US Bank Directory
Banks in Gothenburg, NE
2 FDIC-insured banks operate 3 offices in Gothenburg, Nebraska.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Gothenburg
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 3 locations in Gothenburg, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Gothenburg
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Dayspring Bank has the most locations in Gothenburg, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Dayspring Bank Bank · 2
Dayspring Bank has 2 branches in Gothenburg, 8 across Nebraska and 8 nationwide. FDIC records list its main office in Gothenburg, NE and show it operating since 1906. With $1.23 billion in total assets on June 30, 2026, it ranks No. 878 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Gothenburg location is its main office at 914 Lake Ave, dating to 1906; the newest, at 605 10th St, to 1978. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office914 Lake Ave, 69138
-
Detached Tellers' Facility605 10th St, 69138
Flatwater Bank Bank · 1
Flatwater Bank has 1 branch in Gothenburg, 3 across Nebraska and 3 nationwide. FDIC records list its main office in Gothenburg, NE and show it operating since 1902. With $367.7 million in total assets on June 30, 2026, it ranks No. 2,191 of 4,232 U.S. banks by total assets. Its main office at 900 Lake Ave dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office900 Lake Ave, 69138
Banking in Gothenburg: the local picture
Short answer: 2 banks run 3 branches in Gothenburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 2 have their main office in Gothenburg, according to the FDIC.
The bank with the longest record here is Flatwater Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is Flatwater Bank's office at 900 Lake Ave, dating to 1902; the newest is Dayspring Bank's at 605 10th St, from 1978.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Gothenburg, and where the nearest one is if they do not.
Short answer: No branches in Gothenburg: Chase (nearest in Lincoln, 181 mi), Wells Fargo (nearest in North Platte, 34 mi), Bank of America (nearest in Omaha, 211 mi), PNC Bank, U.S. Bank (nearest in Kearney, 58 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in North Platte, 35 mi).
| Bank | In Gothenburg | Nearest branch if none here |
|---|---|---|
| Chase | None | Lincoln, 181 miles away |
| Wells Fargo | None | North Platte, 34 miles away |
| Bank of America | None | Omaha, 211 miles away |
| PNC Bank | None | none in Nebraska |
| U.S. Bank | None | Kearney, 58 miles away |
| Truist | None | none in Nebraska |
| Fifth Third Bank | None | none in Nebraska |
| Huntington | None | none in Nebraska |
| Regions Bank | None | none in Nebraska |
| TD Bank | None | none in Nebraska |
| BMO | None | North Platte, 35 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gothenburg to the nearest branch in Nebraska.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gothenburg residents like anyone else.
Banks near Gothenburg
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cozad (10 miles) and Lexington (24 miles). North Platte, 34 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cozad, NE | 10 mi | 3 | 3 |
| Banks in Lexington, NE | 24 mi | 5 | 7 |
| Banks in Curtis, NE | 28 mi | 2 | 2 |
| Banks in Callaway, NE | 28 mi | 2 | 2 |
| Banks in Elwood, NE | 28 mi | 2 | 2 |
| Banks in North Platte, NE | 34 mi | 13 | 18 |
| Banks in Broken Bow, NE | 42 mi | 5 | 6 |
| Banks in Cambridge, NE | 45 mi | 3 | 3 |
Bank branch openings and closings in Gothenburg
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Gothenburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Gothenburg
Short answer: 2 institutions have their main office in Gothenburg: Dayspring Bank and Flatwater Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Dayspring Bank | Bank | $1.23 billion | 2 |
| Flatwater Bank | Bank | $367.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Gothenburg by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gothenburg offices.
Short answer: Dayspring Bank is the largest bank with offices in Gothenburg, with $1.23 billion in total assets on June 30, 2026, No. 878 among U.S. banks by total assets. Flatwater Bank is second with $367.7 million. 2 of the 2 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Dayspring Bank | $1.23 billion | No. 878 | 2 | Gothenburg, NE |
| Flatwater Bank | $367.7 million | No. 2,191 | 1 | Gothenburg, NE |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Gothenburg: FAQ
How many banks are in Gothenburg, NE?
Gothenburg has 2 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Gothenburg?
Dayspring Bank, with 2. Flatwater Bank has 1.
Is there a Dayspring Bank in Gothenburg, NE?
Yes. FDIC data lists 2 Dayspring Bank branches in Gothenburg as of September 5, 2026, the main office at 914 Lake Ave. Its branches are listed under Dayspring Bank above, with the address and directions for each.
Is there a Flatwater Bank in Gothenburg, NE?
Yes. FDIC data lists 1 Flatwater Bank branch in Gothenburg as of September 5, 2026, the main office at 900 Lake Ave. The address and directions are under Flatwater Bank above.
Is there a Chase in Gothenburg, NE?
No. FDIC data lists no Chase branch in Gothenburg as of September 5, 2026. The nearest is in Lincoln, about 181 miles away in a straight line.
Which banks are headquartered in Gothenburg?
Dayspring Bank and Flatwater Bank have their main office in Gothenburg, according to the FDIC.
What is the oldest bank in Gothenburg?
Flatwater Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.
Did any bank branches open or close in Gothenburg in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Gothenburg?
Nearby cities with more banks include Cozad, Lexington, Curtis. Cozad is 10 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds