US Bank Directory
Banks in Kearney, NE
16 FDIC-insured banks operate 21 offices in Kearney, Nebraska, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Kearney
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 18 banks and credit unions operate 24 locations in Kearney, according to the FDIC and the NCUA. 24 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
24 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Kearney
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: FNBO and Five Points Bank have the most locations in Kearney, with 3 each. 13 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Five Points Bank Bank · 3
Five Points Bank has 3 branches in Kearney, 16 across Nebraska and 16 nationwide. FDIC records list its main office in Grand Island, NE and show it operating since 1971. With $2.24 billion in total assets on June 30, 2026, it ranks No. 556 of 4,232 U.S. banks by total assets. The Kearney- 39Th Street Branch at 1809 W 39th St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kearney- 39Th Street Branch1809 W 39th St, 68845
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Buffalo County Mobile Branch1809 W 39th St, 68845
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Kearney- Central Avenue Branch2501 Central Ave, 68847
FNBO Bank · 3
FNBO has 3 branches in Kearney, 50 across Nebraska and 139 nationwide. FDIC records list its main office in Omaha, NE and show it operating since 1857. With $34.20 billion in total assets on June 30, 2026, it ranks No. 64 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kearney location is the Kearney Branch at 2223 2nd Ave, dating to 1944; the newest, at 5410 17th Ave, to 2004. All 2 of its Kearney locations with published hours open on Saturday.
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1St Avenue Drive Up Branch2216 1st Ave, 68847
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: FNBO branch locator (All The Places), checked Oct 10, 2026
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Kearney Branch2223 2nd Ave, 68847
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: FNBO branch locator (All The Places), checked Oct 10, 2026
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17Th Avenue Branch5410 17th Ave, 68845
Heritage Bank Bank · 2
Heritage Bank has 2 branches in Kearney, 20 across Nebraska and 20 nationwide. FDIC records list its main office in Wood River, NE and show it operating since 1884. With $611.6 million in total assets on June 30, 2026, it ranks No. 1,545 of 4,232 U.S. banks by total assets. The Heritage Bank Mobile Unit at 315 W 60th St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Heritage Bank Second Avenue315 W 60th St, 68845
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Heritage Bank Mobile Unit315 W 60th St, 68845
Trius Credit Union Credit union · 2
Trius Credit Union has 2 officees in Kearney, 4 across Nebraska. It is based in Kearney, NE and $152.4 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Kearney locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office3811 29Th Ave Ste 1, 68845
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Trius Federal Credit Union2915 2Nd Ave, 68847
All hours
Mon to Fri 7:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
BMO Bank · 1
BMO has 1 branch in Kearney, 29 across Nebraska and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Kearney Branch at 4407 2nd Ave dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kearney Branch4407 2nd Ave, 68847
Bruning Bank Bank · 1
Bruning Bank has 1 branch in Kearney, 6 across Nebraska and 6 nationwide. FDIC records list its main office in Bruning, NE and show it operating since 1891. With $659.9 million in total assets on June 30, 2026, it ranks No. 1,440 of 4,232 U.S. banks by total assets. The Kearney Branch at 1110 17th Ave dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kearney Branch1110 17th Ave, 68845
Custer Federal State Bank Bank · 1
Custer Federal State Bank has 1 branch in Kearney, 2 across Nebraska and 2 nationwide. FDIC records list its main office in Broken Bow, NE and show it operating since 1925. With $120.7 million in total assets on June 30, 2026, it ranks No. 3,542 of 4,232 U.S. banks by total assets. The Custer Federal State Bank at 1305 E 56th St dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Custer Federal State Bank1305 E 56th St, 68847
Exchange Bank Bank · 1
Exchange Bank has 1 branch in Kearney, 5 across Nebraska and 8 nationwide. FDIC records list its main office in Kearney, NE and show it operating since 1917. With $1.58 billion in total assets on June 30, 2026, it ranks No. 716 of 4,232 U.S. banks by total assets. Its main office at 3110 2nd Ave dates to 1917 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office3110 2nd Ave, 68847
Farmers and Merchants Bank Bank · 1
Farmers and Merchants Bank has 1 branch in Kearney, 12 across Nebraska and 12 nationwide. FDIC records list its main office in Milford, NE and show it operating since 1949. With $1.05 billion in total assets on June 30, 2026, it ranks No. 1,001 of 4,232 U.S. banks by total assets. The Kearney Branch at 3015 2nd Ave dates to 1976 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kearney Branch3015 2nd Ave, 68847
First Interstate Bank Bank · 1
First Interstate Bank has 1 branch in Kearney, 29 across Nebraska and 274 nationwide. FDIC records list its main office in Billings, MT and show it operating since 1916. With $25.79 billion in total assets on June 30, 2026, it ranks No. 83 of 4,232 U.S. banks by total assets. The Kearney Branch at 2120 1st Ave dates to 1907 in FDIC branch records. Its published hours do not list Saturday.
