US Bank Directory
Banks in Espanola, NM
4 FDIC-insured banks operate 4 offices in Espanola, New Mexico, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Espanola
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 8 locations in Espanola, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Espanola
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Espanola, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Del Norte Credit Union Credit union · 2
Del Norte Credit Union has 2 officees in Espanola, 10 across New Mexico. It is based in Los Alamos, NM and $1.47 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Espanola locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Paseo Office1216 N Paseo De Onate, 87532
All hours
Mon to Thu 8:30 am to 5:30 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Riverside Financial Center1720 N Riverside Dr, 87532
All hours
Mon to Thu 8:30 am to 5:30 pm; Fri 8:30 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Century Bank Bank · 1
Century Bank has 1 branch in Espanola, 9 across New Mexico and 9 nationwide. FDIC records list its main office in Santa Fe, NM and show it operating since 1910. With $1.36 billion in total assets on June 30, 2026, it ranks No. 814 of 4,232 U.S. banks by total assets. The Espanola Branch at 322 N Riverside Dr dates to 1964 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Espanola Branch322 N Riverside Dr, 87532
Guadalupe Credit Union Credit union · 1
Guadalupe Credit Union has 1 office in Espanola, 8 across New Mexico. It is based in Santa Fe, NM and $348.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Espanola Branch845 N. Riverside Drive, 87532
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
UMB Bank Bank · 1
UMB Bank has 1 branch in Espanola, 21 across New Mexico and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. The Espanola Branch at 411 Carr Ln dates to 2004 in FDIC branch records. Its published hours do not list Saturday.
-
Espanola Branch411 Carr Ln, 87532
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026
WaFd Bank Bank · 1
WaFd Bank has 1 branch in Espanola, 18 across New Mexico and 214 nationwide. FDIC records list its main office in Seattle, WA and show it operating since 1917. With $27.58 billion in total assets on June 30, 2026, it ranks No. 79 of 4,232 U.S. banks by total assets. The Rio Arriba Main Branch at 1124 N Riverside Dr dates to 1916 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Rio Arriba Main Branch1124 N Riverside Dr, 87532
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Espanola, 54 across New Mexico and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Espanola Branch at 645 N Riverside Dr dates to 1961 in FDIC branch records. It opens on Saturday.
-
Espanola Branch645 N Riverside Dr, 87532
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Zia Credit Union Credit union · 1
Zia Credit Union has 1 office in Espanola, 3 across New Mexico. It is based in Los Alamos, NM and $273.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Espanola Branch707 S Riverside Dr, 87532
All hours
Mon 8:30 am to 5 pm; Tue 10 am to 5 pm; Wed to Thu 8:30 am to 5 pm; Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Espanola
3 credit unions have 4 offices here: Del Norte Credit Union, Guadalupe Credit Union and Zia Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Espanola page has every office in the state's directory.
Banking in Espanola: the local picture
Short answer: 4 banks run 4 branches in Espanola according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Espanola, 1 elsewhere in New Mexico and 3 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is WaFd Bank's office at 1124 N Riverside Dr, dating to 1916; the newest is UMB Bank's at 411 Carr Ln, from 2004.
3 credit unions have 4 offices in Espanola, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Espanola
Short answer: 2 of the 6 Espanola locations with published hours open on Saturday, run by 2 institutions.
- Wells Fargo: 1 of 1 branch (645 N Riverside Dr: Saturday 9 am to 2 pm)
- Del Norte Credit Union: 1 of 2 offices (1720 N Riverside Dr: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Espanola, and where the nearest one is if they do not.
Short answer: In Espanola: Wells Fargo (1). No branches in Espanola: Chase (nearest in Santa Fe, 24 mi), Bank of America (nearest in Santa Fe, 23 mi), PNC Bank (nearest in Bernalillo, 55 mi), U.S. Bank (nearest in Santa Fe, 9 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Rio Rancho, 62 mi).
| Bank | In Espanola | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Chase | None | Santa Fe, 24 miles away |
| Bank of America | None | Santa Fe, 23 miles away |
| PNC Bank | None | Bernalillo, 55 miles away |
| U.S. Bank | None | Santa Fe, 9 miles away |
| Truist | None | none in New Mexico |
| Fifth Third Bank | None | none in New Mexico |
| Huntington | None | none in New Mexico |
| Regions Bank | None | none in New Mexico |
| TD Bank | None | none in New Mexico |
| BMO | None | Rio Rancho, 62 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Espanola to the nearest branch in New Mexico.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Espanola residents like anyone else.
Banks near Espanola
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Los Alamos (16 miles) and Santa Fe (23 miles). Santa Fe, 23 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Los Alamos, NM | 16 mi | 4 | 4 |
| Banks in Santa Fe, NM | 23 mi | 11 | 30 |
| Banks in Taos, NM | 38 mi | 3 | 5 |
| Banks in Mora, NM | 41 mi | 2 | 2 |
| Banks in Angel Fire, NM | 51 mi | 2 | 2 |
| Banks in Las Vegas, NM | 55 mi | 3 | 7 |
| Banks in Bernalillo, NM | 55 mi | 4 | 4 |
| Banks in Rio Rancho, NM | 62 mi | 10 | 11 |
Bank branch openings and closings in Espanola
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Espanola between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Espanola by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Espanola offices.
Short answer: Wells Fargo is the largest bank with offices in Espanola, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. UMB Bank is second with $71.90 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| UMB Bank | $71.90 billion | No. 40 | 1 | Kansas City, MO |
| WaFd Bank | $27.58 billion | No. 79 | 1 | Seattle, WA |
| Century Bank | $1.36 billion | No. 814 | 1 | Santa Fe, NM |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Espanola: FAQ
How many banks are in Espanola, NM?
Espanola has 4 banks with 4 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Espanola?
Wells Fargo, with 1. UMB Bank has 1 and WaFd Bank has 1.
Is there a Wells Fargo in Espanola, NM?
Yes. FDIC data lists 1 Wells Fargo branch in Espanola as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a UMB Bank in Espanola, NM?
Yes. FDIC data lists 1 UMB Bank branch in Espanola as of September 5, 2026. The address and directions are under UMB Bank above.
Is there a WaFd Bank in Espanola, NM?
Yes. FDIC data lists 1 WaFd Bank branch in Espanola as of September 5, 2026. The address and directions are under WaFd Bank above.
Is there a Chase in Espanola, NM?
No. FDIC data lists no Chase branch in Espanola as of September 5, 2026. The nearest is in Santa Fe, about 24 miles away in a straight line.
Which banks in Espanola are open on Saturday?
Wells Fargo and Del Norte Credit Union publish Saturday hours for one or more Espanola locations. The Saturday section above lists each one with its hours. 2 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Espanola?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Espanola?
Del Norte Credit Union, Guadalupe Credit Union and Zia Credit Union have offices in Espanola. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Espanola in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Espanola?
Nearby cities with more banks include Los Alamos, Santa Fe, Taos. Los Alamos is 16 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: UMB Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds