Banks in Margaretville, NY

Bank branch map: Margaretville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Margaretville, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Margaretville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: NBT Bank and The Delaware National Bank of Delhi have the most locations in Margaretville, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

NBT Bank NBT Bank, National Association · 1 branch · main office Norwich, NY Bank · 1

NBT Bank has 1 branch in Margaretville, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. The Margaretville Branch at 723 Main St dates to 1963 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Margaretville Branch

  723 Main St, 12455

  Hours: see the bank's site
  DirectionsWebsite

NBT Bank: profile, branches and contacts

The Delaware National Bank of Delhi 1 branch · main office Delhi, NY Bank · 1

The Delaware National Bank of Delhi has 1 branch in Margaretville, 4 across New York and 4 nationwide. FDIC records list its main office in Delhi, NY and show it operating since 1839. With $384.1 million in total assets on June 30, 2026, it ranks No. 2,142 of 4,232 U.S. banks by total assets. The Margaretville Branch at 42568 Route 28 dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Margaretville Branch

  42568 Route 28, 12455

  Hours: see the bank's site
  DirectionsWebsite

The Delaware National Bank of Delhi: profile, branches and contacts

Banking in Margaretville: the local picture

Short answer: 2 banks run 2 branches in Margaretville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Margaretville, 2 elsewhere in New York, according to the FDIC.

The bank with the longest record here is The Delaware National Bank of Delhi, operating since 1839 according to the FDIC. In FDIC branch records, the longest-running branch is NBT Bank's office at 723 Main St, dating to 1963; the newest is The Delaware National Bank of Delhi's at 42568 Route 28, from 1997.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Margaretville, and where the nearest one is if they do not.

Short answer: No branches in Margaretville: Chase (nearest in Monticello, 34 mi), Wells Fargo (nearest in Kingston, 35 mi), Bank of America (nearest in Kingston, 35 mi), PNC Bank (nearest in New York, 97 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 102 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 34 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Margaretville to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Margaretville residents like anyone else.

Banks near Margaretville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hobart (16 miles) and Delhi (17 miles). Liberty, 25 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Margaretville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Margaretville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Margaretville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Margaretville offices.

Short answer: NBT Bank is the largest bank with offices in Margaretville, with $16.09 billion in total assets on June 30, 2026, No. 122 among U.S. banks by total assets. The Delaware National Bank of Delhi is second with $384.1 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Margaretville: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.