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Kearney Branch2120 1st Ave, 68847
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Interstate Bank branch locator (All The Places), checked Oct 10, 2026
FirsTier Bank Bank · 1
FirsTier Bank has 1 branch in Kearney, 4 across Nebraska and 12 nationwide. FDIC records list its main office in Kimball, NE and show it operating since 1955. With $1.05 billion in total assets on June 30, 2026, it ranks No. 1,009 of 4,232 U.S. banks by total assets. The Firstier Bank Branch at 1015 2nd Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Firstier Bank Branch1015 2nd Ave, 68847
Heartland Bank Bank · 1
Heartland Bank has 1 branch in Kearney, 15 across Nebraska and 15 nationwide. FDIC records list its main office in Geneva, NE and show it operating since 1899. With $911.1 million in total assets on June 30, 2026, it ranks No. 1,137 of 4,232 U.S. banks by total assets. The Heartland Bank - Kearney Branch) at 212 E 56th St dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Heartland Bank - Kearney Branch)212 E 56th St, 68847
Nebraskaland Bank Bank · 1
Nebraskaland Bank has 1 branch in Kearney, 5 across Nebraska and 6 nationwide. FDIC records list its main office in North Platte, NE and show it operating since 1998. With $1.06 billion in total assets on June 30, 2026, it ranks No. 993 of 4,232 U.S. banks by total assets. The North Kearney Branch at 4615 2nd Ave dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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North Kearney Branch4615 2nd Ave, 68847
Pinnacle Bank Bank · 1
Pinnacle Bank has 1 branch in Kearney, 65 across Nebraska and 72 nationwide. FDIC records list its main office in Lincoln, NE and show it operating since 1880. With $9.18 billion in total assets on June 30, 2026, it ranks No. 177 of 4,232 U.S. banks by total assets. The Pinnacle Bank - Kearney Branch at 5404 2nd Ave dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Pinnacle Bank - Kearney Branch5404 2nd Ave, 68847
Town & Country Bank Bank · 1
Town & Country Bank has 1 branch in Kearney, 4 across Nebraska and 4 nationwide. FDIC records list its main office in Ravenna, NE and show it operating since 1932. With $228.9 million in total assets on June 30, 2026, it ranks No. 2,832 of 4,232 U.S. banks by total assets. The Kearney Branch at 6005 2nd Ave W dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kearney Branch6005 2nd Ave W, 68847
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Kearney, 34 across Nebraska and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Kearney Main Branch at 204 W 31st St dates to 1892 in FDIC branch records. Its published hours do not list Saturday.
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Kearney Main Branch204 W 31st St, 68845
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
University of Nebraska Credit Union Credit union · 1
University of Nebraska Credit Union has 1 office in Kearney, 3 across Nebraska. It is based in Lincoln, NE and $132.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Kearney Branch208 W 29Th St Ste C, 68845
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Kearney, 32 across Nebraska and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Kearney Main Branch at 21 W 21st St dates to 1917 in FDIC branch records. It opens on Saturday.
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Kearney Main Branch21 W 21st St, 68847
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Kearney
2 credit unions have 3 offices here: Trius Credit Union and University of Nebraska Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Kearney page has every office in the state's directory.
Banking in Kearney: the local picture
Short answer: 16 banks run 21 branches in Kearney according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 16 banks, 1 has its main office in Kearney, 11 elsewhere in Nebraska and 4 out of state, according to the FDIC.
The bank with the longest record here is FNBO, operating since 1857 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 4407 2nd Ave, dating to 1887; the newest is Pinnacle Bank's at 5404 2nd Ave, from 2022.
2 credit unions have 3 offices in Kearney, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 3 open on Saturday. 16 locations have no published hours in these sources.
Banks by ZIP code in Kearney
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 68847 has the most bank and credit union offices in Kearney (15), followed by 68845 (9). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 68847 | 15 | 14 | FNBO, BMO, Custer Federal State Bank |
| 68845 | 9 | 7 | Five Points Bank, Heritage Bank, Bruning Bank |
Banks open on Saturday in Kearney
Short answer: 3 of the 8 Kearney locations with published hours open on Saturday, run by 2 institutions.
