US Bank Directory
Banks in Belen, NM
3 FDIC-insured banks operate 4 offices in Belen, New Mexico, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Belen
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 6 locations in Belen, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Belen
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: United Business Bank has the most locations in Belen, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
United Business Bank Bank · 2
United Business Bank has 2 branches in Belen, 5 across New Mexico and 34 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 2004. With $2.56 billion in total assets on June 30, 2026, it ranks No. 495 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Belen location is the Belen Branch at 19339 Highway 314, dating to 1992; the newest, at 394 Rio Communities Blvd, to 1999. It does not publish hours in the sources this page uses; check its site before you go.
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Belen Branch19339 Highway 314, 87002
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394 Rio Communities Blvd Branch394 Rio Communities Blvd, 87002
Railroad Employees Credit Union Credit union · 1
Railroad Employees Credit Union has 1 office in Belen, 1 across New Mexico. It is based in Belen, NM and $79.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office300 N 6Th St, 87002
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
State Employees Credit Union Credit union · 1
State Employees Credit Union has 1 office in Belen, 9 across New Mexico. It is based in Santa Fe, NM and $1.31 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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State Employees Credit Union Belen19390 Highway 314, 87002
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Belen, 21 across New Mexico and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Belen Reinken Branch at 620 W Reinken Ave dates to 1961 in FDIC branch records. Its published hours do not list Saturday.
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Belen Reinken Branch620 W Reinken Ave, 87002
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Belen, 54 across New Mexico and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Belen Main Branch at 101 S Main St dates to 1903 in FDIC branch records. It opens on Saturday.
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Belen Main Branch101 S Main St, 87002
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Belen
2 credit unions have 2 offices here: State Employees Credit Union and Railroad Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Belen page has every office in the state's directory.
Banking in Belen: the local picture
Short answer: 3 banks run 4 branches in Belen according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Belen and 3 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 101 S Main St, dating to 1903; the newest is United Business Bank's at 394 Rio Communities Blvd, from 1999.
2 credit unions have 2 offices in Belen, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Banks open on Saturday in Belen
Short answer: 1 of the 4 Belen locations with published hours opens on Saturday, run by 1 institution.
- Wells Fargo: 1 of 1 branch (101 S Main St: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Belen, and where the nearest one is if they do not.
Short answer: In Belen: Wells Fargo (1), U.S. Bank (1). No branches in Belen: Chase (nearest in Albuquerque, 29 mi), Bank of America (nearest in Albuquerque, 26 mi), PNC Bank (nearest in Albuquerque, 27 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Los Lunas, 11 mi).
| Bank | In Belen | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Chase | None | Albuquerque, 29 miles away |
| Bank of America | None | Albuquerque, 26 miles away |
| PNC Bank | None | Albuquerque, 27 miles away |
| Truist | None | none in New Mexico |
| Fifth Third Bank | None | none in New Mexico |
| Huntington | None | none in New Mexico |
| Regions Bank | None | none in New Mexico |
| TD Bank | None | none in New Mexico |
| BMO | None | Los Lunas, 11 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Belen to the nearest branch in New Mexico.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Belen residents like anyone else.
Banks near Belen
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Los Lunas (10 miles) and Albuquerque (33 miles). Albuquerque, 33 miles away, has the most banks nearby: 26.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Los Lunas, NM | 10 mi | 7 | 7 |
| Banks in Albuquerque, NM | 33 mi | 26 | 103 |
| Banks in Rio Rancho, NM | 41 mi | 10 | 11 |
| Banks in Socorro, NM | 42 mi | 3 | 4 |
| Banks in Bernalillo, NM | 47 mi | 4 | 4 |
| Banks in Moriarty, NM | 47 mi | 2 | 2 |
| Banks in Grants, NM | 70 mi | 2 | 2 |
| Banks in Santa Fe, NM | 83 mi | 11 | 30 |
Bank branch openings and closings in Belen
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Belen between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Belen
Short answer: 1 institution has its main office in Belen: Railroad Employees Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Railroad Employees Credit Union | Credit union | $79.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Belen by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Belen offices.
Short answer: Wells Fargo is the largest bank with offices in Belen, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| United Business Bank | $2.56 billion | No. 495 | 2 | Walnut Creek, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Belen: FAQ
How many banks are in Belen, NM?
Belen has 3 banks with 4 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Belen?
United Business Bank, with 2. Wells Fargo has 1 and U.S. Bank has 1.
Is there a United Business Bank in Belen, NM?
Yes. FDIC data lists 2 United Business Bank branches in Belen as of September 5, 2026. Its branches are listed under United Business Bank above, with the address and directions for each.
Is there a Wells Fargo in Belen, NM?
Yes. FDIC data lists 1 Wells Fargo branch in Belen as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Belen, NM?
Yes. FDIC data lists 1 U.S. Bank branch in Belen as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Chase in Belen, NM?
No. FDIC data lists no Chase branch in Belen as of September 5, 2026. The nearest is in Albuquerque, about 29 miles away in a straight line.
Which banks in Belen are open on Saturday?
Wells Fargo publishes Saturday hours for one or more Belen locations. The Saturday section above lists each one with its hours. 2 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Belen?
Railroad Employees Credit Union has its main office in Belen, according to the FDIC and the NCUA.
What is the oldest bank in Belen?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Belen?
State Employees Credit Union and Railroad Employees Credit Union have offices in Belen. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Belen in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Belen?
Nearby cities with more banks include Los Lunas, Albuquerque, Rio Rancho. Los Lunas is 10 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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