US Bank Directory

Banks in Rio Rancho, NM

Name: Bank branches in Rio Rancho, New Mexico
Creator: Banrox
License: https://www.usa.gov/government-works

10 FDIC-insured banks operate 11 offices in Rio Rancho, New Mexico, and 8 credit unions have 10 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Rio Rancho

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 18 banks and credit unions operate 21 locations in Rio Rancho, according to the FDIC and the NCUA. 21 of them have coordinates on record and are on the map. 17 publish opening hours.

Search branches

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

21 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Rio Rancho

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: UMB Bank has the most locations in Rio Rancho, with 2. The other 9 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Del Norte Credit Union 2 offices · main office Los Alamos, NM Credit union · 2

Del Norte Credit Union has 2 officees in Rio Rancho, 10 across New Mexico. It is based in Los Alamos, NM and $1.47 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Rio Rancho locations with published hours open on Saturday.

Who can join: see the credit union's site.

Southern Financial Center

2518 Southern Blvd Se, 87124

(505) 455-5228Today 8:30 am to 5:30 pm

All hours

Mon to Thu 8:30 am to 5:30 pm; Fri 8:30 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026

Directions
Enchanted Hills Office

3634 Nm Hwy 528 Ne Suite 101, 87144

(505) 455-5228Today 8:30 am to 5:30 pm

All hours

Mon to Thu 8:30 am to 5:30 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026

Directions

Del Norte Credit Union: profile, branches and contacts

Nusenda Credit Union 2 offices · main office Albuquerque, NM Credit union · 2

Nusenda Credit Union has 2 officees in Rio Rancho, 27 across New Mexico. It is based in Albuquerque, NM and $4.97 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Rio Rancho locations with published hours open on Saturday.

Who can join: see the credit union's site.

Unser

2001 Unser Blvd Se, 87124

(505) 889-7755Today 9 am to 5 pm

All hours

Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026

Directions
Enchanted Hills

7840 Enchanted Hills Blvd Ne, 87144

(505) 889-7755Today 9 am to 5 pm

All hours

Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026

Directions

Nusenda Credit Union: profile, branches and contacts

UMB Bank UMB Bank, National Association · 2 branches · main office Kansas City, MO Bank · 2

UMB Bank has 2 branches in Rio Rancho, 21 across New Mexico and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rio Rancho location is the Rio Rancho Branch at 4001 Southern Blvd Se, dating to 1999; the newest, at 7830 Enchanted Hills Blvd Ne, to 2006. None of its 2 Rio Rancho locations with published hours lists Saturday hours.

Rio Rancho Branch

4001 Southern Blvd Se, 87124

(505) 830-8383Today 9 am to 5 pm

All hours

Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026

Directions Branch page
Rio Rancho 2

7830 Enchanted Hills Blvd Ne, 87144

(505) 830-8221Today 9 am to 5 pm

All hours

Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026

Directions Branch page

UMB Bank: profile, branches and contacts

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Rio Rancho, 16 across New Mexico and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Country Club Branch at 3101 Southern Blvd Se dates to 1984 in FDIC branch records. It opens on Saturday.

Country Club Branch

3101 Southern Blvd Se, 87124

(505) 282-3800Today 9 am to 5 pm

All hours

Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Directions Branch page

Bank of America: profile, branches and contacts

BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Rio Rancho, 20 across New Mexico and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Rio Rancho Branch at 3735 Southern Blvd Se dates to 1994 in FDIC branch records. It opens on Saturday.

Rio Rancho Branch

3735 Southern Blvd Se, 87124

(505) 717-3040Today 9 am to 5 pm

All hours

Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026

Directions Branch page

BMO: profile, branches and contacts

BOK Financial BOKF, National Association · 1 branch · main office Tulsa, OK Bank · 1

BOK Financial has 1 branch in Rio Rancho, 13 across New Mexico and 115 nationwide. FDIC records list its main office in Tulsa, OK and show it operating since 1910. With $52.98 billion in total assets on June 30, 2026, it ranks No. 48 of 4,232 U.S. banks by total assets. The Rio Rancho Southern Branch at 3901 Southern Blvd Se dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Rio Rancho Southern Branch

3901 Southern Blvd Se, 87124

Hours: see the bank's site

Directions Website

BOK Financial: profile, branches and contacts

First American Bank 1 branch · main office Artesia, NM Bank · 1

First American Bank has 1 branch in Rio Rancho, 17 across New Mexico and 21 nationwide. FDIC records list its main office in Artesia, NM and show it operating since 1903. With $1.91 billion in total assets on June 30, 2026, it ranks No. 625 of 4,232 U.S. banks by total assets. The Rio Rancho Branch at 3002 Southern Blvd Se dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Rio Rancho Branch

