US Bank Directory
Banks in Los Lunas, NM
7 FDIC-insured banks operate 7 offices in Los Lunas, New Mexico, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Los Lunas
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 11 locations in Los Lunas, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Los Lunas
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 7 banks share the most locations in Los Lunas, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
BMO Bank · 1
BMO has 1 branch in Los Lunas, 20 across New Mexico and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Los Lunas Branch at 2610 Main St Nw dates to 2006 in FDIC branch records. It opens on Saturday.
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Los Lunas Branch2610 Main St Nw, 87031
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
BOK Financial Bank · 1
BOK Financial has 1 branch in Los Lunas, 13 across New Mexico and 115 nationwide. FDIC records list its main office in Tulsa, OK and show it operating since 1910. With $52.98 billion in total assets on June 30, 2026, it ranks No. 48 of 4,232 U.S. banks by total assets. The Los Lunas Branch at 645 Main Street, N.E. dates to 1959 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Los Lunas Branch645 Main Street, N.E., 87031
First New Mexico Bank of Silver City Bank · 1
First New Mexico Bank of Silver City has 1 branch in Los Lunas, 4 across New Mexico and 4 nationwide. FDIC records list its main office in Silver City, NM and show it operating since 1984. With $147.5 million in total assets on June 30, 2026, it ranks No. 3,346 of 4,232 U.S. banks by total assets. The Los Lunas Branch at 260 Courthouse Rd Se dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Los Lunas Branch260 Courthouse Rd Se, 87031
Kirtland Credit Union Credit union · 1
Kirtland Credit Union has 1 office in Los Lunas, 10 across New Mexico. It is based in Albuquerque, NM and $1.11 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Los Lunas2270 Main St Nw Ste D, 87031
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Nusenda Credit Union Credit union · 1
Nusenda Credit Union has 1 office in Los Lunas, 27 across New Mexico. It is based in Albuquerque, NM and $4.97 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Valencia320 Main St Nw, 87031
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
State Employees Credit Union Credit union · 1
State Employees Credit Union has 1 office in Los Lunas, 9 across New Mexico. It is based in Santa Fe, NM and $1.31 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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State Employees Cu Los Lunas Branch280 Emilio Lopez Rd Nw, 87031
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Sunward Credit Union Credit union · 1
Sunward Credit Union has 1 office in Los Lunas, 13 across New Mexico. It is based in Albuquerque, NM and $4.55 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Los Lunas2700 Palmilla Rd Nw, 87031
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat 8:30 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Los Lunas, 21 across New Mexico and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Los Lunas Branch at 2421 Main St Se dates to 1995 in FDIC branch records. Its published hours do not list Saturday.
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Los Lunas Branch2421 Main St Se, 87031
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
UMB Bank Bank · 1
UMB Bank has 1 branch in Los Lunas, 21 across New Mexico and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. The Los Lunas Branch at 1810 Main St Nw dates to 2006 in FDIC branch records. Its published hours do not list Saturday.
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Los Lunas Branch1810 Main St Nw, 87031
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026
United Business Bank Bank · 1
United Business Bank has 1 branch in Los Lunas, 5 across New Mexico and 34 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 2004. With $2.56 billion in total assets on June 30, 2026, it ranks No. 495 of 4,232 U.S. banks by total assets. The 2199 Main Street at 2199 Main St Se dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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2199 Main Street2199 Main St Se, 87031
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Los Lunas, 54 across New Mexico and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Los Lunas Branch at 1027 Main St Sw dates to 1961 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Los Lunas Branch1027 Main St Sw, 87031
Join a credit union in Los Lunas
4 credit unions have 4 offices here: Nusenda Credit Union, Sunward Credit Union, State Employees Credit Union and Kirtland Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Los Lunas page has every office in the state's directory.
Banking in Los Lunas: the local picture
Short answer: 7 banks run 7 branches in Los Lunas according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Los Lunas, 1 elsewhere in New Mexico and 6 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is BOK Financial's office at 645 Main Street, N.E., dating to 1959; the newest is First New Mexico Bank of Silver City's at 260 Courthouse Rd Se, from 2024.
