US Bank Directory
Banks in Johnson City, NY
4 FDIC-insured banks operate 5 offices in Johnson City, New York, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Johnson City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 8 locations in Johnson City, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Johnson City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: NBT Bank has the most locations in Johnson City, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
NBT Bank Bank · 2
NBT Bank has 2 branches in Johnson City, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Johnson City location is the Johnson City Branch at 331 Main St, dating to 2008; the newest, at 625 Harry L Drive, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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Johnson City Branch331 Main St, 13790
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Oakdale Commons Branch625 Harry L Drive, 13790
Community Bank Bank · 1
Community Bank has 1 branch in Johnson City, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Johnson City Branch at 23 Riverside Dr dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Johnson City Branch23 Riverside Dr, 13790
Empower Credit Union Credit union · 1
Empower Credit Union has 1 office in Johnson City, 25 across New York. It is based in Syracuse, NY and $4.27 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Johnson City760 Harry L Dr, 13790
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
M&T Bank Bank · 1
M&T Bank has 1 branch in Johnson City, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Johnson City Branch at 20 Jennison Ave dates to 1968 in FDIC branch records. Its published hours do not list Saturday.
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Johnson City Branch20 Jennison Ave, 13790
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Tioga State Bank Bank · 1
Tioga State Bank has 1 branch in Johnson City, 10 across New York and 10 nationwide. FDIC records list its main office in Spencer, NY and show it operating since 1884. With $625.2 million in total assets on June 30, 2026, it ranks No. 1,517 of 4,232 U.S. banks by total assets. The Johnson City Office Branch at 716 Harry L Drive dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Johnson City Office Branch716 Harry L Drive, 13790
U. H. S. Employees Credit Union Credit union · 1
U. H. S. Employees Credit Union has 1 office in Johnson City, 3 across New York. It is based in Johnson City, NY and $25.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office33-57 Harrison St, 13790
All hours
Mon to Fri 9:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Visions Credit Union Credit union · 1
Visions Credit Union has 1 office in Johnson City, 34 across New York. It is based in Endicott, NY and $5.25 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Jc Pavilion99 Lester Ave 100 Pavilion Rd, 13790
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Johnson City
3 credit unions have 3 offices here: Visions Credit Union, Empower Credit Union and U. H. S. Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Johnson City page has every office in the state's directory.
Banking in Johnson City: the local picture
Short answer: 4 banks run 5 branches in Johnson City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Johnson City, 4 elsewhere in New York, according to the FDIC.
The bank with the longest record here is NBT Bank, operating since 1856 according to the FDIC. In FDIC branch records, the longest-running branch is M&T Bank's office at 20 Jennison Ave, dating to 1968; the newest is Tioga State Bank's at 716 Harry L Drive, from 2024.
3 credit unions have 3 offices in Johnson City, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.
Credit unions open on Saturday in Johnson City
Short answer: 1 of the 4 Johnson City locations with published hours opens on Saturday, run by 1 institution.
- Empower Credit Union: 1 of 1 office (760 Harry L Dr: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Johnson City, and where the nearest one is if they do not.
Short answer: No branches in Johnson City: Chase (nearest in Vestal, 2 mi), Wells Fargo (nearest in Kingston, 101 mi), Bank of America (nearest in Fayetteville, 63 mi), PNC Bank (nearest in New York, 137 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 139 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 73 mi), BMO.
| Bank | In Johnson City | Nearest branch if none here |
|---|---|---|
| Chase | None | Vestal, 2 miles away |
| Wells Fargo | None | Kingston, 101 miles away |
| Bank of America | None | Fayetteville, 63 miles away |
| PNC Bank | None | New York, 137 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 139 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Monticello, 73 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Johnson City to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Johnson City residents like anyone else.
Banks near Johnson City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Vestal (2 miles) and Endwell (3 miles). Vestal, 2 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Vestal, NY | 2 mi | 7 | 8 |
| Banks in Endwell, NY | 3 mi | 2 | 2 |
| Banks in Binghamton, NY | 3 mi | 7 | 13 |
| Banks in Endicott, NY | 4 mi | 3 | 4 |
| Banks in Owego, NY | 15 mi | 3 | 3 |
| Banks in Waverly, NY | 30 mi | 2 | 2 |
| Banks in Dryden, NY | 31 mi | 2 | 2 |
| Banks in Sidney, NY | 32 mi | 2 | 2 |
Bank branch openings and closings in Johnson City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Johnson City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Johnson City
Short answer: 1 institution has its main office in Johnson City: U. H. S. Employees Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| U. H. S. Employees Credit Union | Credit union | $25.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Johnson City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Johnson City offices.
Short answer: M&T Bank is the largest bank with offices in Johnson City, with $218.79 billion in total assets on June 30, 2026, No. 21 among U.S. banks by total assets. Community Bank is second with $17.45 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| Community Bank | $17.45 billion | No. 114 | 1 | Canton, NY |
| NBT Bank | $16.09 billion | No. 122 | 2 | Norwich, NY |
| Tioga State Bank | $625.2 million | No. 1,517 | 1 | Spencer, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Johnson City: FAQ
How many banks are in Johnson City, NY?
Johnson City has 4 banks with 5 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Johnson City?
NBT Bank, with 2. M&T Bank has 1 and Community Bank has 1.
Is there a NBT Bank in Johnson City, NY?
Yes. FDIC data lists 2 NBT Bank branches in Johnson City as of September 5, 2026. Its branches are listed under NBT Bank above, with the address and directions for each.
Is there a M&T Bank in Johnson City, NY?
Yes. FDIC data lists 1 M&T Bank branch in Johnson City as of September 5, 2026. The address and directions are under M&T Bank above.
Is there a Community Bank in Johnson City, NY?
Yes. FDIC data lists 1 Community Bank branch in Johnson City as of September 5, 2026. The address and directions are under Community Bank above.
Is there a Chase in Johnson City, NY?
No. FDIC data lists no Chase branch in Johnson City as of September 5, 2026. The nearest is in Vestal, about 2 miles away in a straight line.
Which banks in Johnson City are open on Saturday?
Empower Credit Union publishes Saturday hours for one or more Johnson City locations. The Saturday section above lists each one with its hours. 4 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Johnson City?
U. H. S. Employees Credit Union has its main office in Johnson City, according to the FDIC and the NCUA.
What is the oldest bank in Johnson City?
NBT Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1856.
Which credit unions can I join in Johnson City?
Visions Credit Union, Empower Credit Union and U. H. S. Employees Credit Union have offices in Johnson City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Johnson City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Johnson City?
Nearby cities with more banks include Vestal, Endwell, Binghamton. Vestal is 2 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 5 branches: M&T Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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