US Bank Directory

Banks in Elwood, NE

2 FDIC-insured banks operate 2 offices in Elwood, Nebraska.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Elwood

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Elwood, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Elwood

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Pinnacle Bank and Security First Bank have the most locations in Elwood, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Pinnacle Bank 1 branch · main office Lincoln, NE Bank · 1

Pinnacle Bank has 1 branch in Elwood, 65 across Nebraska and 72 nationwide. FDIC records list its main office in Lincoln, NE and show it operating since 1880. With $9.18 billion in total assets on June 30, 2026, it ranks No. 177 of 4,232 U.S. banks by total assets. The Elwood Branch at 301 Smith Ave dates to 1889 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Pinnacle Bank: profile, branches and contacts
Security First Bank 1 branch · main office Lincoln, NE Bank · 1

Security First Bank has 1 branch in Elwood, 33 across Nebraska and 36 nationwide. FDIC records list its main office in Lincoln, NE and show it operating since 1924. With $2.32 billion in total assets on June 30, 2026, it ranks No. 538 of 4,232 U.S. banks by total assets. The Elwood Branch at 201 Smith Ave dates to 1910 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Security First Bank: profile, branches and contacts

Banking in Elwood: the local picture

Short answer: 2 banks run 2 branches in Elwood according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Elwood, 2 elsewhere in Nebraska, according to the FDIC.

The bank with the longest record here is Pinnacle Bank, operating since 1880 according to the FDIC. In FDIC branch records, the longest-running branch is Pinnacle Bank's office at 301 Smith Ave, dating to 1889; the newest is Security First Bank's at 201 Smith Ave, from 1910.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Elwood, and where the nearest one is if they do not.

Short answer: No branches in Elwood: Chase (nearest in Lincoln, 166 mi), Wells Fargo (nearest in Kearney, 41 mi), Bank of America (nearest in Omaha, 200 mi), PNC Bank, U.S. Bank (nearest in Kearney, 41 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Kearney, 42 mi).

BankIn ElwoodNearest branch if none here
ChaseNoneLincoln, 166 miles away
Wells FargoNoneKearney, 41 miles away
Bank of AmericaNoneOmaha, 200 miles away
PNC BankNonenone in Nebraska
U.S. BankNoneKearney, 41 miles away
TruistNonenone in Nebraska
Fifth Third BankNonenone in Nebraska
HuntingtonNonenone in Nebraska
Regions BankNonenone in Nebraska
TD BankNonenone in Nebraska
BMONoneKearney, 42 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elwood to the nearest branch in Nebraska.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elwood residents like anyone else.

Banks near Elwood

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lexington (14 miles) and Cozad (20 miles). Kearney, 41 miles away, has the most banks nearby: 16.

Bank branch openings and closings in Elwood

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Elwood between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Elwood by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elwood offices.

Short answer: Pinnacle Bank is the largest bank with offices in Elwood, with $9.18 billion in total assets on June 30, 2026, No. 177 among U.S. banks by total assets. Security First Bank is second with $2.32 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Pinnacle Bank$9.18 billionNo. 1771Lincoln, NE
Security First Bank$2.32 billionNo. 5381Lincoln, NE

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Elwood: FAQ

How many banks are in Elwood, NE?

Elwood has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Elwood?

Pinnacle Bank, with 1. Security First Bank has 1.

Is there a Pinnacle Bank in Elwood, NE?

Yes. FDIC data lists 1 Pinnacle Bank branch in Elwood as of September 5, 2026. The address and directions are under Pinnacle Bank above.

Is there a Security First Bank in Elwood, NE?

Yes. FDIC data lists 1 Security First Bank branch in Elwood as of September 5, 2026. The address and directions are under Security First Bank above.

Is there a Chase in Elwood, NE?

No. FDIC data lists no Chase branch in Elwood as of September 5, 2026. The nearest is in Lincoln, about 166 miles away in a straight line.

What is the oldest bank in Elwood?

Pinnacle Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1880.

Did any bank branches open or close in Elwood in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Elwood?

Nearby cities with more banks include Lexington, Cozad, Cambridge. Lexington is 14 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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