US Bank Directory

Banks in Silver City, NM

6 FDIC-insured banks operate 7 offices in Silver City, New Mexico, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Silver City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 8 locations in Silver City, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

8 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Silver City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First New Mexico Bank of Silver City has the most locations in Silver City, with 2. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First New Mexico Bank of Silver City 2 branches · main office Silver City, NM Bank · 2

First New Mexico Bank of Silver City has 2 branches in Silver City, 4 across New Mexico and 4 nationwide. FDIC records list its main office in Silver City, NM and show it operating since 1984. With $147.5 million in total assets on June 30, 2026, it ranks No. 3,346 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Silver City location is its main office at 1928 Highway 180 E, dating to 1984; the newest, at 1100 N Hudson St, to 2009. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    1928 Highway 180 E, 88061
    Hours: see the bank's site
  • First New Mexico Bank Of Silver City
    1100 N Hudson St, 88061
    Hours: see the bank's site
First New Mexico Bank of Silver City: profile, branches and contacts
First American Bank 1 branch · main office Artesia, NM Bank · 1

First American Bank has 1 branch in Silver City, 17 across New Mexico and 21 nationwide. FDIC records list its main office in Artesia, NM and show it operating since 1903. With $1.91 billion in total assets on June 30, 2026, it ranks No. 625 of 4,232 U.S. banks by total assets. The Silver City Branch at 1609 N Swan St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Silver City Branch
    1609 N Swan St, 88061
    Hours: see the bank's site
First American Bank: profile, branches and contacts
First Financial Credit Union 1 office · main office Albuquerque, NM Credit union · 1

First Financial Credit Union has 1 office in Silver City, 20 across New Mexico. It is based in Albuquerque, NM and $1.13 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Silver City Branch
    2290 E Superior St, 88061
    (505) 766-5600Today 10 am to 5 pm
    All hours

    Mon to Tue 8:50 am to 5 pm; Wed 10 am to 5 pm; Thu to Fri 8:50 am to 5 pm; Sat closed; Sun not published

    Hours: NCUA, March 31, 2026

First Financial Credit Union: profile, branches and contacts
First Savings Bank 1 branch · main office Beresford, SD Bank · 1

First Savings Bank has 1 branch in Silver City, 7 across New Mexico and 24 nationwide. FDIC records list its main office in Beresford, SD and show it operating since 1989. With $1.59 billion in total assets on June 30, 2026, it ranks No. 708 of 4,232 U.S. banks by total assets. The Silver City Branch at 1221 N Hudson St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Silver City Branch
    1221 N Hudson St, 88061
    Hours: see the bank's site
First Savings Bank: profile, branches and contacts
WaFd Bank 1 branch · main office Seattle, WA Bank · 1

WaFd Bank has 1 branch in Silver City, 18 across New Mexico and 214 nationwide. FDIC records list its main office in Seattle, WA and show it operating since 1917. With $27.58 billion in total assets on June 30, 2026, it ranks No. 79 of 4,232 U.S. banks by total assets. The Silver City Branch at 1301 N Hudson St. dates to 1946 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Silver City Branch
    1301 N Hudson St., 88061
    Hours: see the bank's site
WaFd Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Silver City, 54 across New Mexico and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Silver City Main Branch at 1201 N Pope St dates to 1906 in FDIC branch records. Its published hours do not list Saturday.

  • Silver City Main Branch
    1201 N Pope St, 88061
    (575) 956-1500Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Western Bank 1 branch · main office Lordsburg, NM Bank · 1

Western Bank has 1 branch in Silver City, 3 across New Mexico and 5 nationwide. FDIC records list its main office in Lordsburg, NM and show it operating since 1907. With $325.9 million in total assets on June 30, 2026, it ranks No. 2,366 of 4,232 U.S. banks by total assets. The Silver City Branch at 333 Hwy 180 West dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Silver City Branch
    333 Hwy 180 West, 88061
    Hours: see the bank's site
Western Bank: profile, branches and contacts

Join a credit union in Silver City

1 credit union has 1 office here: First Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Silver City page has every office in the state's directory.

Banking in Silver City: the local picture

Short answer: 6 banks run 7 branches in Silver City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 1 has its main office in Silver City, 2 elsewhere in New Mexico and 3 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 1201 N Pope St, dating to 1906; the newest is First New Mexico Bank of Silver City's at 1100 N Hudson St, from 2009.

The only credit union with an office here is First Financial Credit Union.

Of the 2 locations with published hours. None open on Saturday. 6 locations have no published hours in these sources.

Saturday hours in Silver City

Short answer: None of the 2 Silver City locations with published hours lists Saturday hours. 6 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Silver City, and where the nearest one is if they do not.

Short answer: In Silver City: Wells Fargo (1). No branches in Silver City: Chase (nearest in Albuquerque, 182 mi), Bank of America (nearest in Las Cruces, 95 mi), PNC Bank (nearest in Las Cruces, 95 mi), U.S. Bank (nearest in Las Cruces, 93 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Las Cruces, 93 mi).

BankIn Silver CityNearest branch if none here
Wells Fargo1 branchhere
ChaseNoneAlbuquerque, 182 miles away
Bank of AmericaNoneLas Cruces, 95 miles away
PNC BankNoneLas Cruces, 95 miles away
U.S. BankNoneLas Cruces, 93 miles away
TruistNonenone in New Mexico
Fifth Third BankNonenone in New Mexico
HuntingtonNonenone in New Mexico
Regions BankNonenone in New Mexico
TD BankNonenone in New Mexico
BMONoneLas Cruces, 93 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Silver City to the nearest branch in New Mexico.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Silver City residents like anyone else.

Banks near Silver City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Deming (47 miles) and Truth Or Consequences (64 miles). Las Cruces, 94 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Silver City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Silver City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Silver City

Short answer: 1 institution has its main office in Silver City: First New Mexico Bank of Silver City.

InstitutionTypeTotal assets, June 30, 2026Offices here
First New Mexico Bank of Silver CityBank$147.5 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Silver City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Silver City offices.

Short answer: Wells Fargo is the largest bank with offices in Silver City, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. WaFd Bank is second with $27.58 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
WaFd Bank$27.58 billionNo. 791Seattle, WA
First American Bank$1.91 billionNo. 6251Artesia, NM
First Savings Bank$1.59 billionNo. 7081Beresford, SD
Western Bank$325.9 millionNo. 2,3661Lordsburg, NM
First New Mexico Bank of Silver City$147.5 millionNo. 3,3462Silver City, NM

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Silver City: FAQ

How many banks are in Silver City, NM?

Silver City has 6 banks with 7 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Silver City?

First New Mexico Bank of Silver City, with 2. Wells Fargo has 1 and WaFd Bank has 1.

Is there a Wells Fargo in Silver City, NM?

Yes. FDIC data lists 1 Wells Fargo branch in Silver City as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a WaFd Bank in Silver City, NM?

Yes. FDIC data lists 1 WaFd Bank branch in Silver City as of September 5, 2026. The address and directions are under WaFd Bank above.

Is there a Chase in Silver City, NM?

No. FDIC data lists no Chase branch in Silver City as of September 5, 2026. The nearest is in Albuquerque, about 182 miles away in a straight line.

Which banks in Silver City are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 6 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Silver City?

First New Mexico Bank of Silver City has its main office in Silver City, according to the FDIC.

What is the oldest bank in Silver City?

Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.

Which credit unions can I join in Silver City?

First Financial Credit Union has an office in Silver City. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Silver City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Silver City?

Nearby cities with more banks include Deming, Truth Or Consequences, Hatch. Deming is 47 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 7 branches: Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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