- FNBO: 2 of 3 branches (2216 1st Ave: Saturday 9 am to 12 pm, and 1 more)
- Wells Fargo: 1 of 1 branch (21 W 21st St: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 16 of the 24 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Kearney, and where the nearest one is if they do not.
Short answer: In Kearney: Wells Fargo (1), U.S. Bank (1), BMO (1). No branches in Kearney: Chase (nearest in Lincoln, 125 mi), Bank of America (nearest in Omaha, 159 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank.
| Bank | In Kearney | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| BMO | 1 branch | here |
| Chase | None | Lincoln, 125 miles away |
| Bank of America | None | Omaha, 159 miles away |
| PNC Bank | None | none in Nebraska |
| Truist | None | none in Nebraska |
| Fifth Third Bank | None | none in Nebraska |
| Huntington | None | none in Nebraska |
| Regions Bank | None | none in Nebraska |
| TD Bank | None | none in Nebraska |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kearney to the nearest branch in Nebraska.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kearney residents like anyone else.
Banks near Kearney
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Minden (16 miles) and Holdrege (24 miles). Grand Island, 40 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Minden, NE | 16 mi | 2 | 2 |
| Banks in Holdrege, NE | 24 mi | 6 | 6 |
| Banks in Cairo, NE | 32 mi | 2 | 2 |
| Banks in Lexington, NE | 35 mi | 5 | 7 |
| Banks in Hastings, NE | 37 mi | 10 | 12 |
| Banks in Loup City, NE | 39 mi | 2 | 2 |
| Banks in Grand Island, NE | 40 mi | 17 | 30 |
| Banks in Elwood, NE | 41 mi | 2 | 2 |
Bank branch openings and closings in Kearney
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Kearney between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Kearney
Short answer: 2 institutions have their main office in Kearney: Trius Credit Union and Exchange Bank.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Trius Credit Union | Credit union | $152.4 million | 2 |
| Exchange Bank | Bank | $1.58 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Kearney by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kearney offices.
Short answer: Wells Fargo is the largest bank with offices in Kearney, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. 1 of the 16 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| FNBO | $34.20 billion | No. 64 | 3 | Omaha, NE |
| First Interstate Bank | $25.79 billion | No. 83 | 1 | Billings, MT |
| Pinnacle Bank | $9.18 billion | No. 177 | 1 | Lincoln, NE |
| Five Points Bank | $2.24 billion | No. 556 | 3 | Grand Island, NE |
| Exchange Bank | $1.58 billion | No. 716 | 1 | Kearney, NE |
| Nebraskaland Bank | $1.06 billion | No. 993 | 1 | North Platte, NE |
| Farmers and Merchants Bank | $1.05 billion | No. 1,001 | 1 | Milford, NE |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Kearney: FAQ
How many banks are in Kearney, NE?
Kearney has 16 banks with 21 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Kearney?
FNBO, with 3. Five Points Bank has 3 and Heritage Bank has 2.
Is there a FNBO in Kearney, NE?
Yes. FDIC data lists 3 FNBO branches in Kearney as of September 5, 2026. Its branches are listed under FNBO above, with the address and directions for each.
Is there a Five Points Bank in Kearney, NE?
Yes. FDIC data lists 3 Five Points Bank branches in Kearney as of September 5, 2026. Its branches are listed under Five Points Bank above, with the address and directions for each.
Is there a Heritage Bank in Kearney, NE?
Yes. FDIC data lists 2 Heritage Bank branches in Kearney as of September 5, 2026. Its branches are listed under Heritage Bank above, with the address and directions for each.
Is there a Chase in Kearney, NE?
No. FDIC data lists no Chase branch in Kearney as of September 5, 2026. The nearest is in Lincoln, about 125 miles away in a straight line.
Which banks in Kearney are open on Saturday?
FNBO and Wells Fargo publish Saturday hours for one or more Kearney locations. The Saturday section above lists each one with its hours. 16 of the 24 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Kearney?
Trius Credit Union and Exchange Bank have their main office in Kearney, according to the FDIC and the NCUA.
What is the oldest bank in Kearney?
FNBO has the longest record among banks with a branch here: the FDIC shows it operating since 1857.
Which credit unions can I join in Kearney?
Trius Credit Union and University of Nebraska Credit Union have offices in Kearney. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Kearney in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Kearney?
Nearby cities with more banks include Minden, Holdrege, Cairo. Minden is 16 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 21 branches: FNBO, First Interstate Bank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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