4 credit unions have 4 offices in Los Lunas, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 4 open on Saturday. 4 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Los Lunas
Short answer: 4 of the 7 Los Lunas locations with published hours open on Saturday, run by 4 institutions.
- BMO: 1 of 1 branch (2610 Main St Nw: Saturday 9 am to 12 pm)
- Nusenda Credit Union: 1 of 1 office (320 Main St Nw: Saturday 9 am to 1 pm)
- Sunward Credit Union: 1 of 1 office (2700 Palmilla Rd Nw: Saturday 8:30 am to 2 pm)
- Kirtland Credit Union: 1 of 1 office (2270 Main St Nw Ste D: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Los Lunas, and where the nearest one is if they do not.
Short answer: In Los Lunas: Wells Fargo (1), U.S. Bank (1), BMO (1). No branches in Los Lunas: Chase (nearest in Albuquerque, 19 mi), Bank of America (nearest in Albuquerque, 15 mi), PNC Bank (nearest in Albuquerque, 17 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank.
| Bank | In Los Lunas | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| BMO | 1 branch | here |
| Chase | None | Albuquerque, 19 miles away |
| Bank of America | None | Albuquerque, 15 miles away |
| PNC Bank | None | Albuquerque, 17 miles away |
| Truist | None | none in New Mexico |
| Fifth Third Bank | None | none in New Mexico |
| Huntington | None | none in New Mexico |
| Regions Bank | None | none in New Mexico |
| TD Bank | None | none in New Mexico |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Los Lunas to the nearest branch in New Mexico.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Los Lunas residents like anyone else.
Banks near Los Lunas
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Belen (10 miles) and Albuquerque (23 miles). Albuquerque, 23 miles away, has the most banks nearby: 26.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Belen, NM | 10 mi | 3 | 4 |
| Banks in Albuquerque, NM | 23 mi | 26 | 103 |
| Banks in Rio Rancho, NM | 31 mi | 10 | 11 |
| Banks in Bernalillo, NM | 37 mi | 4 | 4 |
| Banks in Moriarty, NM | 42 mi | 2 | 2 |
| Banks in Socorro, NM | 53 mi | 3 | 4 |
| Banks in Grants, NM | 68 mi | 2 | 2 |
| Banks in Santa Fe, NM | 74 mi | 11 | 30 |
Bank branch openings and closings in Los Lunas
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Los Lunas between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Los Lunas by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Los Lunas offices.
Short answer: Wells Fargo is the largest bank with offices in Los Lunas, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| UMB Bank | $71.90 billion | No. 40 | 1 | Kansas City, MO |
| BOK Financial | $52.98 billion | No. 48 | 1 | Tulsa, OK |
| United Business Bank | $2.56 billion | No. 495 | 1 | Walnut Creek, CA |
| First New Mexico Bank of Silver City | $147.5 million | No. 3,346 | 1 | Silver City, NM |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Los Lunas: FAQ
How many banks are in Los Lunas, NM?
Los Lunas has 7 banks with 7 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Los Lunas?
Wells Fargo, with 1. U.S. Bank has 1 and BMO has 1.
Is there a Wells Fargo in Los Lunas, NM?
Yes. FDIC data lists 1 Wells Fargo branch in Los Lunas as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Los Lunas, NM?
Yes. FDIC data lists 1 U.S. Bank branch in Los Lunas as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a BMO in Los Lunas, NM?
Yes. FDIC data lists 1 BMO branch in Los Lunas as of September 5, 2026. The address and directions are under BMO above.
Is there a Chase in Los Lunas, NM?
No. FDIC data lists no Chase branch in Los Lunas as of September 5, 2026. The nearest is in Albuquerque, about 19 miles away in a straight line.
Which banks in Los Lunas are open on Saturday?
BMO, Nusenda Credit Union, Sunward Credit Union and Kirtland Credit Union publish Saturday hours for one or more Los Lunas locations. The Saturday section above lists each one with its hours. 4 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Los Lunas?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Los Lunas?
Nusenda Credit Union, Sunward Credit Union, State Employees Credit Union and Kirtland Credit Union have offices in Los Lunas. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Los Lunas in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Los Lunas?
Nearby cities with more banks include Belen, Albuquerque, Rio Rancho. Belen is 10 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 7 branches: BMO, U.S. Bank, UMB Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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