Banks in Clay Center, NE

Bank branch map: Clay Center

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Clay Center, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Clay Center

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Cornerstone Bank and Waypoint Bank have the most locations in Clay Center, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Cornerstone Bank 1 branch · main office York, NE Bank · 1

Cornerstone Bank has 1 branch in Clay Center, 50 across Nebraska and 50 nationwide. FDIC records list its main office in York, NE and show it operating since 1882. With $2.73 billion in total assets on June 30, 2026, it ranks No. 470 of 4,232 U.S. banks by total assets. The City State Bank-Clay Center at 103 S Brown Ave dates to 1944 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• City State Bank-Clay Center

  103 S Brown Ave, 68933

  Hours: see the bank's site
  DirectionsWebsite

Cornerstone Bank: profile, branches and contacts

Waypoint Bank 1 branch · main office Cozad, NE Bank · 1

Waypoint Bank has 1 branch in Clay Center, 6 across Nebraska and 8 nationwide. FDIC records list its main office in Cozad, NE and show it operating since 1883. With $391.5 million in total assets on June 30, 2026, it ranks No. 2,104 of 4,232 U.S. banks by total assets. The Clay Center Branch at 116 S Alexander Ave dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Clay Center Branch

  116 S Alexander Ave, 68933

  Hours: see the bank's site
  DirectionsWebsite

Waypoint Bank: profile, branches and contacts

Banking in Clay Center: the local picture

Short answer: 2 banks run 2 branches in Clay Center according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Clay Center, 2 elsewhere in Nebraska, according to the FDIC.

The bank with the longest record here is Cornerstone Bank, operating since 1882 according to the FDIC. In FDIC branch records, the longest-running branch is Cornerstone Bank's office at 103 S Brown Ave, dating to 1944; the newest is Waypoint Bank's at 116 S Alexander Ave, from 1996.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Clay Center, and where the nearest one is if they do not.

Short answer: No branches in Clay Center: Chase (nearest in Lincoln, 74 mi), Wells Fargo (nearest in Hastings, 18 mi), Bank of America (nearest in Omaha, 112 mi), PNC Bank, U.S. Bank (nearest in Hastings, 18 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Grand Island, 33 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Clay Center to the nearest branch in Nebraska.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Clay Center residents like anyone else.

Banks near Clay Center

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Sutton (12 miles) and Hastings (18 miles). Grand Island, 33 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Clay Center

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Clay Center between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Clay Center by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Clay Center offices.

Short answer: Cornerstone Bank is the largest bank with offices in Clay Center, with $2.73 billion in total assets on June 30, 2026, No. 470 among U.S. banks by total assets. Waypoint Bank is second with $391.5 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Clay Center: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.