US Bank Directory
Banks in Binghamton, NY
7 FDIC-insured banks operate 13 offices in Binghamton, New York, and 5 credit unions have 14 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Binghamton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 27 locations in Binghamton, according to the FDIC and the NCUA. 24 of them have coordinates on record and are on the map. 20 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
24 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Binghamton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: M&T Bank has the most locations in Binghamton, with 4. It is followed by KeyBank (2), NBT Bank (2), Tioga State Bank (2). 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Visions Credit Union Credit union · 8
Visions Credit Union has 8 officees in Binghamton, 34 across New York. It is based in Endicott, NY and $5.25 billion in assets on March 31, 2026, according to its NCUA call report. 2 of its 7 Binghamton locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Binghamton North1235 Upper Front St, 13905
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Binghamton Hs31 Main St, 13905
All hours
Mon to Fri 7:30 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Boces435 Glenwood Rd, 13905
All hours
Mon to Tue closed; Wed to Fri 11 am to 1 pm; Sat closed; Sun not published
Hours: NCUA, March 31, 2026
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Binghamton University4400 Vestal Pkwy E University Union West, 13902
All hours
Mon 9 am to 5 pm; Tue to Thu not published; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Metro Center49 Court St, 13901
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Binghamton East495 Court St, 13904
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Suny Broome5 S College Dr, 13905
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Seton Catholic Hs68 Seminary Ave, 13905
All hours
Mon to Wed 8 am to 4 pm; Thu to Sun not published
Hours: NCUA, March 31, 2026
M&T Bank Bank · 4
M&T Bank has 4 branches in Binghamton, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Binghamton location is the Downtown Binghamton at 68 Exchange St, dating to 1867; the newest, at 1250 Upper Front St, to 1977. 3 of its 4 Binghamton locations with published hours open on Saturday.
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Northgate Plaza Branch1250 Upper Front St, 13901
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Robinson Street Branch149 Robinson St, 13904
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Binghamton West Side Branch47-49 Front Street, 13905
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Downtown Binghamton68 Exchange St, 13901
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Broadview Credit Union Credit union · 3
Broadview Credit Union has 3 officees in Binghamton, 62 across New York. It is based in Albany, NY and $9.20 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 3 Binghamton locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Upper Front St1137 Upper Front St, 13905
All hours
Mon to Wed 8 am to 5 pm; Thu to Fri 8 am to 6 pm; Sat 8 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Bdc Automated Branch249 Glenwood Rd, 13905
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Court St82 Court St # 84, 13901
All hours
Mon to Wed 8:30 am to 4:30 pm; Thu to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
KeyBank Bank · 2
KeyBank has 2 branches in Binghamton, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Binghamton location is the Binghamton West Side Branch at 282 Main St, dating to 1946; the newest, at 1314 Front St, to 1960. 1 of its 2 Binghamton locations with published hours open on Saturday.
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Chenango Branch1314 Front St, 13901
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
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Binghamton West Side Branch282 Main St, 13905
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
NBT Bank Bank · 2
NBT Bank has 2 branches in Binghamton, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Binghamton location is the Binghamton Branch at 1256 Front St, dating to 1993; the newest, at 156 Robison Street, to 2011. It does not publish hours in the sources this page uses; check its site before you go.
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Binghamton Branch1256 Front St, 13901
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Binghamton East Side156 Robison Street, 13904
Tioga State Bank Bank · 2
Tioga State Bank has 2 branches in Binghamton, 10 across New York and 10 nationwide. FDIC records list its main office in Spencer, NY and show it operating since 1884. With $625.2 million in total assets on June 30, 2026, it ranks No. 1,517 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Binghamton location is the Upper Front Street Office Branch at 1430 Upper Front St, dating to 2004; the newest, at 191 Conklin Ave, to 2004. It does not publish hours in the sources this page uses; check its site before you go.
