US Bank Directory
Banks in Forest City, NC
6 FDIC-insured banks operate 6 offices in Forest City, North Carolina, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Forest City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 7 locations in Forest City, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Forest City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Forest City, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank OZK Bank · 1
Bank OZK has 1 branch in Forest City, 28 across North Carolina and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. The Forest City Branch at 108 Plaza Dr Ext dates to 2005 in FDIC branch records. Its published hours do not list Saturday.
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Forest City Branch108 Plaza Dr Ext, 28043
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Forest City, 87 across North Carolina and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Forest City Branch at 300 W Main St dates to 1987 in FDIC branch records. Its published hours do not list Saturday.
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Forest City Branch300 W Main St, 28043
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Forest City, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Forest City Branch at 318 W Main St dates to 1987 in FDIC branch records. Its published hours do not list Saturday.
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Forest City Branch318 W Main St, 28043
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
State Employees' Credit Union Credit union · 1
State Employees' Credit Union has 1 office in Forest City, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Forest City117 Daniel Rd, 28043
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Forest City, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Forest City Branch at 179 E Main St dates to 1930 in FDIC branch records. Its published hours do not list Saturday.
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Forest City Branch179 E Main St, 28043
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
United Bank Bank · 1
United Bank has 1 branch in Forest City, 43 across North Carolina and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The Forest City Branch at 142 N Watkins Dr dates to 2013 in FDIC branch records. Its published hours do not list Saturday.
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Forest City Branch142 N Watkins Dr, 28043
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Forest City, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0853 Forest City Wal-Mart Branch at 197 Plaza Dr dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0853 Forest City Wal-Mart Branch197 Plaza Dr, 28043
Join a credit union in Forest City
1 credit union has 1 office here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Forest City page has every office in the state's directory.
Banking in Forest City: the local picture
Short answer: 6 banks run 6 branches in Forest City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Forest City, 2 elsewhere in North Carolina and 4 out of state, according to the FDIC.
The bank with the longest record here is Fifth Third Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 179 E Main St, dating to 1930; the newest is United Bank's at 142 N Watkins Dr, from 2013.
The only credit union with an office here is State Employees' Credit Union.
Of the 6 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Forest City
Short answer: None of the 6 Forest City locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Forest City, and where the nearest one is if they do not.
Short answer: In Forest City: Truist (1), Fifth Third Bank (1). No branches in Forest City: Chase (nearest in Asheville, 38 mi), Wells Fargo (nearest in Rutherfordton, 5 mi), Bank of America (nearest in Morganton, 30 mi), PNC Bank (nearest in Rutherfordton, 5 mi), U.S. Bank (nearest in Huntersville, 57 mi), Huntington (nearest in Charlotte, 58 mi), Regions Bank (nearest in Charlotte, 55 mi), TD Bank (nearest in Rutherfordton, 5 mi), BMO.
| Bank | In Forest City | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Chase | None | Asheville, 38 miles away |
| Wells Fargo | None | Rutherfordton, 5 miles away |
| Bank of America | None | Morganton, 30 miles away |
| PNC Bank | None | Rutherfordton, 5 miles away |
| U.S. Bank | None | Huntersville, 57 miles away |
| Huntington | None | Charlotte, 58 miles away |
| Regions Bank | None | Charlotte, 55 miles away |
| TD Bank | None | Rutherfordton, 5 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Forest City to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Forest City residents like anyone else.
Banks near Forest City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rutherfordton (5 miles) and Columbus (19 miles). Shelby, 20 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rutherfordton, NC | 5 mi | 4 | 4 |
| Banks in Columbus, NC | 19 mi | 2 | 2 |
| Banks in Shelby, NC | 20 mi | 9 | 12 |
| Banks in Marion, NC | 26 mi | 3 | 3 |
| Banks in Cherryville, NC | 29 mi | 3 | 3 |
| Banks in Morganton, NC | 30 mi | 7 | 8 |
| Banks in Kings Mountain, NC | 31 mi | 3 | 3 |
| Banks in Black Mountain, NC | 32 mi | 4 | 4 |
Bank branch openings and closings in Forest City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Forest City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Forest City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Forest City offices.
Short answer: Truist is the largest bank with offices in Forest City, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
| Bank OZK | $41.70 billion | No. 57 | 1 | Little Rock, AR |
| United Bank | $33.64 billion | No. 65 | 1 | Fairfax, VA |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Forest City: FAQ
How many banks are in Forest City, NC?
Forest City has 6 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Forest City?
Truist, with 1. Fifth Third Bank has 1 and First Citizens Bank has 1.
Is there a Truist in Forest City, NC?
Yes. FDIC data lists 1 Truist branch in Forest City as of September 5, 2026. The address and directions are under Truist above.
Is there a Fifth Third Bank in Forest City, NC?
Yes. FDIC data lists 1 Fifth Third Bank branch in Forest City as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a First Citizens Bank in Forest City, NC?
Yes. FDIC data lists 1 First Citizens Bank branch in Forest City as of September 5, 2026. The address and directions are under First Citizens Bank above.
Is there a Chase in Forest City, NC?
No. FDIC data lists no Chase branch in Forest City as of September 5, 2026. The nearest is in Asheville, about 38 miles away in a straight line.
Which banks in Forest City are open on Saturday?
None of the 6 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
What is the oldest bank in Forest City?
Fifth Third Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Which credit unions can I join in Forest City?
State Employees' Credit Union has an office in Forest City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Forest City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Forest City?
Nearby cities with more banks include Rutherfordton, Columbus, Shelby. Rutherfordton is 5 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 6 branches: Bank OZK, Fifth Third Bank, First Citizens Bank, Truist, United Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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