US Bank Directory
Banks in Las Cruces, NM
17 FDIC-insured banks operate 33 offices in Las Cruces, New Mexico, and 8 credit unions have 15 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Las Cruces
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 25 banks and credit unions operate 48 locations in Las Cruces, according to the FDIC and the NCUA. 44 of them have coordinates on record and are on the map. 24 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
44 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Las Cruces
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens Bank of Las Cruces has the most locations in Las Cruces, with 6. It is followed by Wells Fargo (3), First National Bank Texas (3), Pioneer Bank (3). 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank of Las Cruces Bank · 6
Citizens Bank of Las Cruces has 6 branches in Las Cruces, 8 across New Mexico and 9 nationwide. FDIC records list its main office in Las Cruces, NM and show it operating since 1970. With $1.17 billion in total assets on June 30, 2026, it ranks No. 915 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Las Cruces location is its main office at 505 S Main St, dating to 1970; the newest, at 4785 N Sonoma Ranch Blvd, to 2023. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office505 S Main St, 88001
-
Country Club Branch2841 N Main St, 88001
-
Picacho Branch3030 W Picacho Ave, 88007
-
University Branch3065 E University Ave, 88011
-
Roadrunner Branch3991 E Lohman Ave, 88011
-
Sonoma Ranch Branch4785 N Sonoma Ranch Blvd, 88012
Nusenda Credit Union Credit union · 4
Nusenda Credit Union has 4 officees in Las Cruces, 27 across New Mexico. It is based in Albuquerque, NM and $4.97 billion in assets on March 31, 2026, according to its NCUA call report. None of its 4 Las Cruces locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
-
Nmsu Corbett Center Branch1600 International Mall, 88003
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Las Cruces1715 E University Ave, 88001
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Las Cruces S Alameda230 S Alameda Blvd, 88005
All hours
Mon to Fri 9 am to 3 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Sonoma4161 White Sage Arc, 88011
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First National Bank Texas Bank · 3
First National Bank Texas has 3 branches in Las Cruces, 19 across New Mexico and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Las Cruces location is the Rinconada Banking Center - Rc 923 Branch at 3331 Rinconada Blvd, dating to 2013; the newest, at 571 Walton Blvd, to 2022. It does not publish hours in the sources this page uses; check its site before you go.
-
South Valley Drive - Rc437 Branch1550 S Valley Dr, 88005
-
Rinconada Banking Center - Rc 923 Branch3331 Rinconada Blvd, 88011
-
Walton Blvd Rc384 Branch571 Walton Blvd, 88001
Firstlight Credit Union Credit union · 3
Firstlight Credit Union has 3 officees in Las Cruces, 3 across New Mexico. It is based in El Paso, TX and $1.63 billion in assets on March 31, 2026, according to its NCUA call report. All 3 of its Las Cruces locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Del Rey Branch3105 Del Rey Blvd, 88012
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
-
Lohman Branch3791 E Lohman Ave, 88011
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
-
Idaho Branch522 E Idaho Ave, 88001
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Pioneer Bank Bank · 3
Pioneer Bank has 3 branches in Las Cruces, 11 across New Mexico and 11 nationwide. FDIC records list its main office in Roswell, NM and show it operating since 1901. With $1.09 billion in total assets on June 30, 2026, it ranks No. 962 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Las Cruces location is the Lohman Branch at 3831 E Lohman Ave, dating to 1901; the newest, at 705 E University Ave, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
-
Roadrunner Branch2900 N Roadrunner Pkwy, 88011
-
Lohman Branch3831 E Lohman Ave, 88011
-
University Avenue Branch705 E University Ave, 88001
Wells Fargo Bank · 3
Wells Fargo has 3 branches in Las Cruces, 54 across New Mexico and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Las Cruces location is the North Main Branch at 2400 N Main St, dating to 1963; the newest, at 2505 El Paseo Rd, to 2001. All 3 of its Las Cruces locations with published hours open on Saturday.
-
North Main Branch2400 N Main St, 88001
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
-
El Paseo Branch2505 El Paseo Rd, 88001
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
-
Telshor Branch425 S Telshor Blvd, 88011
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
BMO Bank · 2
BMO has 2 branches in Las Cruces, 20 across New Mexico and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Las Cruces location is the Las Cruces Branch at 201 N Church St, dating to 1914; the newest, at 795 S Telshor Blvd, to 1981. 1 of its 2 Las Cruces locations with published hours open on Saturday.
-
Las Cruces Branch201 N Church St, 88001
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
-
Telshor Branch795 S Telshor Blvd, 88011
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
First American Bank Bank · 2
First American Bank has 2 branches in Las Cruces, 17 across New Mexico and 21 nationwide. FDIC records list its main office in Artesia, NM and show it operating since 1903. With $1.91 billion in total assets on June 30, 2026, it ranks No. 625 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Las Cruces location is the Mesilla Branch at 1553 Avenida De Mesilla, dating to 1998; the newest, at 2145 E Lohman Ave, to 1999. It does not publish hours in the sources this page uses; check its site before you go.
