Banks in Cambridge, NE

Bank branch map: Cambridge

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Cambridge, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cambridge

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Waypoint Bank, First State Bank and First Central Bank have the most locations in Cambridge, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Central Bank 1 branch · main office Cambridge, NE Bank · 1

First Central Bank has 1 branch in Cambridge, 3 across Nebraska and 3 nationwide. FDIC records list its main office in Cambridge, NE and show it operating since 1907. With $137.8 million in total assets on June 30, 2026, it ranks No. 3,419 of 4,232 U.S. banks by total assets. Its main office at 623 Patterson St dates to 1907 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  623 Patterson St, 69022

  Hours: see the bank's site
  DirectionsWebsite

First Central Bank: profile, branches and contacts

First State Bank 1 branch · main office Farnam, NE Bank · 1

First State Bank has 1 branch in Cambridge, 5 across Nebraska and 5 nationwide. FDIC records list its main office in Farnam, NE and show it operating since 1904. With $199.5 million in total assets on June 30, 2026, it ranks No. 2,995 of 4,232 U.S. banks by total assets. The Cambridge Bank Branch at 309 Nelson St dates to 1954 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cambridge Bank Branch

  309 Nelson St, 69022

  Hours: see the bank's site
  DirectionsWebsite

First State Bank: profile, branches and contacts

Waypoint Bank 1 branch · main office Cozad, NE Bank · 1

Waypoint Bank has 1 branch in Cambridge, 6 across Nebraska and 8 nationwide. FDIC records list its main office in Cozad, NE and show it operating since 1883. With $391.5 million in total assets on June 30, 2026, it ranks No. 2,104 of 4,232 U.S. banks by total assets. The Cambridge Br at 707 Patterson St dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cambridge Br

  707 Patterson St, 69022

  Hours: see the bank's site
  DirectionsWebsite

Waypoint Bank: profile, branches and contacts

Banking in Cambridge: the local picture

Short answer: 3 banks run 3 branches in Cambridge according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Cambridge, 2 elsewhere in Nebraska, according to the FDIC.

The bank with the longest record here is Waypoint Bank, operating since 1883 according to the FDIC. In FDIC branch records, the longest-running branch is Waypoint Bank's office at 707 Patterson St, dating to 1887; the newest is First State Bank's at 309 Nelson St, from 1954.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Cambridge, and where the nearest one is if they do not.

Short answer: No branches in Cambridge: Chase (nearest in Lincoln, 186 mi), Wells Fargo (nearest in Kearney, 64 mi), Bank of America (nearest in Omaha, 222 mi), PNC Bank, U.S. Bank (nearest in Kearney, 64 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Kearney, 64 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cambridge to the nearest branch in Nebraska.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cambridge residents like anyone else.

Banks near Cambridge

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Mccook (25 miles) and Elwood (27 miles). Mccook, 25 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Cambridge

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cambridge between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Cambridge

Short answer: 1 institution has its main office in Cambridge: First Central Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Cambridge by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cambridge offices.

Short answer: Waypoint Bank is the largest bank with offices in Cambridge, with $391.5 million in total assets on June 30, 2026, No. 2,104 among U.S. banks by total assets. First State Bank is second with $199.5 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cambridge: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.