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Upper Front Street Office Branch1430 Upper Front St, 13901
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Conklin Avenue Office Branch191 Conklin Ave, 13903
Chemung Canal Trust Bank · 1
Chemung Canal Trust has 1 branch in Binghamton, 28 across New York and 30 nationwide. FDIC records list its main office in Elmira, NY and show it operating since 1833. With $2.82 billion in total assets on June 30, 2026, it ranks No. 458 of 4,232 U.S. banks by total assets. The Binghamton Branch at 127 Court St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Binghamton Branch127 Court St, 13901
Citizens Bank · 1
Citizens has 1 branch in Binghamton, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Binghamton West Branch at 247 Main St dates to 1968 in FDIC branch records. It opens on Saturday.
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Binghamton West Branch247 Main St, 13905
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Empower Credit Union Credit union · 1
Empower Credit Union has 1 office in Binghamton, 25 across New York. It is based in Syracuse, NY and $4.27 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Binghamton120 Main St, 13905
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Ghs Credit Union Credit union · 1
Ghs Credit Union has 1 office in Binghamton, 2 across New York. It is based in Binghamton, NY and $246.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office910 Upper Front St, 13905
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Peoples Security Bank Bank · 1
Peoples Security Bank has 1 branch in Binghamton, 2 across New York and 40 nationwide. FDIC records list its main office in Dunmore, PA and show it operating since 1905. With $5.43 billion in total assets on June 30, 2026, it ranks No. 270 of 4,232 U.S. banks by total assets. The South Binghamton Business Center Branch at 24 Mary St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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South Binghamton Business Center Branch24 Mary St, 13903
U. H. S. Employees Credit Union Credit union · 1
U. H. S. Employees Credit Union has 1 office in Binghamton, 3 across New York. It is based in Johnson City, NY and $25.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Bgh Branch40 Mitchell Ave, 13903
All hours
Mon to Fri 9:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Binghamton
5 credit unions have 14 offices here: Visions Credit Union, Broadview Credit Union, Empower Credit Union, Ghs Credit Union and U. H. S. Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Binghamton page has every office in the state's directory.
Banking in Binghamton: the local picture
Short answer: 7 banks run 13 branches in Binghamton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Binghamton, 4 elsewhere in New York and 3 out of state, according to the FDIC.
The bank with the longest record here is Chemung Canal Trust, operating since 1833 according to the FDIC. In FDIC branch records, the longest-running branch is M&T Bank's office at 68 Exchange St, dating to 1867; the newest is Peoples Security Bank's at 24 Mary St, from 2021.
5 credit unions have 14 offices in Binghamton, according to the NCUA. Who can join each one is on the credit unions page.
Of the 20 locations with published hours. 10 open on Saturday. 7 locations have no published hours in these sources.
Banks by ZIP code in Binghamton
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 13905 has the most bank and credit union offices in Binghamton (12), followed by 13901 (8) and 13903 (3). Offices are spread across 5 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 13905 | 12 | 7 | Visions Credit Union, Broadview Credit Union, Citizens |
| 13901 | 8 | 7 | M&T Bank, Broadview Credit Union, Chemung Canal Trust |
| 13903 | 3 | 3 | Peoples Security Bank, Tioga State Bank, U. H. S. Employees Credit Union |
| 13904 | 3 | 3 | M&T Bank, NBT Bank, Visions Credit Union |
| 13902 | 1 | 1 | Visions Credit Union |
Banks and credit unions open on Saturday in Binghamton
Short answer: 10 of the 20 Binghamton locations with published hours open on Saturday, run by 7 institutions.
- M&T Bank: 3 of 4 branches (1250 Upper Front St: Saturday 9 am to 12 pm, and 2 more)
- KeyBank: 1 of 2 branches (282 Main St: Saturday 9 am to 12 pm)
- Citizens: 1 of 1 branch (247 Main St: Saturday 9 am to 12 pm)
- Visions Credit Union: 2 of 8 offices (1235 Upper Front St: Saturday 9 am to 12 pm, and 1 more)
- Broadview Credit Union: 1 of 3 offices (1137 Upper Front St: Saturday 8 am to 2 pm)
- Empower Credit Union: 1 of 1 office (120 Main St: Saturday 9 am to 12 pm)
- Ghs Credit Union: 1 of 1 office (910 Upper Front St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 27 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Binghamton, and where the nearest one is if they do not.