3002 Southern Blvd Se, 87124

Hours: see the bank's site

Directions Website

First American Bank: profile, branches and contacts

First Financial Credit Union 1 office · main office Albuquerque, NM Credit union · 1

First Financial Credit Union has 1 office in Rio Rancho, 20 across New Mexico. It is based in Albuquerque, NM and $1.13 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

Rio Rancho Branch

2201 Rio Rancho Blvd Se, 87124

(505) 766-5600Today 10 am to 5:30 pm

All hours

Mon to Tue 8:50 am to 5:30 pm; Wed 10 am to 5:30 pm; Thu 8:50 am to 5:30 pm; Fri 8:50 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026

Directions

First Financial Credit Union: profile, branches and contacts

First National Bank Texas 1 branch · main office Killeen, TX Bank · 1

First National Bank Texas has 1 branch in Rio Rancho, 19 across New Mexico and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Swm - Rio Rancho Banking Center - Rc 932 at 901 Unser Blvd Se dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Swm - Rio Rancho Banking Center - Rc 932

901 Unser Blvd Se, 87124

Hours: see the bank's site

Directions Website

First National Bank Texas: profile, branches and contacts

Kirtland Credit Union 1 office · main office Albuquerque, NM Credit union · 1

Kirtland Credit Union has 1 office in Rio Rancho, 10 across New Mexico. It is based in Albuquerque, NM and $1.11 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

Rockaway Rio Rancho

111 Rio Rancho Ne Ste 112, 87124

(505) 254-4369Today 9 am to 5 pm

All hours

Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026

Directions

Kirtland Credit Union: profile, branches and contacts

PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Rio Rancho, 12 across New Mexico and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Rio Rancho Branch at 1201 Rio Rancho Blvd Se dates to 1992 in FDIC branch records. It opens on Saturday.

Rio Rancho Branch

1201 Rio Rancho Blvd Se, 87124

Today 9 am to 5 pm

All hours

Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

Directions Website

PNC Bank: profile, branches and contacts

Rio Grande Credit Union 1 office · main office Albuquerque, NM Credit union · 1

Rio Grande Credit Union has 1 office in Rio Rancho, 8 across New Mexico. It is based in Albuquerque, NM and $665.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

Cabezon

1526 Unser Blvd Se, 87124

(505) 262-1401Today 9 am to 5 pm

All hours

Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026

Directions

Rio Grande Credit Union: profile, branches and contacts

Sandia Area Credit Union 1 office · main office Albuquerque, NM Credit union · 1

Sandia Area Credit Union has 1 office in Rio Rancho, 8 across New Mexico. It is based in Albuquerque, NM and $1.41 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

Rio Rancho

1601 Rio Rancho Blvd Se, 87124

(505) 292-6343Today 9 am to 5 pm

All hours

Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026

Directions

Sandia Area Credit Union: profile, branches and contacts

State Employees Credit Union 1 office · main office Santa Fe, NM Credit union · 1

State Employees Credit Union has 1 office in Rio Rancho, 9 across New Mexico. It is based in Santa Fe, NM and $1.31 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

State Employees Cu Rio Rancho

7851 Enchanted Hills Blvd Ne, 87144

(505) 884-0128Today 9 am to 5 pm

All hours

Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026

Directions

State Employees Credit Union: profile, branches and contacts

Sunward Credit Union 1 office · main office Albuquerque, NM Credit union · 1

Sunward Credit Union has 1 office in Rio Rancho, 13 across New Mexico. It is based in Albuquerque, NM and $4.55 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

Rio Rancho Branch

1900 Wellspring Ave Se, 87124

(505) 293-0500Today 8:30 am to 4:30 pm

All hours

Mon to Fri 8:30 am to 4:30 pm; Sat 8:30 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026

Directions

Sunward Credit Union: profile, branches and contacts

U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Rio Rancho, 21 across New Mexico and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Rio Rancho Branch at 1781 Rio Rancho Blvd Se dates to 1994 in FDIC branch records. It opens on Saturday.

