Banks in Sidney, NY

Bank branch map: Sidney

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Sidney, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Sidney

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Community Bank and NBT Bank have the most locations in Sidney, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Bank Community Bank, National Association · 1 branch · main office Canton, NY Bank · 1

Community Bank has 1 branch in Sidney, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Sidney Branch at 19 Union St dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Sidney Branch

  19 Union St, 13838

  Hours: see the bank's site
  DirectionsWebsite

Community Bank: profile, branches and contacts

NBT Bank NBT Bank, National Association · 1 branch · main office Norwich, NY Bank · 1

NBT Bank has 1 branch in Sidney, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. The Sidney Branch at 13 Division St dates to 1931 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Sidney Branch

  13 Division St, 13838

  Hours: see the bank's site
  DirectionsWebsite

NBT Bank: profile, branches and contacts

Sidney Credit Union 1 office · main office Sidney, NY Credit union · 1

Sidney Credit Union has 1 office in Sidney, 13 across New York. It is based in Sidney, NY and $1.28 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Main Office main office

  42 Union St, 13838

  (607) 561-7300Today 7 am to 6 pm

  All hours

  Mon to Fri 7 am to 6 pm; Sat 9 am to 12 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Sidney Credit Union: profile, branches and contacts

Join a credit union in Sidney

1 credit union has 1 office here: Sidney Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sidney page has every office in the state's directory.

Banking in Sidney: the local picture

Short answer: 2 banks run 2 branches in Sidney according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Sidney, 2 elsewhere in New York, according to the FDIC.

The bank with the longest record here is NBT Bank, operating since 1856 according to the FDIC. In FDIC branch records, the longest-running branch is NBT Bank's office at 13 Division St, dating to 1931; the newest is Community Bank's at 19 Union St, from 1990.

The only credit union with an office here is Sidney Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Credit unions open on Saturday in Sidney

Short answer: 1 of the 1 Sidney location with published hours opens on Saturday, run by 1 institution.

• Sidney Credit Union: 1 of 1 office (42 Union St: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Sidney, and where the nearest one is if they do not.

Short answer: No branches in Sidney: Chase (nearest in Vestal, 32 mi), Wells Fargo (nearest in Kingston, 75 mi), Bank of America (nearest in Fayetteville, 60 mi), PNC Bank (nearest in New York, 126 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 130 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 58 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sidney to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sidney residents like anyone else.

Banks near Sidney

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Norwich (17 miles) and Walton (17 miles). Binghamton, 29 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Sidney

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sidney between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Sidney

Short answer: 1 institution has its main office in Sidney: Sidney Credit Union.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Sidney by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sidney offices.

Short answer: Community Bank is the largest bank with offices in Sidney, with $17.45 billion in total assets on June 30, 2026, No. 114 among U.S. banks by total assets. NBT Bank is second with $16.09 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sidney: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.