US Bank Directory

Banks in Walton, NY

2 FDIC-insured banks operate 2 offices in Walton, New York, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Walton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Walton, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Walton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Community Bank and Wayne Bank have the most locations in Walton, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Bank Community Bank, National Association · 1 branch · main office Canton, NY Bank · 1

Community Bank has 1 branch in Walton, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Walton Branch at 124 Delaware St dates to 1896 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Community Bank: profile, branches and contacts
Sidney Credit Union 1 office · main office Sidney, NY Credit union · 1

Sidney Credit Union has 1 office in Walton, 13 across New York. It is based in Sidney, NY and $1.28 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Walton
    3 Liberty St, 13856
    (607) 865-4153Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Sidney Credit Union: profile, branches and contacts
Wayne Bank 1 branch · main office Honesdale, PA Bank · 1

Wayne Bank has 1 branch in Walton, 14 across New York and 33 nationwide. FDIC records list its main office in Honesdale, PA and show it operating since 1871. With $2.91 billion in total assets on June 30, 2026, it ranks No. 440 of 4,232 U.S. banks by total assets. The Walton Off Br at 131-135 Delaware Street dates to 1890 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Walton Off Br
    131-135 Delaware Street, 13856
    Hours: see the bank's site
Wayne Bank: profile, branches and contacts

Join a credit union in Walton

1 credit union has 1 office here: Sidney Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Walton page has every office in the state's directory.

Banking in Walton: the local picture

Short answer: 2 banks run 2 branches in Walton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Walton, 1 elsewhere in New York and 1 out of state, according to the FDIC.

The bank with the longest record here is Community Bank, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Wayne Bank's office at 131-135 Delaware Street, dating to 1890; the newest is Community Bank's at 124 Delaware St, from 1896.

The only credit union with an office here is Sidney Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Credit unions open on Saturday in Walton

Short answer: 1 of the 1 Walton location with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Walton, and where the nearest one is if they do not.

Short answer: No branches in Walton: Chase (nearest in Monticello, 42 mi), Wells Fargo (nearest in Kingston, 59 mi), Bank of America (nearest in Kingston, 59 mi), PNC Bank (nearest in New York, 110 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 114 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 42 mi), BMO.

BankIn WaltonNearest branch if none here
ChaseNoneMonticello, 42 miles away
Wells FargoNoneKingston, 59 miles away
Bank of AmericaNoneKingston, 59 miles away
PNC BankNoneNew York, 110 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 114 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneMonticello, 42 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Walton to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Walton residents like anyone else.

Banks near Walton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Delhi (13 miles) and Sidney (17 miles). Oneonta, 20 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Walton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Walton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Walton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Walton offices.

Short answer: Community Bank is the largest bank with offices in Walton, with $17.45 billion in total assets on June 30, 2026, No. 114 among U.S. banks by total assets. Wayne Bank is second with $2.91 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Community Bank$17.45 billionNo. 1141Canton, NY
Wayne Bank$2.91 billionNo. 4401Honesdale, PA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Walton: FAQ

How many banks are in Walton, NY?

Walton has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Walton?

Community Bank, with 1. Wayne Bank has 1.

Is there a Community Bank in Walton, NY?

Yes. FDIC data lists 1 Community Bank branch in Walton as of September 5, 2026. The address and directions are under Community Bank above.

Is there a Wayne Bank in Walton, NY?

Yes. FDIC data lists 1 Wayne Bank branch in Walton as of September 5, 2026. The address and directions are under Wayne Bank above.

Is there a Chase in Walton, NY?

No. FDIC data lists no Chase branch in Walton as of September 5, 2026. The nearest is in Monticello, about 42 miles away in a straight line.

Which banks in Walton are open on Saturday?

Sidney Credit Union publishes Saturday hours for one or more Walton locations. The Saturday section above lists each one with its hours. 2 of the 3 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Walton?

Community Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1866.

Which credit unions can I join in Walton?

Sidney Credit Union has an office in Walton. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Walton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Walton?

Nearby cities with more banks include Delhi, Sidney, Oneonta. Delhi is 13 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds