US Bank Directory
Banks in Rutherfordton, NC
4 FDIC-insured banks operate 4 offices in Rutherfordton, North Carolina, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Rutherfordton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Rutherfordton, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Rutherfordton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Rutherfordton, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
PNC Bank Bank · 1
PNC Bank has 1 branch in Rutherfordton, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Rutherfordton Branch at 275 N Main St dates to 1991 in FDIC branch records. It opens on Saturday.
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Rutherfordton Branch275 N Main St, 28139
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
State Employees' Credit Union Credit union · 1
State Employees' Credit Union has 1 office in Rutherfordton, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Rutherfordton428 S Main St, 28139
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Rutherfordton, 16 across North Carolina and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Rutherfordton Branch at 340 Charlotte Rd dates to 2002 in FDIC branch records. It opens on Saturday.
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Rutherfordton Branch340 Charlotte Rd, 28139
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 1
Truist has 1 branch in Rutherfordton, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Rutherfordton Branch at 134 Charlotte Rd dates to 1930 in FDIC branch records. It opens on Saturday.
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Rutherfordton Branch134 Charlotte Rd, 28139
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Rutherfordton, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Rutherfordton Main Branch at 137 Charlotte Rd dates to 1964 in FDIC branch records. Its published hours do not list Saturday.
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Rutherfordton Main Branch137 Charlotte Rd, 28139
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Rutherfordton
1 credit union has 1 office here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rutherfordton page has every office in the state's directory.
Banking in Rutherfordton: the local picture
Short answer: 4 banks run 4 branches in Rutherfordton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Rutherfordton, 1 elsewhere in North Carolina and 3 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 134 Charlotte Rd, dating to 1930; the newest is TD Bank's at 340 Charlotte Rd, from 2002.
The only credit union with an office here is State Employees' Credit Union.
Of the 5 locations with published hours. 3 open on Saturday.
Banks open on Saturday in Rutherfordton
Short answer: 3 of the 5 Rutherfordton locations with published hours open on Saturday, run by 3 institutions.
- PNC Bank: 1 of 1 branch (275 N Main St: Saturday 9 am to 1 pm)
- Truist: 1 of 1 branch (134 Charlotte Rd: Saturday 9 am to 12 pm)
- TD Bank: 1 of 1 branch (340 Charlotte Rd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Rutherfordton, and where the nearest one is if they do not.
Short answer: In Rutherfordton: Wells Fargo (1), PNC Bank (1), Truist (1), TD Bank (1). No branches in Rutherfordton: Chase (nearest in Asheville, 33 mi), Bank of America (nearest in Hendersonville, 29 mi), U.S. Bank (nearest in Huntersville, 61 mi), Fifth Third Bank (nearest in Forest City, 5 mi), Huntington (nearest in Charlotte, 63 mi), Regions Bank (nearest in Charlotte, 60 mi), BMO.
| Bank | In Rutherfordton | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| PNC Bank | 1 branch | here |
| Truist | 1 branch | here |
| TD Bank | 1 branch | here |
| Chase | None | Asheville, 33 miles away |
| Bank of America | None | Hendersonville, 29 miles away |
| U.S. Bank | None | Huntersville, 61 miles away |
| Fifth Third Bank | None | Forest City, 5 miles away |
| Huntington | None | Charlotte, 63 miles away |
| Regions Bank | None | Charlotte, 60 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rutherfordton to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rutherfordton residents like anyone else.
Banks near Rutherfordton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Forest City (5 miles) and Columbus (16 miles). Hendersonville, 29 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Forest City, NC | 5 mi | 6 | 6 |
| Banks in Columbus, NC | 16 mi | 2 | 2 |
| Banks in Marion, NC | 23 mi | 3 | 3 |
| Banks in Shelby, NC | 24 mi | 9 | 12 |
| Banks in Black Mountain, NC | 27 mi | 4 | 4 |
| Banks in Hendersonville, NC | 29 mi | 12 | 15 |
| Banks in Morganton, NC | 30 mi | 7 | 8 |
| Banks in Fletcher, NC | 31 mi | 2 | 2 |
Bank branch openings and closings in Rutherfordton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Rutherfordton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Rutherfordton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rutherfordton offices.
Short answer: Wells Fargo is the largest bank with offices in Rutherfordton, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Rutherfordton: FAQ
How many banks are in Rutherfordton, NC?
Rutherfordton has 4 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Rutherfordton?
Wells Fargo, with 1. PNC Bank has 1 and Truist has 1.
Is there a Wells Fargo in Rutherfordton, NC?
Yes. FDIC data lists 1 Wells Fargo branch in Rutherfordton as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a PNC Bank in Rutherfordton, NC?
Yes. FDIC data lists 1 PNC Bank branch in Rutherfordton as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Truist in Rutherfordton, NC?
Yes. FDIC data lists 1 Truist branch in Rutherfordton as of September 5, 2026. The address and directions are under Truist above.
Is there a Chase in Rutherfordton, NC?
No. FDIC data lists no Chase branch in Rutherfordton as of September 5, 2026. The nearest is in Asheville, about 33 miles away in a straight line.
Which banks in Rutherfordton are open on Saturday?
PNC Bank, Truist and TD Bank publish Saturday hours for one or more Rutherfordton locations. The Saturday section above lists each one with its hours.
What is the oldest bank in Rutherfordton?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Rutherfordton?
State Employees' Credit Union has an office in Rutherfordton. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Rutherfordton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Rutherfordton?
Nearby cities with more banks include Forest City, Columbus, Marion. Forest City is 5 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 4 branches: PNC Bank, TD Bank, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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