US Bank Directory
Banks in Monroe, NC
10 FDIC-insured banks operate 14 offices in Monroe, North Carolina, and 5 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Monroe
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 15 banks and credit unions operate 19 locations in Monroe, according to the FDIC and the NCUA. 19 of them have coordinates on record and are on the map. 16 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
19 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Monroe
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist has the most locations in Monroe, with 3. It is followed by Bank of America (2), First Citizens Bank (2). 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Truist Bank · 3
Truist has 3 branches in Monroe, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Monroe location is the Monroe Courthouse Branch at 512 N Hayne St, dating to 1959; the newest, at 2123 W Roosevelt Blvd, to 1979. 1 of its 3 Monroe locations with published hours open on Saturday.
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Monroe Mall Branch2123 W Roosevelt Blvd, 28110
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Monroe Courthouse Branch512 N Hayne St, 28112
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Hilltop Plaza Branch791 E Roosevelt Blvd, 28112
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 2
Bank of America has 2 branches in Monroe, 109 across North Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Monroe location is the Hilltop Plaza Branch at 901 E Roosevelt Blvd, dating to 1909; the newest, at 1795 Dickerson Blvd, to 1980. 1 of its 2 Monroe locations with published hours open on Saturday.
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Monroe Mall Branch1795 Dickerson Blvd, 28110
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Hilltop Plaza Branch901 E Roosevelt Blvd, 28112
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
First Citizens Bank Bank · 2
First Citizens Bank has 2 branches in Monroe, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Monroe location is the Monroe Branch at 111 E Jefferson St, dating to 1908; the newest, at 2743 W Roosevelt Blvd, to 1974. None of its 2 Monroe locations with published hours lists Saturday hours.
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Monroe Branch111 E Jefferson St, 28112
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
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Monroe Rolling Hills Branch2743 W Roosevelt Blvd, 28110
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
Allvac Savings and Credit Union Credit union · 1
Allvac Savings and Credit Union has 1 office in Monroe, 1 across North Carolina. It is based in Monroe, NC and $9.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office2020 Ashcraft Ave, 28110
All hours
Mon to Fri 8 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
American Bank of the Carolinas Bank · 1
American Bank of the Carolinas has 1 branch in Monroe, 3 across North Carolina and 3 nationwide. FDIC records list its main office in Monroe, NC and show it operating since 2019. With $214.0 million in total assets on June 30, 2026, it ranks No. 2,904 of 4,232 U.S. banks by total assets. Its main office at 312 N Charlotte Ave dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office312 N Charlotte Ave, 28112
Carolina Cooperative Credit Union Credit union · 1
Carolina Cooperative Credit Union has 1 office in Monroe, 3 across North Carolina. It is based in Charlotte, NC and $47.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Monroe2515 W Roosevelt Blvd Ste A, 28110
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Monroe, 87 across North Carolina and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Roosevelt Boulevard Branch at 2402 West Roosevelt Bvld. dates to 2005 in FDIC branch records. It opens on Saturday.
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Roosevelt Boulevard Branch2402 West Roosevelt Bvld., 28110
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
FNB Bank · 1
FNB has 1 branch in Monroe, 97 across North Carolina and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Monroe Main at 2593 W Roosevelt Blvd dates to 1998 in FDIC branch records. Its published hours do not list Saturday.
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Monroe Main2593 W Roosevelt Blvd, 28110
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
Founders Credit Union Credit union · 1
Founders Credit Union has 1 office in Monroe, 6 across North Carolina. It is based in Lancaster, SC and $5.18 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Monroe1908 Old Charlotte Hwy, 28110
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Latino Community Credit Union Credit union · 1
Latino Community Credit Union has 1 office in Monroe, 16 across North Carolina. It is based in Durham, NC and $1.05 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Monroe2980 Monroe Way, 28110
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Pinnacle Bank Bank · 1
Pinnacle Bank has 1 branch in Monroe, 53 across North Carolina and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. The Monroe Branch at 1700 Dickerson Blvd dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Monroe Branch1700 Dickerson Blvd, 28110
PNC Bank Bank · 1
PNC Bank has 1 branch in Monroe, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Monroe Main Branch at 1730 Dickerson Blvd dates to 2001 in FDIC branch records. It opens on Saturday.
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Monroe Main Branch1730 Dickerson Blvd, 28110
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
SouthState Bank · 1
SouthState has 1 branch in Monroe, 21 across North Carolina and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Monroe Branch at 2742 W Roosevelt Blvd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Monroe Branch2742 W Roosevelt Blvd, 28110
State Employees' Credit Union Credit union · 1
State Employees' Credit Union has 1 office in Monroe, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Monroe1790 Dickerson Blvd, 28110
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Monroe, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Monroe Mall Branch at 1989 Dickerson Blvd dates to 1961 in FDIC branch records. It opens on Saturday.
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Monroe Mall Branch1989 Dickerson Blvd, 28110
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Monroe
5 credit unions have 5 offices here: State Employees' Credit Union, Founders Credit Union, Latino Community Credit Union, Carolina Cooperative Credit Union and Allvac Savings and Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Monroe page has every office in the state's directory.
Banking in Monroe: the local picture
Short answer: 10 banks run 14 branches in Monroe according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 1 has its main office in Monroe, 3 elsewhere in North Carolina and 6 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is First Citizens Bank's office at 111 E Jefferson St, dating to 1908; the newest is American Bank of the Carolinas's at 312 N Charlotte Ave, from 2019.