Short answer: No branches in Binghamton: Chase (nearest in Vestal, 3 mi), Wells Fargo (nearest in Kingston, 98 mi), Bank of America (nearest in Fayetteville, 63 mi), PNC Bank (nearest in New York, 134 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 137 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 70 mi), BMO.
| Bank | In Binghamton | Nearest branch if none here |
|---|---|---|
| Chase | None | Vestal, 3 miles away |
| Wells Fargo | None | Kingston, 98 miles away |
| Bank of America | None | Fayetteville, 63 miles away |
| PNC Bank | None | New York, 134 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 137 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Monticello, 70 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Binghamton to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Binghamton residents like anyone else.
Banks near Binghamton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Johnson City (3 miles) and Vestal (5 miles). Vestal, 5 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Johnson City, NY | 3 mi | 4 | 5 |
| Banks in Vestal, NY | 5 mi | 7 | 8 |
| Banks in Endwell, NY | 6 mi | 2 | 2 |
| Banks in Endicott, NY | 8 mi | 3 | 4 |
| Banks in Owego, NY | 18 mi | 3 | 3 |
| Banks in Sidney, NY | 29 mi | 2 | 2 |
| Banks in Dryden, NY | 33 mi | 2 | 2 |
| Banks in Waverly, NY | 33 mi | 2 | 2 |
Bank branch openings and closings in Binghamton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Binghamton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Binghamton
Short answer: 1 institution has its main office in Binghamton: Ghs Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Ghs Credit Union | Credit union | $246.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Binghamton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Binghamton offices.
Short answer: Citizens is the largest bank with offices in Binghamton, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. M&T Bank is second with $218.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 4 | Buffalo, NY |
| KeyBank | $188.56 billion | No. 23 | 2 | Cleveland, OH |
| NBT Bank | $16.09 billion | No. 122 | 2 | Norwich, NY |
| Peoples Security Bank | $5.43 billion | No. 270 | 1 | Dunmore, PA |
| Chemung Canal Trust | $2.82 billion | No. 458 | 1 | Elmira, NY |
| Tioga State Bank | $625.2 million | No. 1,517 | 2 | Spencer, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Binghamton: FAQ
How many banks are in Binghamton, NY?
Binghamton has 7 banks with 13 branches and 5 credit unions with 14 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Binghamton?
M&T Bank, with 4. KeyBank has 2 and NBT Bank has 2.
Is there a M&T Bank in Binghamton, NY?
Yes. FDIC data lists 4 M&T Bank branches in Binghamton as of September 5, 2026. Its branches are listed under M&T Bank above, with the address and directions for each.
Is there a KeyBank in Binghamton, NY?
Yes. FDIC data lists 2 KeyBank branches in Binghamton as of September 5, 2026. Its branches are listed under KeyBank above, with the address and directions for each.
Is there a NBT Bank in Binghamton, NY?
Yes. FDIC data lists 2 NBT Bank branches in Binghamton as of September 5, 2026. Its branches are listed under NBT Bank above, with the address and directions for each.
Is there a Chase in Binghamton, NY?
No. FDIC data lists no Chase branch in Binghamton as of September 5, 2026. The nearest is in Vestal, about 3 miles away in a straight line.
Which banks in Binghamton are open on Saturday?
M&T Bank, KeyBank, Citizens and Visions Credit Union and 3 more publish Saturday hours for one or more Binghamton locations. The Saturday section above lists each one with its hours. 7 of the 27 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Binghamton?
Ghs Credit Union has its main office in Binghamton, according to the FDIC and the NCUA.
What is the oldest bank in Binghamton?
Chemung Canal Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1833.
Which credit unions can I join in Binghamton?
Visions Credit Union, Broadview Credit Union, Empower Credit Union and Ghs Credit Union and 1 more have offices in Binghamton. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Binghamton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Binghamton?
Nearby cities with more banks include Johnson City, Vestal, Endwell. Johnson City is 3 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 11 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (7 of 13 branches: Citizens, KeyBank, M&T Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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