US Bank Directory

Banks in Reserve, NM

1 FDIC-insured bank operates 1 office in Reserve, New Mexico.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Reserve

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Reserve, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Reserve

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First State Bank is the only bank with an office in Reserve. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First State Bank 1 branch · main office Socorro, NM Bank · 1

First State Bank has 1 branch in Reserve, 4 across New Mexico and 4 nationwide. FDIC records list its main office in Socorro, NM and show it operating since 1947. With $188.0 million in total assets on June 30, 2026, it ranks No. 3,078 of 4,232 U.S. banks by total assets. The Reserve Branch at 697 New Mexico Highway 12 dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Reserve Branch
    697 New Mexico Highway 12, 87830
    Hours: see the bank's site
First State Bank: profile, branches and contacts

Banking in Reserve: the local picture

Short answer: 1 bank runs 1 branch in Reserve according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

First State Bank has its main office in Socorro, NM, according to the FDIC.

The bank with the longest record here is First State Bank, operating since 1947 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Reserve, and where the nearest one is if they do not.

Short answer: No branches in Reserve: Chase (nearest in Albuquerque, 148 mi), Wells Fargo (nearest in Silver City, 72 mi), Bank of America (nearest in Albuquerque, 147 mi), PNC Bank (nearest in Albuquerque, 146 mi), U.S. Bank (nearest in Gallup, 123 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Los Lunas, 135 mi).

BankIn ReserveNearest branch if none here
ChaseNoneAlbuquerque, 148 miles away
Wells FargoNoneSilver City, 72 miles away
Bank of AmericaNoneAlbuquerque, 147 miles away
PNC BankNoneAlbuquerque, 146 miles away
U.S. BankNoneGallup, 123 miles away
TruistNonenone in New Mexico
Fifth Third BankNonenone in New Mexico
HuntingtonNonenone in New Mexico
Regions BankNonenone in New Mexico
TD BankNonenone in New Mexico
BMONoneLos Lunas, 135 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Reserve to the nearest branch in New Mexico.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Reserve residents like anyone else.

Banks near Reserve

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Silver City (72 miles) and Truth Or Consequences (95 miles). Silver City, 72 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Reserve

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Reserve between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Reserve by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Reserve offices.

Short answer: First State Bank is the largest bank with offices in Reserve, with $188.0 million in total assets on June 30, 2026, No. 3,078 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First State Bank$188.0 millionNo. 3,0781Socorro, NM

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Reserve: FAQ

How many banks are in Reserve, NM?

Reserve has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a First State Bank in Reserve, NM?

Yes. FDIC data lists 1 First State Bank branch in Reserve as of September 5, 2026. The address and directions are under First State Bank above.

Is there a Chase in Reserve, NM?

No. FDIC data lists no Chase branch in Reserve as of September 5, 2026. The nearest is in Albuquerque, about 148 miles away in a straight line.

What is the oldest bank in Reserve?

First State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1947.

Did any bank branches open or close in Reserve in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Reserve?

Nearby cities with more banks include Silver City, Truth Or Consequences, Socorro. Silver City is 72 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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