US Bank Directory

Banks in Wadesboro, NC

2 FDIC-insured banks operate 2 offices in Wadesboro, North Carolina, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Wadesboro

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Wadesboro, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Wadesboro

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Truist and Uwharrie Bank have the most locations in Wadesboro, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

State Employees' Credit Union 1 office · main office Raleigh, NC Credit union · 1

State Employees' Credit Union has 1 office in Wadesboro, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Wadesboro
    210 N Park Rd, 28170
    (704) 695-1171Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

State Employees' Credit Union: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Wadesboro, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Wadesboro Branch at 111 E Caswell St dates to 1894 in FDIC branch records. Its published hours do not list Saturday.

  • Wadesboro Branch
    111 E Caswell St, 28170
    (704) 694-6521Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Uwharrie Bank 1 branch · main office Albemarle, NC Bank · 1

Uwharrie Bank has 1 branch in Wadesboro, 10 across North Carolina and 10 nationwide. FDIC records list its main office in Albemarle, NC and show it operating since 1984. With $1.22 billion in total assets on June 30, 2026, it ranks No. 882 of 4,232 U.S. banks by total assets. The Wadesboro Branch at 211 S Green St dates to 1889 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Wadesboro Branch
    211 S Green St, 28170
    Hours: see the bank's site
Uwharrie Bank: profile, branches and contacts

Join a credit union in Wadesboro

1 credit union has 1 office here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Wadesboro page has every office in the state's directory.

Banking in Wadesboro: the local picture

Short answer: 2 banks run 2 branches in Wadesboro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Wadesboro, 2 elsewhere in North Carolina, according to the FDIC.

The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Uwharrie Bank's office at 211 S Green St, dating to 1889; the newest is Truist's at 111 E Caswell St, from 1894.

The only credit union with an office here is State Employees' Credit Union.

Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Wadesboro

Short answer: None of the 2 Wadesboro locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Wadesboro, and where the nearest one is if they do not.

Short answer: In Wadesboro: Truist (1). No branches in Wadesboro: Chase (nearest in Wesley Chapel, 35 mi), Wells Fargo (nearest in Albemarle, 27 mi), Bank of America (nearest in Monroe, 25 mi), PNC Bank (nearest in Rockingham, 17 mi), U.S. Bank (nearest in Charlotte, 42 mi), Fifth Third Bank (nearest in Monroe, 28 mi), Huntington (nearest in Charlotte, 44 mi), Regions Bank (nearest in Charlotte, 45 mi), TD Bank (nearest in Charlotte, 42 mi), BMO.

BankIn WadesboroNearest branch if none here
Truist1 branchhere
ChaseNoneWesley Chapel, 35 miles away
Wells FargoNoneAlbemarle, 27 miles away
Bank of AmericaNoneMonroe, 25 miles away
PNC BankNoneRockingham, 17 miles away
U.S. BankNoneCharlotte, 42 miles away
Fifth Third BankNoneMonroe, 28 miles away
HuntingtonNoneCharlotte, 44 miles away
Regions BankNoneCharlotte, 45 miles away
TD BankNoneCharlotte, 42 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wadesboro to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wadesboro residents like anyone else.

Banks near Wadesboro

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Marshville (16 miles) and Rockingham (18 miles). Monroe, 27 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Wadesboro

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Wadesboro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Wadesboro by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wadesboro offices.

Short answer: Truist is the largest bank with offices in Wadesboro, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Uwharrie Bank is second with $1.22 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Truist$548.35 billionNo. 91Charlotte, NC
Uwharrie Bank$1.22 billionNo. 8821Albemarle, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Wadesboro: FAQ

How many banks are in Wadesboro, NC?

Wadesboro has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Wadesboro?

Truist, with 1. Uwharrie Bank has 1.

Is there a Truist in Wadesboro, NC?

Yes. FDIC data lists 1 Truist branch in Wadesboro as of September 5, 2026. The address and directions are under Truist above.

Is there a Uwharrie Bank in Wadesboro, NC?

Yes. FDIC data lists 1 Uwharrie Bank branch in Wadesboro as of September 5, 2026. The address and directions are under Uwharrie Bank above.

Is there a Chase in Wadesboro, NC?

No. FDIC data lists no Chase branch in Wadesboro as of September 5, 2026. The nearest is in Wesley Chapel, about 35 miles away in a straight line.

Which banks in Wadesboro are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Wadesboro?

Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.

Which credit unions can I join in Wadesboro?

State Employees' Credit Union has an office in Wadesboro. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Wadesboro in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Wadesboro?

Nearby cities with more banks include Marshville, Rockingham, Monroe. Marshville is 16 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: Truist)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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