-
Mesilla Branch1553 Avenida De Mesilla, 88005
-
East Lohman Branch2145 E Lohman Ave, 88001
First New Mexico Bank, Las Cruces Bank · 2
First New Mexico Bank, Las Cruces has 2 branches in Las Cruces, 3 across New Mexico and 3 nationwide. FDIC records list its main office in Las Cruces, NM and show it operating since 2008. With $171.9 million in total assets on June 30, 2026, it ranks No. 3,182 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Las Cruces location is its main office at 3000 E Lohman Ave, dating to 2008; the newest, at 920 N Motel Blvd, to 2021. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office3000 E Lohman Ave, 88011
-
First New Mexico Bank, Las Cruces Branch920 N Motel Blvd, 88007
Gecu Credit Union Credit union · 2
Gecu Credit Union has 2 officees in Las Cruces, 2 across New Mexico. It is based in El Paso, TX and $4.66 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Las Cruces locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
-
Gecu Mortgage141 N Roadrunner Pkwy Ste 141, 88011
All hours
Mon to Fri 9:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Las Cruces - Rinconada3275 Rinconada Blvd, 88011
All hours
Mon to Fri 9:30 am to 5 pm; Sat closed; Sun not published
Hours: NCUA, March 31, 2026
Sunflower Bank Bank · 2
Sunflower Bank has 2 branches in Las Cruces, 9 across New Mexico and 103 nationwide. FDIC records list its main office in Dallas, TX and show it operating since 1892. With $15.65 billion in total assets on June 30, 2026, it ranks No. 125 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Las Cruces location is the Las Cruces N. Water Branch at 421 N Water St, dating to 1985; the newest, at 2535 S Telshor Blvd, to 1990. It does not publish hours in the sources this page uses; check its site before you go.
-
Las Cruces S. Telshor Branch2535 S Telshor Blvd, 88011
-
Las Cruces N. Water Branch421 N Water St, 88001
U.S. Bank Bank · 2
U.S. Bank has 2 branches in Las Cruces, 21 across New Mexico and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Las Cruces location is the Las Cruces Amador Avenue Branch at 277 E Amador Ave, dating to 2002; the newest, at 3790 E Lohman Ave, to 2012. 1 of its 2 Las Cruces locations with published hours open on Saturday.
-
Las Cruces Amador Avenue Branch277 E Amador Ave, 88001
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
-
Las Cruces Foothills Road Branch3790 E Lohman Ave, 88011
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
White Sands Credit Union Credit union · 2
White Sands Credit Union has 2 officees in Las Cruces, 3 across New Mexico. It is based in Las Cruces, NM and $414.6 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Las Cruces locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Main Office main office2755 N Main St, 88001
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
-
Lohman2190 E Lohman Ave, 88001
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Las Cruces, 16 across New Mexico and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Telshor Branch at 691 S Telshor Blvd dates to 1934 in FDIC branch records. It opens on Saturday.
-
Telshor Branch691 S Telshor Blvd, 88011
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Bank of the Southwest Bank · 1
Bank of the Southwest has 1 branch in Las Cruces, 13 across New Mexico and 13 nationwide. FDIC records list its main office in Roswell, NM and show it operating since 1930. With $176.3 million in total assets on June 30, 2026, it ranks No. 3,146 of 4,232 U.S. banks by total assets. The Las Cruces Branch at 1043 N Main St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Las Cruces Branch1043 N Main St, 88001
Century Bank Bank · 1
Century Bank has 1 branch in Las Cruces, 9 across New Mexico and 9 nationwide. FDIC records list its main office in Santa Fe, NM and show it operating since 1910. With $1.36 billion in total assets on June 30, 2026, it ranks No. 814 of 4,232 U.S. banks by total assets. The Las Cruces Branch at 141 N Roadrunner Pkwy dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Las Cruces Branch141 N Roadrunner Pkwy, 88011
Evolve Credit Union Credit union · 1
Evolve Credit Union has 1 office in Las Cruces, 1 across New Mexico. It is based in El Paso, TX and $324.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Las Cruces Branch4170 Northrise, 88011
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Financial Credit Union Credit union · 1
First Financial Credit Union has 1 office in Las Cruces, 20 across New Mexico. It is based in Albuquerque, NM and $1.13 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
University Branch901 E University Ave Ste Q, 88001
All hours
Mon to Tue 8:50 am to 5 pm; Wed 10 am to 5 pm; Thu to Fri 8:50 am to 5 pm; Sat to Sun closed
Hours: NCUA, March 31, 2026
First Savings Bank Bank · 1
First Savings Bank has 1 branch in Las Cruces, 7 across New Mexico and 24 nationwide. FDIC records list its main office in Beresford, SD and show it operating since 1989. With $1.59 billion in total assets on June 30, 2026, it ranks No. 708 of 4,232 U.S. banks by total assets. The Las Cruces Branch at 2804 N Telshor Blvd dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Las Cruces Branch2804 N Telshor Blvd, 88011
Mountain Star Credit Union Credit union · 1
Mountain Star Credit Union has 1 office in Las Cruces, 1 across New Mexico. It is based in El Paso, TX and $46.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Las Cruces Branch210 E Idaho Ave, 88005
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
One Source Credit Union Credit union · 1
One Source Credit Union has 1 office in Las Cruces, 1 across New Mexico. It is based in El Paso, TX and $125.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Las Cruces Branch1375 E Boutz Rd, 88001
All hours
Mon to Fri 7:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Las Cruces, 12 across New Mexico and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Lohman Branch at 3800 E Lohman Ave dates to 1974 in FDIC branch records. It opens on Saturday.