5 credit unions have 5 offices in Monroe, according to the NCUA. Who can join each one is on the credit unions page.
Of the 16 locations with published hours. 5 open on Saturday. 3 locations have no published hours in these sources.
Banks by ZIP code in Monroe
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 28110 has the most bank and credit union offices in Monroe (14), followed by 28112 (5). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 28110 | 14 | 14 | Allvac Savings and Credit Union, Bank of America, Carolina Cooperative Credit Union |
| 28112 | 5 | 4 | Truist, American Bank of the Carolinas, Bank of America |
Banks open on Saturday in Monroe
Short answer: 5 of the 16 Monroe locations with published hours open on Saturday, run by 5 institutions.
- Truist: 1 of 3 branches (2123 W Roosevelt Blvd: Saturday 9 am to 12 pm)
- Bank of America: 1 of 2 branches (1795 Dickerson Blvd: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (1989 Dickerson Blvd: Saturday 9 am to 2 pm)
- PNC Bank: 1 of 1 branch (1730 Dickerson Blvd: Saturday 9 am to 1 pm)
- Fifth Third Bank: 1 of 1 branch (2402 West Roosevelt Bvld.: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 19 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Monroe, and where the nearest one is if they do not.
Short answer: In Monroe: Wells Fargo (1), Bank of America (2), PNC Bank (1), Truist (3), Fifth Third Bank (1). No branches in Monroe: Chase (nearest in Wesley Chapel, 8 mi), U.S. Bank (nearest in Charlotte, 14 mi), Huntington (nearest in Charlotte, 18 mi), Regions Bank (nearest in Charlotte, 20 mi), TD Bank (nearest in Charlotte, 17 mi), BMO.
| Bank | In Monroe | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Bank of America | 2 branches | here |
| PNC Bank | 1 branch | here |
| Truist | 3 branches | here |
| Fifth Third Bank | 1 branch | here |
| Chase | None | Wesley Chapel, 8 miles away |
| U.S. Bank | None | Charlotte, 14 miles away |
| Huntington | None | Charlotte, 18 miles away |
| Regions Bank | None | Charlotte, 20 miles away |
| TD Bank | None | Charlotte, 17 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Monroe to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Monroe residents like anyone else.
Banks near Monroe
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Indian Trail (8 miles) and Wesley Chapel (8 miles). Charlotte, 20 miles away, has the most banks nearby: 40.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Indian Trail, NC | 8 mi | 8 | 8 |
| Banks in Wesley Chapel, NC | 8 mi | 3 | 3 |
| Banks in Marshville, NC | 11 mi | 3 | 3 |
| Banks in Matthews, NC | 11 mi | 5 | 8 |
| Banks in Waxhaw, NC | 12 mi | 3 | 3 |
| Banks in Mint Hill, NC | 14 mi | 3 | 3 |
| Banks in Pineville, NC | 19 mi | 3 | 3 |
| Banks in Charlotte, NC | 20 mi | 40 | 215 |
Bank branch openings and closings in Monroe
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Monroe between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Monroe
Short answer: 2 institutions have their main office in Monroe: American Bank of the Carolinas and Allvac Savings and Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| American Bank of the Carolinas | Bank | $214.0 million | 1 |
| Allvac Savings and Credit Union | Credit union | $9.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Monroe by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Monroe offices.
Short answer: Bank of America is the largest bank with offices in Monroe, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. 1 of the 10 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 3 | Charlotte, NC |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| First Citizens Bank | $236.32 billion | No. 19 | 2 | Raleigh, NC |
| Pinnacle Bank | $128.79 billion | No. 28 | 1 | Nashville, TN |
| SouthState | $68.79 billion | No. 41 | 1 | Winter Haven, FL |
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| American Bank of the Carolinas | $214.0 million | No. 2,904 | 1 | Monroe, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Monroe: FAQ
How many banks are in Monroe, NC?
Monroe has 10 banks with 14 branches and 5 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Monroe?
Truist, with 3. Bank of America has 2 and First Citizens Bank has 2.
Is there a Truist in Monroe, NC?
Yes. FDIC data lists 3 Truist branches in Monroe as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Bank of America in Monroe, NC?
Yes. FDIC data lists 2 Bank of America branches in Monroe as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a First Citizens Bank in Monroe, NC?
Yes. FDIC data lists 2 First Citizens Bank branches in Monroe as of September 5, 2026. Its branches are listed under First Citizens Bank above, with the address and directions for each.
Is there a Chase in Monroe, NC?
No. FDIC data lists no Chase branch in Monroe as of September 5, 2026. The nearest is in Wesley Chapel, about 8 miles away in a straight line.
Which banks in Monroe are open on Saturday?
Truist, Bank of America, Wells Fargo and PNC Bank and 1 more publish Saturday hours for one or more Monroe locations. The Saturday section above lists each one with its hours. 3 of the 19 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Monroe?
American Bank of the Carolinas and Allvac Savings and Credit Union have their main office in Monroe, according to the FDIC and the NCUA.
What is the oldest bank in Monroe?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Monroe?
State Employees' Credit Union, Founders Credit Union, Latino Community Credit Union and Carolina Cooperative Credit Union and 1 more have offices in Monroe. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Monroe in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Monroe?
Nearby cities with more banks include Indian Trail, Wesley Chapel, Marshville. Indian Trail is 8 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (11 of 14 branches: Bank of America, FNB, Fifth Third Bank, First Citizens Bank, PNC Bank, Truist and 1 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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