FDIC-insured bank

Flatwater Bank

Bank headquartered in Gothenburg, Nebraska, part of WILLIAMS FINANCIAL CORP.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$367.67 million
Total deposits
$320.82 million
Branches
3
FDIC-insured since
1934
Established
1902

Headquarters and contact

Address900 Lake Ave
Gothenburg, NE 69138
CountyDawson
Metro areaLexington, NE
Websitewww.flatwater.bank
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate10639
Federal Reserve RSSD ID493152
StatusActive
Charter classNM (STATE)
Holding companyWILLIAMS FINANCIAL CORP
Domestic offices3
Financials as ofJune 30, 2026

Routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.flatwater.bank.
See how your odds compare before you apply at Flatwater Bank.

Offices nearest to headquarters

Flatwater Bank main office
Gothenburg, NE
900 Lake Ave, 69138
Brady Branch
Brady, NE
120 N Main St, 69123
Ansley Branch
Ansley, NE
624 Main St, 68814

Where Flatwater Bank has offices

Other banks headquartered in Gothenburg

Dayspring Bank$1.23 billion