US Bank Directory
Banks in Franklin, NE
2 FDIC-insured banks operate 2 offices in Franklin, Nebraska.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Franklin
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Franklin, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Franklin
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Cornerstone Bank and South Central State Bank have the most locations in Franklin, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Cornerstone Bank Bank · 1
Cornerstone Bank has 1 branch in Franklin, 50 across Nebraska and 50 nationwide. FDIC records list its main office in York, NE and show it operating since 1882. With $2.73 billion in total assets on June 30, 2026, it ranks No. 470 of 4,232 U.S. banks by total assets. The Franklin Branch at 1502 M St dates to 1901 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Franklin Branch1502 M St, 68939
South Central State Bank Bank · 1
South Central State Bank has 1 branch in Franklin, 5 across Nebraska and 5 nationwide. FDIC records list its main office in Campbell, NE and show it operating since 1948. With $192.1 million in total assets on June 30, 2026, it ranks No. 3,045 of 4,232 U.S. banks by total assets. The Franklin Branch at 600 15th Ave dates to 1892 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Franklin Branch600 15th Ave, 68939
Banking in Franklin: the local picture
Short answer: 2 banks run 2 branches in Franklin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Franklin, 2 elsewhere in Nebraska, according to the FDIC.
The bank with the longest record here is Cornerstone Bank, operating since 1882 according to the FDIC. In FDIC branch records, the longest-running branch is South Central State Bank's office at 600 15th Ave, dating to 1892; the newest is Cornerstone Bank's at 1502 M St, from 1901.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Franklin, and where the nearest one is if they do not.
Short answer: No branches in Franklin: Chase (nearest in Lincoln, 128 mi), Wells Fargo (nearest in Kearney, 42 mi), Bank of America (nearest in Omaha, 168 mi), PNC Bank, U.S. Bank (nearest in Kearney, 43 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Kearney, 44 mi).
| Bank | In Franklin | Nearest branch if none here |
|---|---|---|
| Chase | None | Lincoln, 128 miles away |
| Wells Fargo | None | Kearney, 42 miles away |
| Bank of America | None | Omaha, 168 miles away |
| PNC Bank | None | none in Nebraska |
| U.S. Bank | None | Kearney, 43 miles away |
| Truist | None | none in Nebraska |
| Fifth Third Bank | None | none in Nebraska |
| Huntington | None | none in Nebraska |
| Regions Bank | None | none in Nebraska |
| TD Bank | None | none in Nebraska |
| BMO | None | Kearney, 44 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Franklin to the nearest branch in Nebraska.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Franklin residents like anyone else.
Banks near Franklin
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Alma (22 miles) and Red Cloud (23 miles). Kearney, 43 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Alma, NE | 22 mi | 3 | 3 |
| Banks in Red Cloud, NE | 23 mi | 2 | 2 |
| Banks in Minden, NE | 28 mi | 2 | 2 |
| Banks in Holdrege, NE | 32 mi | 6 | 6 |
| Banks in Kearney, NE | 43 mi | 16 | 21 |
| Banks in Hastings, NE | 45 mi | 10 | 12 |
| Banks in Superior, NE | 47 mi | 4 | 5 |
| Banks in Clay Center, NE | 56 mi | 2 | 2 |
Bank branch openings and closings in Franklin
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Franklin between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Franklin by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Franklin offices.
Short answer: Cornerstone Bank is the largest bank with offices in Franklin, with $2.73 billion in total assets on June 30, 2026, No. 470 among U.S. banks by total assets. South Central State Bank is second with $192.1 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Cornerstone Bank | $2.73 billion | No. 470 | 1 | York, NE |
| South Central State Bank | $192.1 million | No. 3,045 | 1 | Campbell, NE |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Franklin: FAQ
How many banks are in Franklin, NE?
Franklin has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Franklin?
Cornerstone Bank, with 1. South Central State Bank has 1.
Is there a Cornerstone Bank in Franklin, NE?
Yes. FDIC data lists 1 Cornerstone Bank branch in Franklin as of September 5, 2026. The address and directions are under Cornerstone Bank above.
Is there a South Central State Bank in Franklin, NE?
Yes. FDIC data lists 1 South Central State Bank branch in Franklin as of September 5, 2026. The address and directions are under South Central State Bank above.
Is there a Chase in Franklin, NE?
No. FDIC data lists no Chase branch in Franklin as of September 5, 2026. The nearest is in Lincoln, about 128 miles away in a straight line.
What is the oldest bank in Franklin?
Cornerstone Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1882.
Did any bank branches open or close in Franklin in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Franklin?
Nearby cities with more banks include Alma, Red Cloud, Minden. Alma is 22 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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