-
Lohman Branch3800 E Lohman Ave, 88011
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Southwest Heritage Bank Bank · 1
Southwest Heritage Bank has 1 branch in Las Cruces, 2 across New Mexico and 9 nationwide. FDIC records list its main office in Scottsdale, AZ and show it operating since 1934. With $892.8 million in total assets on June 30, 2026, it ranks No. 1,159 of 4,232 U.S. banks by total assets. The Las Cruces Branch at 220 N Telshor Blvd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Las Cruces Branch220 N Telshor Blvd, 88011
WaFd Bank Bank · 1
WaFd Bank has 1 branch in Las Cruces, 18 across New Mexico and 214 nationwide. FDIC records list its main office in Seattle, WA and show it operating since 1917. With $27.58 billion in total assets on June 30, 2026, it ranks No. 79 of 4,232 U.S. banks by total assets. The Amador Branch at 301 W Amador Ave dates to 1926 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Amador Branch301 W Amador Ave, 88005
WestStar Bank Bank · 1
WestStar Bank has 1 branch in Las Cruces, 1 across New Mexico and 14 nationwide. FDIC records list its main office in El Paso, TX and show it operating since 1990. With $3.28 billion in total assets on June 30, 2026, it ranks No. 394 of 4,232 U.S. banks by total assets. The Las Cruces Branch at 555 S Telshor Blvd dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Las Cruces Branch555 S Telshor Blvd, 88011
Join a credit union in Las Cruces
8 credit unions have 15 offices here: Nusenda Credit Union, Firstlight Credit Union, Gecu Credit Union, White Sands Credit Union, First Financial Credit Union and Evolve Credit Union and 2 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Las Cruces page has every office in the state's directory.
Banking in Las Cruces: the local picture
Short answer: 17 banks run 33 branches in Las Cruces according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 17 banks, 2 have their main office in Las Cruces, 4 elsewhere in New Mexico and 11 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Pioneer Bank's office at 3831 E Lohman Ave, dating to 1901; the newest is Citizens Bank of Las Cruces's at 4785 N Sonoma Ranch Blvd, from 2023.
8 credit unions have 15 offices in Las Cruces, according to the NCUA. Who can join each one is on the credit unions page.
Of the 24 locations with published hours. 12 open on Saturday. 24 locations have no published hours in these sources.
Banks by ZIP code in Las Cruces
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 88011 has the most bank and credit union offices in Las Cruces (21), followed by 88001 (17) and 88005 (5). Offices are spread across 6 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 88011 | 21 | 18 | Citizens Bank of Las Cruces, Gecu Credit Union, Pioneer Bank |
| 88001 | 17 | 14 | Citizens Bank of Las Cruces, Wells Fargo, White Sands Credit Union |
| 88005 | 5 | 5 | First American Bank, First National Bank Texas, Mountain Star Credit Union |
| 88007 | 2 | 2 | Citizens Bank of Las Cruces, First New Mexico Bank, Las Cruces |
| 88012 | 2 | 2 | Citizens Bank of Las Cruces, Firstlight Credit Union |
| 88003 | 1 | 1 | Nusenda Credit Union |
Banks and credit unions open on Saturday in Las Cruces
Short answer: 12 of the 24 Las Cruces locations with published hours open on Saturday, run by 7 institutions.