Rio Rancho Branch

1781 Rio Rancho Blvd Se, 87124

(505) 994-8200Today 9 am to 5 pm

All hours

Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

Directions Branch page

U.S. Bank: profile, branches and contacts

WaFd Bank 1 branch · main office Seattle, WA Bank · 1

WaFd Bank has 1 branch in Rio Rancho, 18 across New Mexico and 214 nationwide. FDIC records list its main office in Seattle, WA and show it operating since 1917. With $27.58 billion in total assets on June 30, 2026, it ranks No. 79 of 4,232 U.S. banks by total assets. The Rio Rancho Branch at 4090 Sabana Grande Ave Se dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Rio Rancho Branch

4090 Sabana Grande Ave Se, 87124

Hours: see the bank's site

Directions Website

WaFd Bank: profile, branches and contacts

Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Rio Rancho, 54 across New Mexico and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Rio Rancho Branch at 4110 Meadowlark Ln Se dates to 1960 in FDIC branch records. It opens on Saturday.

Rio Rancho Branch

4110 Meadowlark Ln Se, 87124

(505) 891-5134Today 9 am to 5 pm

All hours

Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Directions Branch page

Wells Fargo: profile, branches and contacts

Join a credit union in Rio Rancho

8 credit unions have 10 offices here: Nusenda Credit Union, Del Norte Credit Union, Sunward Credit Union, Sandia Area Credit Union, State Employees Credit Union and First Financial Credit Union and 2 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rio Rancho page has every office in the state's directory.

Banking in Rio Rancho: the local picture

Short answer: 10 banks run 11 branches in Rio Rancho according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 10 banks, 0 have their main office in Rio Rancho, 1 elsewhere in New Mexico and 9 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is BOK Financial's office at 3901 Southern Blvd Se, dating to 1934; the newest is First National Bank Texas's at 901 Unser Blvd Se, from 2013.

8 credit unions have 10 offices in Rio Rancho, according to the NCUA. Who can join each one is on the credit unions page.

Of the 17 locations with published hours. 13 open on Saturday. 4 locations have no published hours in these sources.

Banks by ZIP code in Rio Rancho

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 87124 has the most bank and credit union offices in Rio Rancho (17), followed by 87144 (4). Offices are spread across 2 ZIP codes.

ZIP code	Offices	Institutions	Most offices
87124	17	17	BMO, BOK Financial, Bank of America
87144	4	4	Del Norte Credit Union, Nusenda Credit Union, State Employees Credit Union

Banks and credit unions open on Saturday in Rio Rancho

Short answer: 13 of the 17 Rio Rancho locations with published hours open on Saturday, run by 12 institutions.

Bank of America: 1 of 1 branch (3101 Southern Blvd Se: Saturday 9 am to 2 pm)
Wells Fargo: 1 of 1 branch (4110 Meadowlark Ln Se: Saturday 9 am to 2 pm)
U.S. Bank: 1 of 1 branch (1781 Rio Rancho Blvd Se: Saturday 9 am to 1 pm)
PNC Bank: 1 of 1 branch (1201 Rio Rancho Blvd Se: Saturday 9 am to 1 pm)
BMO: 1 of 1 branch (3735 Southern Blvd Se: Saturday 9 am to 12 pm)
Nusenda Credit Union: 2 of 2 offices (2001 Unser Blvd Se: Saturday 9 am to 1 pm, and 1 more)
Del Norte Credit Union: 1 of 2 offices (2518 Southern Blvd Se: Saturday 9 am to 1 pm)
Sunward Credit Union: 1 of 1 office (1900 Wellspring Ave Se: Saturday 8:30 am to 2 pm)
Sandia Area Credit Union: 1 of 1 office (1601 Rio Rancho Blvd Se: Saturday 9 am to 1 pm)
First Financial Credit Union: 1 of 1 office (2201 Rio Rancho Blvd Se: Saturday 9 am to 2 pm)
Kirtland Credit Union: 1 of 1 office (111 Rio Rancho Ne Ste 112: Saturday 9 am to 1 pm)
Rio Grande Credit Union: 1 of 1 office (1526 Unser Blvd Se: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 21 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Rio Rancho, and where the nearest one is if they do not.

Short answer: In Rio Rancho: Wells Fargo (1), Bank of America (1), PNC Bank (1), U.S. Bank (1), BMO (1). No branches in Rio Rancho: Chase (nearest in Albuquerque, 4 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank.

Bank	In Rio Rancho	Nearest branch if none here
Wells Fargo	1 branch	here
Bank of America	1 branch	here
PNC Bank	1 branch	here
U.S. Bank	1 branch	here
BMO	1 branch	here
Chase	None	Albuquerque, 4 miles away
Truist	None	none in New Mexico
Fifth Third Bank	None	none in New Mexico
Huntington	None	none in New Mexico
Regions Bank	None	none in New Mexico
TD Bank	None	none in New Mexico

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rio Rancho to the nearest branch in New Mexico.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026

30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026

15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026

Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026

Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026

Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

Offer	Bank	APY	Term	Minimum
Savings	CIT Bank	3.75%	none	$5,000
Savings	Barclays	3.50%	none	$0
Savings	Marcus by Goldman Sachs	3.40%	none	$0
CD	Synchrony Bank	4.35%	60 Months	$0
CD	Marcus by Goldman Sachs	4.35%	24 Months	$500
CD	American Express National Bank	4.25%	10 Months	$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rio Rancho residents like anyone else.

