Banks in Oakboro, NC

Bank branch map: Oakboro

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Oakboro, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Oakboro

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Uwharrie Bank is the only bank with an office in Oakboro. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Uwharrie Bank 1 branch · main office Albemarle, NC Bank · 1

Uwharrie Bank has 1 branch in Oakboro, 10 across North Carolina and 10 nationwide. FDIC records list its main office in Albemarle, NC and show it operating since 1984. With $1.22 billion in total assets on June 30, 2026, it ranks No. 882 of 4,232 U.S. banks by total assets. The Oakboro Branch at 224 N Main St dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Oakboro Branch

  224 N Main St, 28129

  Hours: see the bank's site
  DirectionsWebsite

Uwharrie Bank: profile, branches and contacts

Banking in Oakboro: the local picture

Short answer: 1 bank runs 1 branch in Oakboro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Uwharrie Bank has its main office in Albemarle, NC, according to the FDIC.

The bank with the longest record here is Uwharrie Bank, operating since 1984 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Oakboro, and where the nearest one is if they do not.

Short answer: No branches in Oakboro: Chase (nearest in Mint Hill, 18 mi), Wells Fargo (nearest in Locust, 6 mi), Bank of America (nearest in Charlotte, 18 mi), PNC Bank (nearest in Monroe, 20 mi), U.S. Bank (nearest in Charlotte, 24 mi), Truist (nearest in Albemarle, 11 mi), Fifth Third Bank (nearest in Midland, 10 mi), Huntington (nearest in Charlotte, 29 mi), Regions Bank (nearest in Charlotte, 28 mi), TD Bank (nearest in Charlotte, 25 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oakboro to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oakboro residents like anyone else.

Banks near Oakboro

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Locust (6 miles) and Albemarle (12 miles). Monroe, 20 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Oakboro

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Oakboro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Oakboro by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oakboro offices.

Short answer: Uwharrie Bank is the largest bank with offices in Oakboro, with $1.22 billion in total assets on June 30, 2026, No. 882 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Oakboro: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.