In Vestal | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | None | Kingston, 102 miles away |
| Bank of America | None | Fayetteville, 65 miles away |
| PNC Bank | None | New York, 137 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 140 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Monticello, 74 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Vestal to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Vestal residents like anyone else.
Banks near Vestal
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Endwell (2 miles) and Johnson City (2 miles). Binghamton, 5 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Endwell, NY | 2 mi | 2 | 2 |
| Banks in Johnson City, NY | 2 mi | 4 | 5 |
| Banks in Endicott, NY | 3 mi | 3 | 4 |
| Banks in Binghamton, NY | 5 mi | 7 | 13 |
| Banks in Owego, NY | 13 mi | 3 | 3 |
| Banks in Waverly, NY | 28 mi | 2 | 2 |
| Banks in Dryden, NY | 32 mi | 2 | 2 |
| Banks in Sidney, NY | 35 mi | 2 | 2 |
Bank branch openings and closings in Vestal
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Vestal between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Vestal by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Vestal offices.
Short answer: Chase is the largest bank with offices in Vestal, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Citizens is second with $232.52 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 2 | Buffalo, NY |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| NBT Bank | $16.09 billion | No. 122 | 1 | Norwich, NY |
| Chemung Canal Trust | $2.82 billion | No. 458 | 1 | Elmira, NY |
| Tioga State Bank | $625.2 million | No. 1,517 | 1 | Spencer, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Vestal: FAQ
How many banks are in Vestal, NY?
Vestal has 7 banks with 8 branches and 4 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Vestal?
M&T Bank, with 2. Chase has 1 and Citizens has 1.
Is there a M&T Bank in Vestal, NY?
Yes. FDIC data lists 2 M&T Bank branches in Vestal as of September 5, 2026. Its branches are listed under M&T Bank above, with the address and directions for each.
Is there a Chase in Vestal, NY?
Yes. FDIC data lists 1 Chase branch in Vestal as of September 5, 2026. The address and directions are under Chase above.
Is there a Citizens in Vestal, NY?
Yes. FDIC data lists 1 Citizens branch in Vestal as of September 5, 2026. The address and directions are under Citizens above.
Is there a Wells Fargo in Vestal, NY?
No. FDIC data lists no Wells Fargo branch in Vestal as of September 5, 2026. The nearest is in Kingston, about 102 miles away in a straight line.
Which banks in Vestal are open on Saturday?
M&T Bank, Citizens, KeyBank and Visions Credit Union and 1 more publish Saturday hours for one or more Vestal locations. The Saturday section above lists each one with its hours. 4 of the 14 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Vestal?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Vestal?
Visions Credit Union, Broadview Credit Union, Empower Credit Union and U. H. S. Employees Credit Union have offices in Vestal. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Vestal in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Vestal?
Nearby cities with more banks include Endwell, Johnson City, Endicott. Endwell is 2 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 8 branches: Citizens, KeyBank, M&T Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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