US Bank Directory
Banks in Alma, NE
3 FDIC-insured banks operate 3 offices in Alma, Nebraska.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Alma
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Alma, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Alma
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Banner Capital Bank, First State Bank and First State Bank have the most locations in Alma, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Banner Capital Bank Bank · 1
Banner Capital Bank has 1 branch in Alma, 4 across Nebraska and 7 nationwide. FDIC records list its main office in Harrisburg, NE and show it operating since 1964. With $379.8 million in total assets on June 30, 2026, it ranks No. 2,159 of 4,232 U.S. banks by total assets. The Banner Capital Bank - Alma Branch at 14 Jewell St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Banner Capital Bank - Alma Branch14 Jewell St, 68920
First State Bank Bank · 1
First State Bank has 1 branch in Alma, 4 across Nebraska and 4 nationwide. FDIC records list its main office in Loomis, NE and show it operating since 1945. With $232.5 million in total assets on June 30, 2026, it ranks No. 2,813 of 4,232 U.S. banks by total assets. The 620 West Main Street Branch at 620 Main St dates to 1900 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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620 West Main Street Branch620 Main St, 68920
First State Bank Bank · 1
First State Bank has 1 branch in Alma, 5 across Nebraska and 5 nationwide. FDIC records list its main office in Farnam, NE and show it operating since 1904. With $199.5 million in total assets on June 30, 2026, it ranks No. 2,995 of 4,232 U.S. banks by total assets. The Community Bank Branch at 1108 7th St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Community Bank Branch1108 7th St, 68920
Banking in Alma: the local picture
Short answer: 3 banks run 3 branches in Alma according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Alma, 3 elsewhere in Nebraska, according to the FDIC.
The bank with the longest record here is First State Bank, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is First State Bank's office at 620 Main St, dating to 1900; the newest is Banner Capital Bank's at 14 Jewell St, from 2013.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Alma, and where the nearest one is if they do not.
Short answer: No branches in Alma: Chase (nearest in Lincoln, 148 mi), Wells Fargo (nearest in Kearney, 44 mi), Bank of America (nearest in Omaha, 187 mi), PNC Bank, U.S. Bank (nearest in Kearney, 44 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Kearney, 45 mi).
| Bank | In Alma | Nearest branch if none here |
|---|---|---|
| Chase | None | Lincoln, 148 miles away |
| Wells Fargo | None | Kearney, 44 miles away |
| Bank of America | None | Omaha, 187 miles away |
| PNC Bank | None | none in Nebraska |
| U.S. Bank | None | Kearney, 44 miles away |
| Truist | None | none in Nebraska |
| Fifth Third Bank | None | none in Nebraska |
| Huntington | None | none in Nebraska |
| Regions Bank | None | none in Nebraska |
| TD Bank | None | none in Nebraska |
| BMO | None | Kearney, 45 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Alma to the nearest branch in Nebraska.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Alma residents like anyone else.
Banks near Alma
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Franklin (22 miles) and Holdrege (23 miles). Kearney, 45 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Franklin, NE | 22 mi | 2 | 2 |
| Banks in Holdrege, NE | 23 mi | 6 | 6 |
| Banks in Minden, NE | 35 mi | 2 | 2 |
| Banks in Elwood, NE | 43 mi | 2 | 2 |
| Banks in Cambridge, NE | 44 mi | 3 | 3 |
| Banks in Red Cloud, NE | 45 mi | 2 | 2 |
| Banks in Kearney, NE | 45 mi | 16 | 21 |
| Banks in Lexington, NE | 51 mi | 5 | 7 |
Bank branch openings and closings in Alma
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Alma between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Alma by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Alma offices.
Short answer: Banner Capital Bank is the largest bank with offices in Alma, with $379.8 million in total assets on June 30, 2026, No. 2,159 among U.S. banks by total assets. First State Bank is second with $232.5 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Banner Capital Bank | $379.8 million | No. 2,159 | 1 | Harrisburg, NE |
| First State Bank | $232.5 million | No. 2,813 | 1 | Loomis, NE |
| First State Bank | $199.5 million | No. 2,995 | 1 | Farnam, NE |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Alma: FAQ
How many banks are in Alma, NE?
Alma has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Alma?
Banner Capital Bank, with 1. First State Bank has 1 and First State Bank has 1.
Is there a Banner Capital Bank in Alma, NE?
Yes. FDIC data lists 1 Banner Capital Bank branch in Alma as of September 5, 2026. The address and directions are under Banner Capital Bank above.
Is there a First State Bank in Alma, NE?
Yes. FDIC data lists 1 First State Bank branch in Alma as of September 5, 2026. The address and directions are under First State Bank above.
Is there a First State Bank in Alma, NE?
Yes. FDIC data lists 1 First State Bank branch in Alma as of September 5, 2026. The address and directions are under First State Bank above.
Is there a Chase in Alma, NE?
No. FDIC data lists no Chase branch in Alma as of September 5, 2026. The nearest is in Lincoln, about 148 miles away in a straight line.
What is the oldest bank in Alma?
First State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1904.
Did any bank branches open or close in Alma in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Alma?
Nearby cities with more banks include Franklin, Holdrege, Minden. Franklin is 22 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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