- Wells Fargo: 3 of 3 branches (2400 N Main St: Saturday 9 am to 2 pm, and 2 more)
- U.S. Bank: 1 of 2 branches (3790 E Lohman Ave: Saturday 9 am to 1 pm)
- BMO: 1 of 2 branches (795 S Telshor Blvd: Saturday 9 am to 12 pm)
- Bank of America: 1 of 1 branch (691 S Telshor Blvd: Saturday 9 am to 2 pm)
- PNC Bank: 1 of 1 branch (3800 E Lohman Ave: Saturday 9 am to 1 pm)
- Firstlight Credit Union: 3 of 3 offices (3105 Del Rey Blvd: Saturday 9 am to 1 pm, and 2 more)
- White Sands Credit Union: 2 of 2 offices (2755 N Main St: Saturday 9 am to 12:30 pm, and 1 more)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 24 of the 48 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Las Cruces, and where the nearest one is if they do not.
Short answer: In Las Cruces: Wells Fargo (3), Bank of America (1), PNC Bank (1), U.S. Bank (2), BMO (2). No branches in Las Cruces: Chase (nearest in Albuquerque, 191 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank.
| Bank | In Las Cruces | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 3 branches | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| U.S. Bank | 2 branches | here |
| BMO | 2 branches | here |
| Chase | None | Albuquerque, 191 miles away |
| Truist | None | none in New Mexico |
| Fifth Third Bank | None | none in New Mexico |
| Huntington | None | none in New Mexico |
| Regions Bank | None | none in New Mexico |
| TD Bank | None | none in New Mexico |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Las Cruces to the nearest branch in New Mexico.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Las Cruces residents like anyone else.
Banks near Las Cruces
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Anthony (23 miles) and Hatch (33 miles). Alamogordo, 62 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Anthony, NM | 23 mi | 3 | 3 |
| Banks in Hatch, NM | 33 mi | 2 | 2 |
| Banks in Deming, NM | 58 mi | 3 | 4 |
| Banks in Alamogordo, NM | 62 mi | 8 | 9 |
| Banks in Truth Or Consequences, NM | 64 mi | 3 | 3 |
| Banks in Tularosa, NM | 68 mi | 2 | 2 |
| Banks in Silver City, NM | 94 mi | 6 | 7 |
| Banks in Ruidoso, NM | 95 mi | 7 | 7 |
Bank branch openings and closings in Las Cruces
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Las Cruces between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Las Cruces
Short answer: 3 institutions have their main office in Las Cruces: Citizens Bank of Las Cruces, White Sands Credit Union and First New Mexico Bank, Las Cruces.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Citizens Bank of Las Cruces | Bank | $1.17 billion | 6 |
| White Sands Credit Union | Credit union | $414.6 million | 2 |
| First New Mexico Bank, Las Cruces | Bank | $171.9 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Las Cruces by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Las Cruces offices.
Short answer: Bank of America is the largest bank with offices in Las Cruces, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. 2 of the 17 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 3 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 2 | Cincinnati, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| BMO | $254.97 billion | No. 16 | 2 | Chicago, IL |
| WaFd Bank | $27.58 billion | No. 79 | 1 | Seattle, WA |
| Sunflower Bank | $15.65 billion | No. 125 | 2 | Dallas, TX |
| First National Bank Texas | $4.64 billion | No. 302 | 3 | Killeen, TX |
| WestStar Bank | $3.28 billion | No. 394 | 1 | El Paso, TX |
| First American Bank | $1.91 billion | No. 625 | 2 | Artesia, NM |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Las Cruces: FAQ
How many banks are in Las Cruces, NM?
Las Cruces has 17 banks with 33 branches and 8 credit unions with 15 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Las Cruces?
Citizens Bank of Las Cruces, with 6. Wells Fargo has 3 and First National Bank Texas has 3.
Is there a Wells Fargo in Las Cruces, NM?
Yes. FDIC data lists 3 Wells Fargo branches in Las Cruces as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a First National Bank Texas in Las Cruces, NM?
Yes. FDIC data lists 3 First National Bank Texas branches in Las Cruces as of September 5, 2026. Its branches are listed under First National Bank Texas above, with the address and directions for each.
Is there a Chase in Las Cruces, NM?
No. FDIC data lists no Chase branch in Las Cruces as of September 5, 2026. The nearest is in Albuquerque, about 191 miles away in a straight line.
Which banks in Las Cruces are open on Saturday?
Wells Fargo, U.S. Bank, BMO and Bank of America and 3 more publish Saturday hours for one or more Las Cruces locations. The Saturday section above lists each one with its hours. 24 of the 48 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Las Cruces?
Citizens Bank of Las Cruces, White Sands Credit Union and First New Mexico Bank, Las Cruces have their main office in Las Cruces, according to the FDIC and the NCUA.
What is the oldest bank in Las Cruces?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Las Cruces?
Nusenda Credit Union, Firstlight Credit Union, Gecu Credit Union and White Sands Credit Union and 4 more have offices in Las Cruces. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Las Cruces in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Las Cruces?
Nearby cities with more banks include Anthony, Hatch, Deming. Anthony is 23 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 11 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (9 of 33 branches: BMO, Bank of America, PNC Bank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds