Banks in Columbus, NC

Bank branch map: Columbus

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Columbus, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Columbus

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Citizens Bank and HomeTrust Bank have the most locations in Columbus, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Columbus, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Columbus Branch at 160 W Mills St dates to 2007 in FDIC branch records. Its published hours do not list Saturday.

• Columbus Branch

  160 W Mills St, 28722

  (828) 894-2556Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun closed

  Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

First Citizens Bank: profile, branches and contacts

HomeTrust Bank 1 branch · main office Asheville, NC Bank · 1

HomeTrust Bank has 1 branch in Columbus, 18 across North Carolina and 33 nationwide. FDIC records list its main office in Asheville, NC and show it operating since 1926. With $4.44 billion in total assets on June 30, 2026, it ranks No. 314 of 4,232 U.S. banks by total assets. The Columbus Branch at 685 W Mills St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Columbus Branch

  685 W Mills St, 28722

  Hours: see the bank's site
  DirectionsWebsite

HomeTrust Bank: profile, branches and contacts

State Employees' Credit Union 1 office · main office Raleigh, NC Credit union · 1

State Employees' Credit Union has 1 office in Columbus, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Columbus

  74 Weaver St, 28722

  (828) 894-0557Today 8:30 am to 5:30 pm

  All hours

  Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

State Employees' Credit Union: profile, branches and contacts

Join a credit union in Columbus

1 credit union has 1 office here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Columbus page has every office in the state's directory.

Banking in Columbus: the local picture

Short answer: 2 banks run 2 branches in Columbus according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Columbus, 2 elsewhere in North Carolina, according to the FDIC.

The bank with the longest record here is First Citizens Bank, operating since 1898 according to the FDIC. In FDIC branch records, the longest-running branch is First Citizens Bank's office at 160 W Mills St, dating to 2007; the newest is HomeTrust Bank's at 685 W Mills St, from 2007.

The only credit union with an office here is State Employees' Credit Union.

Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Columbus

Short answer: None of the 2 Columbus locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Columbus, and where the nearest one is if they do not.

Short answer: No branches in Columbus: Chase (nearest in Asheville, 25 mi), Wells Fargo (nearest in Hendersonville, 15 mi), Bank of America (nearest in Hendersonville, 15 mi), PNC Bank (nearest in Hendersonville, 15 mi), U.S. Bank (nearest in Charlotte, 76 mi), Truist (nearest in Hendersonville, 15 mi), Fifth Third Bank (nearest in Forest City, 20 mi), Huntington (nearest in Charlotte, 76 mi), Regions Bank (nearest in Highlands, 58 mi), TD Bank (nearest in Hendersonville, 15 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Columbus to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Columbus residents like anyone else.

Banks near Columbus

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hendersonville (15 miles) and Rutherfordton (16 miles). Asheville, 29 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Columbus

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Columbus between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Columbus by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Columbus offices.

Short answer: First Citizens Bank is the largest bank with offices in Columbus, with $236.32 billion in total assets on June 30, 2026, No. 19 among U.S. banks by total assets. HomeTrust Bank is second with $4.44 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Columbus: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.