US Bank Directory
Banks in Truth Or Consequences, NM
3 FDIC-insured banks operate 3 offices in Truth Or Consequences, New Mexico, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Truth Or Consequences
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Truth Or Consequences, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Truth Or Consequences
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Savings Bank, Citizens Bank of Las Cruces and Bank of the Southwest have the most locations in Truth Or Consequences, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of the Southwest Bank · 1
Bank of the Southwest has 1 branch in Truth Or Consequences, 13 across New Mexico and 13 nationwide. FDIC records list its main office in Roswell, NM and show it operating since 1930. With $176.3 million in total assets on June 30, 2026, it ranks No. 3,146 of 4,232 U.S. banks by total assets. The Truth Or Consequences Branch at 509 N Broadway Street dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Truth Or Consequences Branch509 N Broadway Street, 87901
Citizens Bank of Las Cruces Bank · 1
Citizens Bank of Las Cruces has 1 branch in Truth Or Consequences, 8 across New Mexico and 9 nationwide. FDIC records list its main office in Las Cruces, NM and show it operating since 1970. With $1.17 billion in total assets on June 30, 2026, it ranks No. 915 of 4,232 U.S. banks by total assets. The Truth Or Consequences Branch at 1920 N Date St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Truth Or Consequences Branch1920 N Date St, 87901
First Savings Bank Bank · 1
First Savings Bank has 1 branch in Truth Or Consequences, 7 across New Mexico and 24 nationwide. FDIC records list its main office in Beresford, SD and show it operating since 1989. With $1.59 billion in total assets on June 30, 2026, it ranks No. 708 of 4,232 U.S. banks by total assets. The T Or C Branch at 915 N Date St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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T Or C Branch915 N Date St, 87901
White Sands Credit Union Credit union · 1
White Sands Credit Union has 1 office in Truth Or Consequences, 3 across New Mexico. It is based in Las Cruces, NM and $414.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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T Or C115 Buck Greer Street, 87901
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Truth Or Consequences
1 credit union has 1 office here: White Sands Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Truth Or Consequences page has every office in the state's directory.
Banking in Truth Or Consequences: the local picture
Short answer: 3 banks run 3 branches in Truth Or Consequences according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Truth Or Consequences, 2 elsewhere in New Mexico and 1 out of state, according to the FDIC.
The bank with the longest record here is Bank of the Southwest, operating since 1930 according to the FDIC. In FDIC branch records, the longest-running branch is First Savings Bank's office at 915 N Date St, dating to 1934; the newest is Citizens Bank of Las Cruces's at 1920 N Date St, from 2008.
The only credit union with an office here is White Sands Credit Union.
Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.
Saturday hours in Truth Or Consequences
Short answer: None of the 1 Truth Or Consequences location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Truth Or Consequences, and where the nearest one is if they do not.
Short answer: No branches in Truth Or Consequences: Chase (nearest in Albuquerque, 138 mi), Wells Fargo (nearest in Hatch, 33 mi), Bank of America (nearest in Las Cruces, 64 mi), PNC Bank (nearest in Las Cruces, 64 mi), U.S. Bank (nearest in Las Cruces, 64 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Las Cruces, 64 mi).
| Bank | In Truth Or Consequences | Nearest branch if none here |
|---|---|---|
| Chase | None | Albuquerque, 138 miles away |
| Wells Fargo | None | Hatch, 33 miles away |
| Bank of America | None | Las Cruces, 64 miles away |
| PNC Bank | None | Las Cruces, 64 miles away |
| U.S. Bank | None | Las Cruces, 64 miles away |
| Truist | None | none in New Mexico |
| Fifth Third Bank | None | none in New Mexico |
| Huntington | None | none in New Mexico |
| Regions Bank | None | none in New Mexico |
| TD Bank | None | none in New Mexico |
| BMO | None | Las Cruces, 64 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Truth Or Consequences to the nearest branch in New Mexico.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Truth Or Consequences residents like anyone else.
Banks near Truth Or Consequences
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hatch (33 miles) and Las Cruces (64 miles). Las Cruces, 64 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hatch, NM | 33 mi | 2 | 2 |
| Banks in Las Cruces, NM | 64 mi | 17 | 33 |
| Banks in Silver City, NM | 64 mi | 6 | 7 |
| Banks in Socorro, NM | 67 mi | 3 | 4 |
| Banks in Deming, NM | 67 mi | 3 | 4 |
| Banks in Tularosa, NM | 72 mi | 2 | 2 |
| Banks in Alamogordo, NM | 77 mi | 8 | 9 |
| Banks in Anthony, NM | 87 mi | 3 | 3 |
Bank branch openings and closings in Truth Or Consequences
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Truth Or Consequences between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Truth Or Consequences by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Truth Or Consequences offices.
Short answer: First Savings Bank is the largest bank with offices in Truth Or Consequences, with $1.59 billion in total assets on June 30, 2026, No. 708 among U.S. banks by total assets. Citizens Bank of Las Cruces is second with $1.17 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Savings Bank | $1.59 billion | No. 708 | 1 | Beresford, SD |
| Citizens Bank of Las Cruces | $1.17 billion | No. 915 | 1 | Las Cruces, NM |
| Bank of the Southwest | $176.3 million | No. 3,146 | 1 | Roswell, NM |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Truth Or Consequences: FAQ
How many banks are in Truth Or Consequences, NM?
Truth Or Consequences has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Truth Or Consequences?
First Savings Bank, with 1. Citizens Bank of Las Cruces has 1 and Bank of the Southwest has 1.
Is there a First Savings Bank in Truth Or Consequences, NM?
Yes. FDIC data lists 1 First Savings Bank branch in Truth Or Consequences as of September 5, 2026. The address and directions are under First Savings Bank above.
Is there a Citizens Bank of Las Cruces in Truth Or Consequences, NM?
Yes. FDIC data lists 1 Citizens Bank of Las Cruces branch in Truth Or Consequences as of September 5, 2026. The address and directions are under Citizens Bank of Las Cruces above.
Is there a Bank of the Southwest in Truth Or Consequences, NM?
Yes. FDIC data lists 1 Bank of the Southwest branch in Truth Or Consequences as of September 5, 2026. The address and directions are under Bank of the Southwest above.
Is there a Chase in Truth Or Consequences, NM?
No. FDIC data lists no Chase branch in Truth Or Consequences as of September 5, 2026. The nearest is in Albuquerque, about 138 miles away in a straight line.
Which banks in Truth Or Consequences are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Truth Or Consequences?
Bank of the Southwest has the longest record among banks with a branch here: the FDIC shows it operating since 1930.
Which credit unions can I join in Truth Or Consequences?
White Sands Credit Union has an office in Truth Or Consequences. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Truth Or Consequences in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Truth Or Consequences?
Nearby cities with more banks include Hatch, Las Cruces, Silver City. Hatch is 33 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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