US Bank Directory
Banks in Indian Trail, NC
8 FDIC-insured banks operate 8 offices in Indian Trail, North Carolina, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Indian Trail
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 10 locations in Indian Trail, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Indian Trail
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 8 banks share the most locations in Indian Trail, with 1 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Allegacy Credit Union Credit union · 1
Allegacy Credit Union has 1 office in Indian Trail, 29 across North Carolina. It is based in Winston Salem, NC and $2.57 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Charlotte307 Unionville Indian Trail Rd W, 28079
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
American Bank of the Carolinas Bank · 1
American Bank of the Carolinas has 1 branch in Indian Trail, 3 across North Carolina and 3 nationwide. FDIC records list its main office in Monroe, NC and show it operating since 2019. With $214.0 million in total assets on June 30, 2026, it ranks No. 2,904 of 4,232 U.S. banks by total assets. The Indian Trail Branch at 118 Matthews Indian Trail Rd dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Indian Trail Branch118 Matthews Indian Trail Rd, 28079
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Indian Trail, 87 across North Carolina and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Indian Trail Branch at 4240 Old Monroe Rd dates to 1986 in FDIC branch records. It opens on Saturday.
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Indian Trail Branch4240 Old Monroe Rd, 28079
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Indian Trail, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Indian Trail at 424 Indian Trail Rd N dates to 1997 in FDIC branch records. Its published hours do not list Saturday.
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Indian Trail424 Indian Trail Rd N, 28079
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
FNB Bank · 1
FNB has 1 branch in Indian Trail, 97 across North Carolina and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Indian Trail Branch at 13860 E Independence Blvd dates to 1999 in FDIC branch records. Its published hours do not list Saturday.
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Indian Trail Branch13860 E Independence Blvd, 28079
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
SouthState Bank · 1
SouthState has 1 branch in Indian Trail, 21 across North Carolina and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Indian Trail Branch at 13816 E Independence Blvd dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Indian Trail Branch13816 E Independence Blvd, 28079
State Employees' Credit Union Credit union · 1
State Employees' Credit Union has 1 office in Indian Trail, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Indian Trail1390 Wesley Chapel Rd, 28079
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Indian Trail, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Indian Trail Branch at 200 Indian Trail Rd N dates to 1967 in FDIC branch records. It opens on Saturday.
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Indian Trail Branch200 Indian Trail Rd N, 28079
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Indian Trail, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Sun Valley Center Branch at 6680 Old Monroe Rd dates to 2005 in FDIC branch records. Its published hours do not list Saturday.
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Sun Valley Center Branch6680 Old Monroe Rd, 28079
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Indian Trail, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0832 Indian Trail Wal-Mart Branch at 2101 Younts Rd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0832 Indian Trail Wal-Mart Branch2101 Younts Rd, 28079
Join a credit union in Indian Trail
2 credit unions have 2 offices here: State Employees' Credit Union and Allegacy Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Indian Trail page has every office in the state's directory.
Banking in Indian Trail: the local picture
Short answer: 8 banks run 8 branches in Indian Trail according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in Indian Trail, 3 elsewhere in North Carolina and 5 out of state, according to the FDIC.
The bank with the longest record here is FNB, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 200 Indian Trail Rd N, dating to 1967; the newest is American Bank of the Carolinas's at 118 Matthews Indian Trail Rd, from 2024.
2 credit unions have 2 offices in Indian Trail, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 2 open on Saturday. 3 locations have no published hours in these sources.
Banks open on Saturday in Indian Trail
Short answer: 2 of the 7 Indian Trail locations with published hours open on Saturday, run by 2 institutions.
- Truist: 1 of 1 branch (200 Indian Trail Rd N: Saturday 9 am to 12 pm)
- Fifth Third Bank: 1 of 1 branch (4240 Old Monroe Rd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Indian Trail, and where the nearest one is if they do not.
Short answer: In Indian Trail: Wells Fargo (1), Truist (1), Fifth Third Bank (1). No branches in Indian Trail: Chase (nearest in Wesley Chapel, 6 mi), Bank of America (nearest in Matthews, 4 mi), PNC Bank (nearest in Charlotte, 6 mi), U.S. Bank (nearest in Charlotte, 9 mi), Huntington (nearest in Charlotte, 11 mi), Regions Bank (nearest in Charlotte, 12 mi), TD Bank (nearest in Charlotte, 10 mi), BMO.
| Bank | In Indian Trail | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Truist | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Chase | None | Wesley Chapel, 6 miles away |
| Bank of America | None | Matthews, 4 miles away |
| PNC Bank | None | Charlotte, 6 miles away |
| U.S. Bank | None | Charlotte, 9 miles away |
| Huntington | None | Charlotte, 11 miles away |
| Regions Bank | None | Charlotte, 12 miles away |
| TD Bank | None | Charlotte, 10 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Indian Trail to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Indian Trail residents like anyone else.
Banks near Indian Trail
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Matthews (3 miles) and Wesley Chapel (5 miles). Charlotte, 12 miles away, has the most banks nearby: 40.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Matthews, NC | 3 mi | 5 | 8 |
| Banks in Wesley Chapel, NC | 5 mi | 3 | 3 |
| Banks in Monroe, NC | 8 mi | 10 | 14 |
| Banks in Mint Hill, NC | 8 mi | 3 | 3 |
| Banks in Waxhaw, NC | 10 mi | 3 | 3 |
| Banks in Charlotte, NC | 12 mi | 40 | 215 |
| Banks in Pineville, NC | 12 mi | 3 | 3 |
| Banks in Harrisburg, NC | 17 mi | 6 | 6 |
Bank branch openings and closings in Indian Trail
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Indian Trail between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Indian Trail by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Indian Trail offices.
Short answer: Wells Fargo is the largest bank with offices in Indian Trail, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
| SouthState | $68.79 billion | No. 41 | 1 | Winter Haven, FL |
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| American Bank of the Carolinas | $214.0 million | No. 2,904 | 1 | Monroe, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Indian Trail: FAQ
How many banks are in Indian Trail, NC?
Indian Trail has 8 banks with 8 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Indian Trail?
Wells Fargo, with 1. Truist has 1 and Fifth Third Bank has 1.
Is there a Wells Fargo in Indian Trail, NC?
Yes. FDIC data lists 1 Wells Fargo branch in Indian Trail as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Truist in Indian Trail, NC?
Yes. FDIC data lists 1 Truist branch in Indian Trail as of September 5, 2026. The address and directions are under Truist above.
Is there a Fifth Third Bank in Indian Trail, NC?
Yes. FDIC data lists 1 Fifth Third Bank branch in Indian Trail as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a Chase in Indian Trail, NC?
No. FDIC data lists no Chase branch in Indian Trail as of September 5, 2026. The nearest is in Wesley Chapel, about 6 miles away in a straight line.
Which banks in Indian Trail are open on Saturday?
Truist and Fifth Third Bank publish Saturday hours for one or more Indian Trail locations. The Saturday section above lists each one with its hours. 3 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Indian Trail?
FNB has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Which credit unions can I join in Indian Trail?
State Employees' Credit Union and Allegacy Credit Union have offices in Indian Trail. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Indian Trail in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Indian Trail?
Nearby cities with more banks include Matthews, Wesley Chapel, Monroe. Matthews is 3 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 8 branches: FNB, Fifth Third Bank, First Citizens Bank, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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