US Bank Directory
Banks in Waxhaw, NC
3 FDIC-insured banks operate 3 offices in Waxhaw, North Carolina, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Waxhaw
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Waxhaw, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Waxhaw
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase, Truist and Fifth Third Bank have the most locations in Waxhaw, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 1
Chase has 1 branch in Waxhaw, 63 across North Carolina and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Waxhaw Branch at 3210 S Providence Rd dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waxhaw Branch3210 S Providence Rd, 28173
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Waxhaw, 87 across North Carolina and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Cureton at 8100 Kensington Dr dates to 1989 in FDIC branch records. It opens on Saturday.
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Cureton8100 Kensington Dr, 28173
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
State Employees' Credit Union Credit union · 1
State Employees' Credit Union has 1 office in Waxhaw, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Waxhaw3934 S Providence Rd, 28173
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Waxhaw, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Cureton Branch at 8109 Kensington Dr dates to 2007 in FDIC branch records. It opens on Saturday.
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Cureton Branch8109 Kensington Dr, 28173
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Waxhaw
1 credit union has 1 office here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waxhaw page has every office in the state's directory.
Banking in Waxhaw: the local picture
Short answer: 3 banks run 3 branches in Waxhaw according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Waxhaw, 1 elsewhere in North Carolina and 2 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Fifth Third Bank's office at 8100 Kensington Dr, dating to 1989; the newest is Chase's at 3210 S Providence Rd, from 2025.
The only credit union with an office here is State Employees' Credit Union.
Of the 3 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Waxhaw
Short answer: 2 of the 3 Waxhaw locations with published hours open on Saturday, run by 2 institutions.
- Truist: 1 of 1 branch (8109 Kensington Dr: Saturday 9 am to 12 pm)
- Fifth Third Bank: 1 of 1 branch (8100 Kensington Dr: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Waxhaw, and where the nearest one is if they do not.
Short answer: In Waxhaw: Chase (1), Truist (1), Fifth Third Bank (1). No branches in Waxhaw: Wells Fargo (nearest in Wesley Chapel, 5 mi), Bank of America (nearest in Wesley Chapel, 5 mi), PNC Bank (nearest in Charlotte, 8 mi), U.S. Bank (nearest in Charlotte, 6 mi), Huntington (nearest in Charlotte, 14 mi), Regions Bank (nearest in Charlotte, 16 mi), TD Bank (nearest in Charlotte, 10 mi), BMO.
| Bank | In Waxhaw | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Truist | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Wells Fargo | None | Wesley Chapel, 5 miles away |
| Bank of America | None | Wesley Chapel, 5 miles away |
| PNC Bank | None | Charlotte, 8 miles away |
| U.S. Bank | None | Charlotte, 6 miles away |
| Huntington | None | Charlotte, 14 miles away |
| Regions Bank | None | Charlotte, 16 miles away |
| TD Bank | None | Charlotte, 10 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waxhaw to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waxhaw residents like anyone else.
Banks near Waxhaw
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Wesley Chapel (5 miles) and Indian Trail (10 miles). Charlotte, 16 miles away, has the most banks nearby: 40.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Wesley Chapel, NC | 5 mi | 3 | 3 |
| Banks in Indian Trail, NC | 10 mi | 8 | 8 |
| Banks in Matthews, NC | 10 mi | 5 | 8 |
| Banks in Pineville, NC | 11 mi | 3 | 3 |
| Banks in Monroe, NC | 12 mi | 10 | 14 |
| Banks in Charlotte, NC | 16 mi | 40 | 215 |
| Banks in Mint Hill, NC | 17 mi | 3 | 3 |
| Banks in Marshville, NC | 22 mi | 3 | 3 |
Bank branch openings and closings in Waxhaw
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Waxhaw between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Nov 20, 2025 | Opened | Chase | 3210 S Providence Rd, 28173 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Waxhaw by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waxhaw offices.
Short answer: Chase is the largest bank with offices in Waxhaw, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Waxhaw: FAQ
How many banks are in Waxhaw, NC?
Waxhaw has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Waxhaw?
Chase, with 1. Truist has 1 and Fifth Third Bank has 1.
Is there a Chase in Waxhaw, NC?
Yes. FDIC data lists 1 Chase branch in Waxhaw as of September 5, 2026. The address and directions are under Chase above.
Is there a Truist in Waxhaw, NC?
Yes. FDIC data lists 1 Truist branch in Waxhaw as of September 5, 2026. The address and directions are under Truist above.
Is there a Fifth Third Bank in Waxhaw, NC?
Yes. FDIC data lists 1 Fifth Third Bank branch in Waxhaw as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a Wells Fargo in Waxhaw, NC?
No. FDIC data lists no Wells Fargo branch in Waxhaw as of September 5, 2026. The nearest is in Wesley Chapel, about 5 miles away in a straight line.
Which banks in Waxhaw are open on Saturday?
Truist and Fifth Third Bank publish Saturday hours for one or more Waxhaw locations. The Saturday section above lists each one with its hours. 1 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Waxhaw?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Waxhaw?
State Employees' Credit Union has an office in Waxhaw. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Waxhaw in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Waxhaw?
Nearby cities with more banks include Wesley Chapel, Indian Trail, Matthews. Wesley Chapel is 5 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 3 branches: Fifth Third Bank, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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