US Bank Directory

Banks in Swansboro, NC

1 FDIC-insured bank operates 1 office in Swansboro, North Carolina, and 3 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Swansboro

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Swansboro, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Swansboro

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Citizens Bank is the only bank with an office in Swansboro. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Swansboro, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Swansboro Branch at 302 Main Street dates to 1955 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Swansboro Branch
    302 Main Street, 28584
    Hours: see the bank's site
First Citizens Bank: profile, branches and contacts
Marine Credit Union 1 office · main office Jacksonville, NC Credit union · 1

Marine Credit Union has 1 office in Swansboro, 12 across North Carolina. It is based in Jacksonville, NC and $1.08 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Swansboro
    673 W Corbett Ave, 28584
    (910) 577-7333Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Marine Credit Union: profile, branches and contacts
Navy Federal Credit Union 1 office · main office Vienna, VA Credit union · 1

Navy Federal Credit Union has 1 office in Swansboro, 16 across North Carolina. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Swansboro Nc
    1109 W Corbett Ave, 28584
    (888) 842-6328Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Navy Federal Credit Union: profile, branches and contacts
State Employees' Credit Union 1 office · main office Raleigh, NC Credit union · 1

State Employees' Credit Union has 1 office in Swansboro, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Swansboro
    1412 W Corbett Ave, 28584
    (910) 326-0120Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

State Employees' Credit Union: profile, branches and contacts

Join a credit union in Swansboro

3 credit unions have 3 offices here: Navy Federal Credit Union, State Employees' Credit Union and Marine Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Swansboro page has every office in the state's directory.

Banking in Swansboro: the local picture

Short answer: 1 bank runs 1 branch in Swansboro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

First Citizens Bank has its main office in Raleigh, NC, according to the FDIC.

The bank with the longest record here is First Citizens Bank, operating since 1898 according to the FDIC.

3 credit unions have 3 offices in Swansboro, according to the NCUA. Who can join each one is on the credit unions page.

Of the 3 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Swansboro

Short answer: 1 of the 3 Swansboro locations with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Swansboro, and where the nearest one is if they do not.

Short answer: No branches in Swansboro: Chase (nearest in Hampstead, 38 mi), Wells Fargo (nearest in Jacksonville, 14 mi), Bank of America (nearest in Jacksonville, 15 mi), PNC Bank (nearest in Jacksonville, 17 mi), U.S. Bank (nearest in Charlotte, 208 mi), Truist (nearest in Cedar Point, 4 mi), Fifth Third Bank (nearest in Wilmington, 58 mi), Huntington (nearest in Raleigh, 116 mi), Regions Bank (nearest in Raleigh, 117 mi), TD Bank (nearest in Hampstead, 39 mi), BMO.

BankIn SwansboroNearest branch if none here
ChaseNoneHampstead, 38 miles away
Wells FargoNoneJacksonville, 14 miles away
Bank of AmericaNoneJacksonville, 15 miles away
PNC BankNoneJacksonville, 17 miles away
U.S. BankNoneCharlotte, 208 miles away
TruistNoneCedar Point, 4 miles away
Fifth Third BankNoneWilmington, 58 miles away
HuntingtonNoneRaleigh, 116 miles away
Regions BankNoneRaleigh, 117 miles away
TD BankNoneHampstead, 39 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Swansboro to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Swansboro residents like anyone else.

Banks near Swansboro

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Jacksonville (16 miles) and Havelock (18 miles). Jacksonville, 16 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Swansboro

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Swansboro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Swansboro by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Swansboro offices.

Short answer: First Citizens Bank is the largest bank with offices in Swansboro, with $236.32 billion in total assets on June 30, 2026, No. 19 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Citizens Bank$236.32 billionNo. 191Raleigh, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Swansboro: FAQ

How many banks are in Swansboro, NC?

Swansboro has 1 bank with 1 branch and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a First Citizens Bank in Swansboro, NC?

Yes. FDIC data lists 1 First Citizens Bank branch in Swansboro as of September 5, 2026. The address and directions are under First Citizens Bank above.

Is there a Chase in Swansboro, NC?

No. FDIC data lists no Chase branch in Swansboro as of September 5, 2026. The nearest is in Hampstead, about 38 miles away in a straight line.

Which banks in Swansboro are open on Saturday?

Navy Federal Credit Union publishes Saturday hours for one or more Swansboro locations. The Saturday section above lists each one with its hours. 1 of the 4 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Swansboro?

First Citizens Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1898.

Which credit unions can I join in Swansboro?

Navy Federal Credit Union, State Employees' Credit Union and Marine Credit Union have offices in Swansboro. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Swansboro in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Swansboro?

Nearby cities with more banks include Jacksonville, Havelock, Sneads Ferry. Jacksonville is 16 miles away with 10 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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