US Bank Directory

Banks in Alma, NE

3 FDIC-insured banks operate 3 offices in Alma, Nebraska.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Alma

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Alma, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Alma

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Banner Capital Bank, First State Bank and First State Bank have the most locations in Alma, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Banner Capital Bank 1 branch · main office Harrisburg, NE Bank · 1

Banner Capital Bank has 1 branch in Alma, 4 across Nebraska and 7 nationwide. FDIC records list its main office in Harrisburg, NE and show it operating since 1964. With $379.8 million in total assets on June 30, 2026, it ranks No. 2,159 of 4,232 U.S. banks by total assets. The Banner Capital Bank - Alma Branch at 14 Jewell St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Banner Capital Bank - Alma Branch
    14 Jewell St, 68920
    Hours: see the bank's site
Banner Capital Bank: profile, branches and contacts
First State Bank 1 branch · main office Loomis, NE Bank · 1

First State Bank has 1 branch in Alma, 4 across Nebraska and 4 nationwide. FDIC records list its main office in Loomis, NE and show it operating since 1945. With $232.5 million in total assets on June 30, 2026, it ranks No. 2,813 of 4,232 U.S. banks by total assets. The 620 West Main Street Branch at 620 Main St dates to 1900 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 620 West Main Street Branch
    620 Main St, 68920
    Hours: see the bank's site
First State Bank: profile, branches and contacts
First State Bank 1 branch · main office Farnam, NE Bank · 1

First State Bank has 1 branch in Alma, 5 across Nebraska and 5 nationwide. FDIC records list its main office in Farnam, NE and show it operating since 1904. With $199.5 million in total assets on June 30, 2026, it ranks No. 2,995 of 4,232 U.S. banks by total assets. The Community Bank Branch at 1108 7th St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Community Bank Branch
    1108 7th St, 68920
    Hours: see the bank's site
First State Bank: profile, branches and contacts

Banking in Alma: the local picture

Short answer: 3 banks run 3 branches in Alma according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Alma, 3 elsewhere in Nebraska, according to the FDIC.

The bank with the longest record here is First State Bank, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is First State Bank's office at 620 Main St, dating to 1900; the newest is Banner Capital Bank's at 14 Jewell St, from 2013.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Alma, and where the nearest one is if they do not.

Short answer: No branches in Alma: Chase (nearest in Lincoln, 148 mi), Wells Fargo (nearest in Kearney, 44 mi), Bank of America (nearest in Omaha, 187 mi), PNC Bank, U.S. Bank (nearest in Kearney, 44 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Kearney, 45 mi).

BankIn AlmaNearest branch if none here
ChaseNoneLincoln, 148 miles away
Wells FargoNoneKearney, 44 miles away
Bank of AmericaNoneOmaha, 187 miles away
PNC BankNonenone in Nebraska
U.S. BankNoneKearney, 44 miles away
TruistNonenone in Nebraska
Fifth Third BankNonenone in Nebraska
HuntingtonNonenone in Nebraska
Regions BankNonenone in Nebraska
TD BankNonenone in Nebraska
BMONoneKearney, 45 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Alma to the nearest branch in Nebraska.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Alma residents like anyone else.

Banks near Alma

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Franklin (22 miles) and Holdrege (23 miles). Kearney, 45 miles away, has the most banks nearby: 16.

Bank branch openings and closings in Alma

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Alma between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Alma by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Alma offices.

Short answer: Banner Capital Bank is the largest bank with offices in Alma, with $379.8 million in total assets on June 30, 2026, No. 2,159 among U.S. banks by total assets. First State Bank is second with $232.5 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Banner Capital Bank$379.8 millionNo. 2,1591Harrisburg, NE
First State Bank$232.5 millionNo. 2,8131Loomis, NE
First State Bank$199.5 millionNo. 2,9951Farnam, NE

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Alma: FAQ

How many banks are in Alma, NE?

Alma has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Alma?

Banner Capital Bank, with 1. First State Bank has 1 and First State Bank has 1.

Is there a Banner Capital Bank in Alma, NE?

Yes. FDIC data lists 1 Banner Capital Bank branch in Alma as of September 5, 2026. The address and directions are under Banner Capital Bank above.

Is there a First State Bank in Alma, NE?

Yes. FDIC data lists 1 First State Bank branch in Alma as of September 5, 2026. The address and directions are under First State Bank above.

Is there a First State Bank in Alma, NE?

Yes. FDIC data lists 1 First State Bank branch in Alma as of September 5, 2026. The address and directions are under First State Bank above.

Is there a Chase in Alma, NE?

No. FDIC data lists no Chase branch in Alma as of September 5, 2026. The nearest is in Lincoln, about 148 miles away in a straight line.

What is the oldest bank in Alma?

First State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1904.

Did any bank branches open or close in Alma in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Alma?

Nearby cities with more banks include Franklin, Holdrege, Minden. Franklin is 22 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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