US Bank Directory

Banks in Bernalillo, NM

4 FDIC-insured banks operate 4 offices in Bernalillo, New Mexico, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Bernalillo

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 6 locations in Bernalillo, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 5 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Bernalillo

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Bernalillo, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Financial Credit Union 1 office · main office Albuquerque, NM Credit union · 1

First Financial Credit Union has 1 office in Bernalillo, 20 across New Mexico. It is based in Albuquerque, NM and $1.13 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Bernalillo Branch
    165 E Highway 550, 87004
    (800) 342-8298Today 8:30 am to 5:30 pm
    All hours

    Mon to Thu 8:30 am to 5:30 pm; Fri 8:30 am to 6 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

First Financial Credit Union: profile, branches and contacts
First National Bank Texas 1 branch · main office Killeen, TX Bank · 1

First National Bank Texas has 1 branch in Bernalillo, 19 across New Mexico and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Bernalillo Banking Center - Rc 916 Branch at 460 Highway 528 dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bernalillo Banking Center - Rc 916 Branch
    460 Highway 528, 87004
    Hours: see the bank's site
First National Bank Texas: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Bernalillo, 12 across New Mexico and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Venada Plaza Banking Center Branch at 430 Highway 528 dates to 2011 in FDIC branch records. Its published hours do not list Saturday.

  • Venada Plaza Banking Center Branch
    430 Highway 528, 87004
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Bernalillo, 21 across New Mexico and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Bernalillo Branch at 388 W Highway 550 dates to 1996 in FDIC branch records. Its published hours do not list Saturday.

  • Bernalillo Branch
    388 W Highway 550, 87004
    (505) 771-4300Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
U.s. Eagle Credit Union 1 office · main office Albuquerque, NM Credit union · 1

U.s. Eagle Credit Union has 1 office in Bernalillo, 11 across New Mexico. It is based in Albuquerque, NM and $1.48 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Santa Ana Branch
    53 Jemez Canyon Dam Rd, 87004
    (505) 342-8888Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

U.s. Eagle Credit Union: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Bernalillo, 54 across New Mexico and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Bernalillo Branch at 239 W Highway 550 dates to 1962 in FDIC branch records. Its published hours do not list Saturday.

  • Bernalillo Branch
    239 W Highway 550, 87004
    (505) 771-2734Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Bernalillo

2 credit unions have 2 offices here: U.s. Eagle Credit Union and First Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Bernalillo page has every office in the state's directory.

Banking in Bernalillo: the local picture

Short answer: 4 banks run 4 branches in Bernalillo according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Bernalillo and 4 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 239 W Highway 550, dating to 1962; the newest is First National Bank Texas's at 460 Highway 528, from 2011.

2 credit unions have 2 offices in Bernalillo, according to the NCUA. Who can join each one is on the credit unions page.

Of the 5 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Bernalillo

Short answer: 1 of the 5 Bernalillo locations with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Bernalillo, and where the nearest one is if they do not.

Short answer: In Bernalillo: Wells Fargo (1), PNC Bank (1), U.S. Bank (1). No branches in Bernalillo: Chase (nearest in Albuquerque, 10 mi), Bank of America (nearest in Rio Rancho, 8 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Rio Rancho, 8 mi).

BankIn BernalilloNearest branch if none here
Wells Fargo1 branchhere
PNC Bank1 branchhere
U.S. Bank1 branchhere
ChaseNoneAlbuquerque, 10 miles away
Bank of AmericaNoneRio Rancho, 8 miles away
TruistNonenone in New Mexico
Fifth Third BankNonenone in New Mexico
HuntingtonNonenone in New Mexico
Regions BankNonenone in New Mexico
TD BankNonenone in New Mexico
BMONoneRio Rancho, 8 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bernalillo to the nearest branch in New Mexico.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bernalillo residents like anyone else.

Banks near Bernalillo

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Rio Rancho (7 miles) and Albuquerque (14 miles). Albuquerque, 14 miles away, has the most banks nearby: 26.

Bank branch openings and closings in Bernalillo

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bernalillo between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Bernalillo by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bernalillo offices.

Short answer: Wells Fargo is the largest bank with offices in Bernalillo, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
PNC Bank$609.77 billionNo. 81Wilmington, DE
First National Bank Texas$4.64 billionNo. 3021Killeen, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bernalillo: FAQ

How many banks are in Bernalillo, NM?

Bernalillo has 4 banks with 4 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Bernalillo?

Wells Fargo, with 1. U.S. Bank has 1 and PNC Bank has 1.

Is there a Wells Fargo in Bernalillo, NM?

Yes. FDIC data lists 1 Wells Fargo branch in Bernalillo as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a U.S. Bank in Bernalillo, NM?

Yes. FDIC data lists 1 U.S. Bank branch in Bernalillo as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a PNC Bank in Bernalillo, NM?

Yes. FDIC data lists 1 PNC Bank branch in Bernalillo as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a Chase in Bernalillo, NM?

No. FDIC data lists no Chase branch in Bernalillo as of September 5, 2026. The nearest is in Albuquerque, about 10 miles away in a straight line.

Which banks in Bernalillo are open on Saturday?

First Financial Credit Union publishes Saturday hours for one or more Bernalillo locations. The Saturday section above lists each one with its hours. 1 of the 6 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Bernalillo?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Bernalillo?

U.s. Eagle Credit Union and First Financial Credit Union have offices in Bernalillo. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Bernalillo in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Bernalillo?

Nearby cities with more banks include Rio Rancho, Albuquerque, Moriarty. Rio Rancho is 7 miles away with 10 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 4 branches: PNC Bank, U.S. Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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