Banks near Rio Rancho

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Bernalillo (7 miles) and Albuquerque (9 miles). Albuquerque, 9 miles away, has the most banks nearby: 26.

City	Distance	Banks	Branches
Banks in Bernalillo, NM	7 mi	4	4
Banks in Albuquerque, NM	9 mi	26	103
Banks in Los Lunas, NM	31 mi	7	7
Banks in Moriarty, NM	38 mi	2	2
Banks in Belen, NM	41 mi	3	4
Banks in Los Alamos, NM	48 mi	4	4
Banks in Santa Fe, NM	49 mi	11	30
Banks in Espanola, NM	62 mi	4	4

Bank branch openings and closings in Rio Rancho

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Rio Rancho between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Rio Rancho by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rio Rancho offices.

Short answer: Bank of America is the largest bank with offices in Rio Rancho, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Bank	Total assets	Rank	Offices here	Main office
Bank of America	$2.65 trillion	No. 2	1	Charlotte, NC
Wells Fargo	$1.91 trillion	No. 4	1	Sioux Falls, SD
U.S. Bank	$705.55 billion	No. 6	1	Cincinnati, OH
PNC Bank	$609.77 billion	No. 8	1	Wilmington, DE
BMO	$254.97 billion	No. 16	1	Chicago, IL
UMB Bank	$71.90 billion	No. 40	2	Kansas City, MO
BOK Financial	$52.98 billion	No. 48	1	Tulsa, OK
WaFd Bank	$27.58 billion	No. 79	1	Seattle, WA
First National Bank Texas	$4.64 billion	No. 302	1	Killeen, TX
First American Bank	$1.91 billion	No. 625	1	Artesia, NM

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Rio Rancho: FAQ

How many banks are in Rio Rancho, NM?

Rio Rancho has 10 banks with 11 branches and 8 credit unions with 10 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Rio Rancho?

UMB Bank, with 2. Bank of America has 1 and Wells Fargo has 1.

Is there a UMB Bank in Rio Rancho, NM?

Yes. FDIC data lists 2 UMB Bank branches in Rio Rancho as of September 5, 2026. Its branches are listed under UMB Bank above, with the address and directions for each.

Is there a Bank of America in Rio Rancho, NM?

Yes. FDIC data lists 1 Bank of America branch in Rio Rancho as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Wells Fargo in Rio Rancho, NM?

Yes. FDIC data lists 1 Wells Fargo branch in Rio Rancho as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Chase in Rio Rancho, NM?

No. FDIC data lists no Chase branch in Rio Rancho as of September 5, 2026. The nearest is in Albuquerque, about 4 miles away in a straight line.

Which banks in Rio Rancho are open on Saturday?

Bank of America, Wells Fargo, U.S. Bank and PNC Bank and 8 more publish Saturday hours for one or more Rio Rancho locations. The Saturday section above lists each one with its hours. 4 of the 21 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Rio Rancho?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Rio Rancho?

Nusenda Credit Union, Del Norte Credit Union, Sunward Credit Union and Sandia Area Credit Union and 4 more have offices in Rio Rancho. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Rio Rancho in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Rio Rancho?

Nearby cities with more banks include Bernalillo, Albuquerque, Los Lunas. Bernalillo is 7 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

Data	Source	License	Updated	Data as of
FDIC-insured banks: branches, main offices, total assets, dates established	FDIC BankFind Suite API	Public data (U.S. government)	Monthly import	Sep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assets	NCUA call report data	Public data (U.S. government)	Quarterly import	Mar 31, 2026
Map coordinates of 10 credit union offices whose NCUA record has none, from the office address	U.S. Census Bureau Geocoder	Public data (U.S. government)	With each NCUA import	Oct 19, 2026
Bank branch hours, phones and branch pages (7 of 11 branches: BMO, Bank of America, PNC Bank, U.S. Bank, UMB Bank, Wells Fargo)	The banks' own branch locators, collected by All The Places	CC0 (All The Places data); each bank's locator is the primary source	Weekly spider run, monthly refresh here	Oct 10, 2026
Savings and CD rates, national averages	Banrox Bank Rates	Banrox, from the banks' own rate pages and FDIC national rates	Weekly	see each rate

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