US Bank Directory

Banks in Gallup, NM

5 FDIC-insured banks operate 6 offices in Gallup, New Mexico, and 1 credit union has 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Gallup

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 8 locations in Gallup, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

8 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Gallup

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of Colorado has the most locations in Gallup, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of Colorado 2 branches · main office Fort Collins, CO Bank · 2

Bank of Colorado has 2 branches in Gallup, 2 across New Mexico and 60 nationwide. FDIC records list its main office in Fort Collins, CO and show it operating since 1900. With $7.61 billion in total assets on June 30, 2026, it ranks No. 207 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Gallup location is the Gallup Main Branch at 107 E Aztec Ave, dating to 1974; the newest, at 1804 E Aztec Ave, to 2005. It does not publish hours in the sources this page uses; check its site before you go.

  • Gallup Main Branch
    107 E Aztec Ave, 87301
    Hours: see the bank's site
  • Gallup East Branch
    1804 E Aztec Ave, 87301
    Hours: see the bank's site
Bank of Colorado: profile, branches and contacts
First Financial Credit Union 2 offices · main office Albuquerque, NM Credit union · 2

First Financial Credit Union has 2 officees in Gallup, 20 across New Mexico. It is based in Albuquerque, NM and $1.13 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Gallup locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Gallup Mesa View
    1383 Us Highway 491, 87301
    (505) 766-5600Closed today
    All hours

    Mon to Fri closed; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Gallup Downtown
    307 W Aztec Ave, 87301
    (505) 766-5600Closed today
    All hours

    Mon to Fri closed; Sat to Sun not published

    Hours: NCUA, March 31, 2026

First Financial Credit Union: profile, branches and contacts
First National Bank Texas 1 branch · main office Killeen, TX Bank · 1

First National Bank Texas has 1 branch in Gallup, 19 across New Mexico and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Swm Gallup Banking Center Rc302 Branch at 1650 W Maloney Ave dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Swm Gallup Banking Center Rc302 Branch
    1650 W Maloney Ave, 87301
    Hours: see the bank's site
First National Bank Texas: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Gallup, 21 across New Mexico and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Gallup Branch at 101 W Hill Ave dates to 1999 in FDIC branch records. Its published hours do not list Saturday.

  • Gallup Branch
    101 W Hill Ave, 87301
    (505) 722-4394Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
WaFd Bank 1 branch · main office Seattle, WA Bank · 1

WaFd Bank has 1 branch in Gallup, 18 across New Mexico and 214 nationwide. FDIC records list its main office in Seattle, WA and show it operating since 1917. With $27.58 billion in total assets on June 30, 2026, it ranks No. 79 of 4,232 U.S. banks by total assets. The Galllup Branch at 221 W Aztec Ave dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

WaFd Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Gallup, 54 across New Mexico and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Gallup Branch at 300 W Aztec Ave dates to 1934 in FDIC branch records. It opens on Saturday.

  • Gallup Branch
    300 W Aztec Ave, 87301
    (505) 726-2000Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Gallup

1 credit union has 2 offices here: First Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Gallup page has every office in the state's directory.

Banking in Gallup: the local picture

Short answer: 5 banks run 6 branches in Gallup according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Gallup and 5 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 300 W Aztec Ave, dating to 1934; the newest is First National Bank Texas's at 1650 W Maloney Ave, from 2024.

The only credit union with an office here is First Financial Credit Union.

Of the 4 locations with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.

Banks open on Saturday in Gallup

Short answer: 1 of the 4 Gallup locations with published hours opens on Saturday, run by 1 institution.

  • Wells Fargo: 1 of 1 branch (300 W Aztec Ave: Saturday 9 am to 2 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Gallup, and where the nearest one is if they do not.

Short answer: In Gallup: Wells Fargo (1), U.S. Bank (1). No branches in Gallup: Chase (nearest in Albuquerque, 118 mi), Bank of America (nearest in Farmington, 89 mi), PNC Bank (nearest in Albuquerque, 118 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Rio Rancho, 119 mi).

BankIn GallupNearest branch if none here
Wells Fargo1 branchhere
U.S. Bank1 branchhere
ChaseNoneAlbuquerque, 118 miles away
Bank of AmericaNoneFarmington, 89 miles away
PNC BankNoneAlbuquerque, 118 miles away
TruistNonenone in New Mexico
Fifth Third BankNonenone in New Mexico
HuntingtonNonenone in New Mexico
Regions BankNonenone in New Mexico
TD BankNonenone in New Mexico
BMONoneRio Rancho, 119 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gallup to the nearest branch in New Mexico.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gallup residents like anyone else.

Banks near Gallup

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Grants (56 miles) and Farmington (89 miles). Albuquerque, 124 miles away, has the most banks nearby: 26.

Bank branch openings and closings in Gallup

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Gallup between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Gallup by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gallup offices.

Short answer: Wells Fargo is the largest bank with offices in Gallup, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
WaFd Bank$27.58 billionNo. 791Seattle, WA
Bank of Colorado$7.61 billionNo. 2072Fort Collins, CO
First National Bank Texas$4.64 billionNo. 3021Killeen, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Gallup: FAQ

How many banks are in Gallup, NM?

Gallup has 5 banks with 6 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Gallup?

Bank of Colorado, with 2. Wells Fargo has 1 and U.S. Bank has 1.

Is there a Bank of Colorado in Gallup, NM?

Yes. FDIC data lists 2 Bank of Colorado branches in Gallup as of September 5, 2026. Its branches are listed under Bank of Colorado above, with the address and directions for each.

Is there a Wells Fargo in Gallup, NM?

Yes. FDIC data lists 1 Wells Fargo branch in Gallup as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a U.S. Bank in Gallup, NM?

Yes. FDIC data lists 1 U.S. Bank branch in Gallup as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a Chase in Gallup, NM?

No. FDIC data lists no Chase branch in Gallup as of September 5, 2026. The nearest is in Albuquerque, about 118 miles away in a straight line.

Which banks in Gallup are open on Saturday?

Wells Fargo publishes Saturday hours for one or more Gallup locations. The Saturday section above lists each one with its hours. 4 of the 8 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Gallup?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Gallup?

First Financial Credit Union has an office in Gallup. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Gallup in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Gallup?

Nearby cities with more banks include Grants, Farmington, Bloomfield. Grants is 56 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (2 of 6 branches: U.S. Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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