FDIC-insured bank
Tioga State Bank National Association — Spencer, NY
Bank headquartered in Spencer, New York, part of TSB SERVICES INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 1 N Main St Spencer, NY 14883 |
| County | Tioga |
| Metro area | Binghamton, NY |
| Website | www.tiogabank.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 9410 |
| Federal Reserve RSSD ID | 910118 |
| Status | Active |
| Charter class | N (OCC) |
| Holding company | TSB SERVICES INC |
| Domestic offices | 10 |
| Financials as of | June 30, 2026 |
How to find your Tioga State Bank National Association routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.tiogabank.com.
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Offices nearest to headquarters
| Tioga State Bank National Association main office Spencer, NY |
1 N Main St, 14883 |
| Candor Branch Candor, NY |
73 Main St, 13743 |
| Newfield Branch Newfield, NY |
183 Main St, 14867 |
| Waverly Branch Waverly, NY |
436 Cayuta Ave, 14892 |
| Owego Fifth Avenue Branch Owego, NY |
923 State Route 17c, 13827 |
| Vestal Branch Vestal, NY |
1250 Vestal Pkwy E, 13850 |
| Endwell Office Branch Endwell, NY |
510 Hooper Rd, 13760 |
| Johnson City Office Branch Johnson City, NY |
716 Harry L Drive, 13790 |
| Conklin Avenue Office Branch Binghamton, NY |
191 Conklin Ave, 13903 |
| Upper Front Street Office Branch Binghamton, NY |
1430 Upper Front St, 13901 |
Where Tioga State Bank National Association has offices
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